Community Financial System Inc share price logo

Community Financial System Inc Share Price

NYSE: CBU

Mid Cap

$55.63

+0.62

(+1.14%)

as on

Community Financial System Inc Stock Performance

as on October 18, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $54.93
    $55.84
    downward going graph

    1.26%

    Downside

    0.38%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $49.44
    $73.39
    downward going graph

    11.13%

    Downside

    31.92%

    Upside

    downward going graph

Community Financial System Inc share price movements today

Previous Close
$55.01
Open
$55.45
Volume
194.1K
Day's Low - High
$54.93 - $55.84
52 Week Low - High
$49.44 - $73.39

Community Financial System Inc Historical Returns

1 Month Return
-7.93 %
3 Month Return
-5.8 %
1 Year Return
-12.29 %
3 Year Return
-13.63 %
5 Year Return
0 %

Community Financial System Inc Stock Fundamentals & Key Indicators

Check Community Financial System Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.9B

EPS (TTM)

4.075

Dividend Yield

2.92%

Quarterly Earnings Growth YOY

0.07%

PE Ratio (TTM)

14.99

Industry PE ratio

16.405342465753424

PEG Ratio

2.17

EBITDA

-

Revenue (TTM)

756.0M

Profit Margin

25.75%

Return On Equity TTM

10.96%

Community Financial System Inc Stock Valuation

Track how Community Financial System Inc P/E has moved over time to understand its valuation trends.

Community Financial System Inc in the last 5 years

  • Overview

  • Trends

Lowest (13.35x)

September 30, 2023

Today (14.99x)

October 17, 2025

Industry (16.41x)

October 17, 2025

Highest (22.18x)

June 30, 2021

LowHigh

Today’s Price to Earnings Ratio: 14.99x

Community Financial System Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Community Financial System Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$2.9BNA14.9925.75%
BUY$73.4BNA32.339.32%
BUY$78.1B152.21%13.6522.70%
BUY$114.0B190.88%19.2325.74%
BUY$71.5B60%12.4629.23%

Stock Returns calculator for Community Financial System Inc Stock including INR - Dollar returns

The Community Financial System Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

Community Financial System Inc investment value today

Current value as on today

₹93,609

Returns

₹6,391

(-6.39%)

Returns from Community Financial System Inc Stock

₹11,304 (-11.3%)

Dollar Returns*

₹4,914 (+4.91%)

Analyst Recommendation on Community Financial System Inc Stock

Based on 12 analysts

BUY

50.00%

Buy

41.67%

Hold

8.33%

Sell

Based on 12 analysts, 50% of analysts recommend a 'BUY' rating for Community Financial System Inc. Average target price of $68.25

Community Financial System Inc Share Price Target

Get share price movements and forecasts by analysts on Community Financial System Inc.

What analysts predicted

18.49%UPSIDE

Target Price

$68.25

Current Price

$55.63

Analyzed by

12 Analysts

Target

$68.25

Community Financial System Inc target price $68.25, a slight upside of 18.49% compared to current price of $55.63. According to 12 analysts rating.

Community Financial System Inc Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
139
197
205
214
222
231
240
246
243
247
Gross Profit
120
174
172
172
171
181
181
190
189
195
Operating Income
6
61
55
43
53
62
57
64
64
66
EBITDA
14
68
63
50
60
69
64
71
71
73
Interest Expense
14
22
29
37
45
47
51
49
47
48
Depreciation
3
3
3
6
7
7
6
7
7
7
Income Before Tax
6
61
55
43
53
62
57
64
64
66
Income Tax Expense
1
13
11
10
12
14
13
14
14
14
Net Income
5
48
44
33
40
47
43
49
49
51
Net Profit Margin
4.17%
24.44%
21.51%
15.74%
18.33%
20.70%
18.28%
20.22%
20.36%
20.75%

Community Financial System Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
382
440
531
587
616
617
633
702
755
940
Gross Profit
365
421
507
558
581
582
629
664
640
723
Operating Income
132
154
159
212
209
206
241
240
168
236
EBITDA
149
174
193
247
241
236
271
270
196
265
Interest Expense
11
11
13
17
26
20
13
23
104
194
Depreciation
-
-
33
34
32
30
14
15
28
28
Income Before Tax
132
154
159
212
209
206
241
240
168
236
Income Tax Expense
40
50
9
44
40
41
51
52
36
54
Net Income
91
103
150
168
169
164
189
188
131
182
Net Profit Margin
23.82%
23.55%
28.34%
28.72%
27.43%
26.68%
29.94%
26.77%
17.45%
19.40%

