Chemung Financial share price logo

Chemung Financial

NASDAQ: CHMG

Small Cap

$81.49

-0.24

(-0.29%)

as on

Chemung Financial Stock Performance

as on September 30, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $79.40
    $82.03
    downward going graph

    2.56%

    Downside

    0.66%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $49.82
    $86.00
    downward going graph

    38.86%

    Downside

    5.53%

    Upside

    downward going graph

Chemung Financial share price movements today

Previous Close
$81.73
Open
$81.78
Volume
238.5K
Market Cap
$395.4M
Dividend Yield
1.68%
Day's Low - High
$79.40 - $82.03
52 Week Low - High
$49.82 - $86.00

Chemung Financial Historical Returns

1 Month Return
+ 0.16 %
3 Month Return
+ 9.56 %
1 Year Return
+ 55.11 %
3 Year Return
+ 106.34 %
5 Year Return
+ 82.03 %

Chemung Financial Stock Fundamentals & Key Indicators

Check Chemung Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$395.4M

EPS (TTM)

6.96

Dividend Yield

1.68%

Quarterly Earnings Growth YOY

0.52%

PE Ratio (TTM)

11.82

Industry PE ratio

11.02

PEG Ratio

0.06

EBITDA

23.2M

Revenue (TTM)

138.6M

Profit Margin

67.54%

Return On Equity TTM

12.98%

Chemung Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Chemung Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Chemung Financial image
Chemung Financial
Buy$395.4M82.03%11.8267.54%1.68%
Mizuho Financial image
Mizuho Financial
Buy$133.4B281.03%15.5929.14%1.66%
US Bancorp image
US Bancorp
Buy$92.4B-2.46%11.8463.78%3.51%
China Merchants Bank image
China Merchants Bank
NA$154.6BNA6.9787.19%4.49%
Icici Bank image
Icici Bank
Buy$99.3B42.11%16.9268.53%0.90%

Stock Returns calculator for Chemung Financial Stock including INR - Dollar returns

The Chemung Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Chemung Financial investment value today

Current value as on today

₹1,67,345

Returns

₹67,345

(+67.35%)

Returns from Chemung Financial Stock

₹54,659 (+54.66%)

Dollar Impact

₹12,686 (+12.69%)

Analyst Recommendation on Chemung Financial Stock

Based on 3 analysts

BUY

66.67%

Buy

33.33%

Hold

0.00%

Sell

Based on 3 analysts, 66.66666666666666% of analysts recommend a 'BUY' rating for Chemung Financial. Average target price of $84.67

Chemung Financial Share Price Target

Get share price movements and forecasts by analysts on Chemung Financial.

What analysts predicted

3.76%UPSIDE

Target Price

$84.67

Current Price

$81.49

Analyzed by

3 Analysts

High

$95

Target

$84.67

Low

$81

Chemung Financial target price $84.67, a slight upside of 3.76% compared to current price of $81.49. According to 3 analysts rating.

Chemung Financial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
36
36
37
38
37
22
39
40
39
18
Gross Profit
25
22
23
24
24
8
27
29
29
7
Operating Income
9
6
7
7
7
-8
10
10
11
-11
EBITDA
9
6
7
8
8
-8
10
11
12
-11
Interest Expense
13
13
13
12
11
12
11
10
10
10
Depreciation
0
0
0
0
0
0
0
0
0
-
Income Before Tax
9
6
7
7
7
-8
10
10
11
11
Income Tax Expense
2
1
1
1
1
-2
2
3
2
2
Net Income
7
4
5
5
6
-6
7
7
9
8
Net Profit Margin
69.72%
60.57%
61.67%
65.18%
65.23%
39.31%
69.13%
71.85%
73.43%
41.31%

Chemung Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
79
86
86
86
91
101
136
149
139
Gross Profit
67
79
73
78
88
95
94
96
89
Operating Income
14
23
19
23
33
36
31
30
19
EBITDA
19
27
23
28
37
39
34
32
22
Interest Expense
3
4
6
3
3
7
38
53
45
Depreciation
4
4
4
4
3
3
2
2
2
Income Before Tax
14
23
19
23
33
36
31
30
19
Income Tax Expense
7
4
3
4
7
8
6
6
4
Net Income
7
19
15
19
26
28
25
23
15
Net Profit Margin
84.86%
91.67%
85.77%
90.53%
96.26%
93.38%
69.34%
64.27%
64.19%

Chemung Financial Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
7
4
5
5
6
-6
7
7
9
8
Operating Cash Flow
7
6
9
6
7
9
12
16
9
9
Investing Cash Flow
-17
4
-1
-42
-11
208
-57
-71
-35
-51
Financing Cash Flow
67
-35
2
3
10
48
-167
-2
30
62
Change in Cash
58
-24
10
-33
6
266
-212
-57
3
19

Chemung Financial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
7
19
15
19
26
28
25
23
15
Operating Cash Flow
23
27
26
28
35
35
30
29
45
Investing Cash Flow
-106
43
-32
-495
-242
-252
-82
-57
68
Financing Cash Flow
39
27
-1
453
125
246
32
38
-110
Change in Cash
-43
99
-8
-13
-81
28
-19
10
3

Global Institutional Holdings in Chemung Financial

Check out the Institutions with significant holdings in Chemung Financial.

Funds
Holdings
Vanguard
3.94%
VANGUARD INDEX FUNDS
3.51%
iShares
3.31%
DFA INVESTMENT DIMENSIONS GROUP INC
2.02%
John Hancock Investment Trust II
1.55%
See all

Insights on Chemung Financial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, CHMG stock has moved up by 52.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 222.2% return, outperforming this stock by 115.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 63.5% return, outperforming this stock by 8.4%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 9.19M → 8.80M (in $), with an average decrease of 4.2% per quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 40.89M → 18.06M (in $), with an average decrease of 28.6% per quarter

About Chemung Financial

Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
OrganisationChemung Financial
HeadquartersOne Chemung Canal Plaza, Elmira, NY, 14901, US
IndustryBanks - Regional
CEOAnders Tomson

Key Management of Chemung Financial

Name

Title

Kristen Henderson

Vice President of Operations & Technology Division

Mr. Dale M. McKim III

Executive VP, CFO & Treasurer

Mr. Peter K. Cosgrove

Executive VP & Chief Credit Officer

Mr. Daniel D. Fariello

Executive VP of the Bank & President of Capital Bank

Ms. Kathleen S. McKillip

Senior VP & Corporate Secretary

Tyler Wilson

Vice President of Compliance

Mr. Scott T. Heffner

Senior VP & Director of Marketing

Mr. Anders M. Tomson

President, CEO & Director

Mr. Jeffrey Patrick Kenefick

Executive VP, President of Chemung Canal Division & Interim Head of Wealth Management Group

Mr. Loren Dale Cole

Executive VP & Chief Information Officer

FAQs

What is Chemung Financial share price today?

Chemung Financial share price today is $81.49 as on at the close of the market. Chemung Financial share today touched a day high of $82.03 and a low of $79.40.

What is the 52 week high and 52 week low for Chemung Financial share?

Chemung Financial share touched a 52 week high of $86.00 on and a 52 week low of $49.82 on . Chemung Financial stock price today i.e. is closed at $81.49,which is 5.24% down from its 52 week high and 63.57% up from its 52 week low.

What is Chemung Financial's market capitalisation today?

Chemung Financial market capitalisation is $0.00T as on .

How to invest in Chemung Financial Stock (CHMG) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Chemung Financial on INDmoney app. Click on Buy button.

What is the minimum amount required to buy Chemung Financial Stock (CHMG) from India?

Indian investors can start investing in Chemung Financial (CHMG) shares with as little as ₹95.980003356934 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹959.80 in Chemung Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on Chemung Financial share’s latest price of $81.49 as on September 30, 2026 at 1:29 am IST, you will get 0.1227 shares of Chemung Financial. Learn more about fractional shares .

What are the returns that Chemung Financial has given to Indian investors in the last 5 years?

Chemung Financial stock has given 82.03% share price returns and 29.19% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?