Community Financial System Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
48
44
33
40
47
43
49
49
51
Operating Cash Flow
41
64
44
79
39
56
65
62
53
Investing Cash Flow
159
632
-296
-214
-171
-239
-210
-30
-153
Financing Cash Flow
-167
291
-12
282
-5
326
-4
288
-180
Change in Cash
33
233
-264
147
-136
144
-149
321
-280

Community Financial System Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
103
150
168
169
164
189
188
131
182
Operating Cash Flow
135
189
221
202
179
202
214
228
242
Investing Cash Flow
-121
131
17
-157
-398
-1,530
-2,138
335
-835
Financing Cash Flow
6
-273
-248
-52
1,660
1,557
259
-583
599
Change in Cash
20
47
-9
-6
1,440
229
-1,665
-18
6

Global Institutional Holdings in Community Financial System Inc

Funds
Holdings
BlackRock Inc
14.38%
Vanguard Group Inc
12.09%
Neuberger Berman Group LLC
7.18%
State Street Corp
6.06%
Morgan Stanley - Brokerage Accounts
4.21%

Insights on Community Financial System Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 49.61M → 51.33M (in $), with an average increase of 3.3% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 243.68M → 247.38M (in $), with an average increase of 1.5% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 46.7% return, outperforming this stock by 59.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 180.4% return, outperforming this stock by 194.0%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, CBU stock has moved down by -7.9%

About Community Financial System Inc

headquartered in dewitt, ny, a suburb of syracuse, community bank system, inc. (nyse:cbu) is a registered bank holding company with $7.4 billion in assets and approximately 180 customer facilities across upstate new york, where it operates as community bank, n.a. member fdic. equal housing lender. the company's other subsidiaries include: bpas, an employee benefits administration and consulting firm with offices in upstate new york, pittsburgh, philadelphia, houston and puerto rico; the cbna insurance agency, with offices in three northern new york communities; community investment services, a broker-dealer delivering financial products throughout the company's branch network; and nottingham advisors, a wealth management and advisory firm with offices in buffalo, ny, and north palm beach, fl.
OrganisationCommunity Financial System Inc
Headquarters5790 Widewaters Parkway, Dewitt, NY, United States, 13214-1883
IndustryFinance
CEOMr. Dimitar A. Karaivanov
E-voting on sharesClick here to vote

Key Management of Community Financial System Inc

Name

Title

Mr. Dimitar A. Karaivanov

President, CEO & Director

Ms. Marya Burgio Wlos

Executive VP & CFO

Mr. Aaron Friot

Senior VP, Chief Technology & Operations Officer

Dorothy Quarltere

Chief Compliance Officer

Mr. Daniel L. Bailey

Senior VP & Chief Risk Officer

Mr. Michael Thomas Cerminaro

President & CEO of Wealth Management Division

Ms. Maureen A. Gillan-Myer

Executive VP & Chief Human Resources Officer and Administration officer

Mr. Michael N. Abdo

Executive VP & General Counsel

Mr. Jeffrey M. Levy

Senior VP & Chief Banking Officer

Ms. Deresa F. Durkee

Senior VP & Chief Accounting Officer

FAQs

What is Community Financial System Inc share price today?

Community Financial System Inc share price today is $55.63 as on at the close of the market. Community Financial System Inc share today touched a day high of $55.84 and a low of $54.93.

What is the 52 week high and 52 week low for Community Financial System Inc share?

Community Financial System Inc share touched a 52 week high of $73.39 on and a 52 week low of $49.44 on . Community Financial System Inc stock price today i.e. is closed at $55.63,which is 24.20% down from its 52 week high and 12.52% up from its 52 week low.

What is Community Financial System Inc's market capitalisation today?

Community Financial System Inc market capitalisation is $0.00T as on .

How to invest in Community Financial System Inc Stock (CBU) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Community Financial System Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Community Financial System Inc Shares that will get you 0.0270 shares as per Community Financial System Inc share price of $55.63 per share as on October 18, 2025 at 1:29 am IST.

What is the minimum amount required to buy Community Financial System Inc Stock (CBU) from India?

Indian investors can start investing in Community Financial System Inc (CBU) shares with as little as ₹88.054 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹880.54 in Community Financial System Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Community Financial System Inc share’s latest price of $55.63 as on October 18, 2025 at 1:29 am IST, you will get 0.1798 shares of Community Financial System Inc. Learn more about fractional shares .