$67.58
0.33%
Downside
Day's Volatility :4.3%
Upside
3.98%
39.72%
Downside
52 Weeks Volatility :39.72%
Upside
0.0%
Period | Community Financial System Inc | Sector (Financials) | Index (Russel 2000) |
---|---|---|---|
3 Months | 24.81% | 19.3% | 0.0% |
6 Months | 51.58% | 20.2% | 0.0% |
1 Year | 65.78% | 47.3% | 0.0% |
3 Years | -5.03% | 23.8% | -27.4% |
Market Capitalization | 3.3B |
Book Value | $33.97 |
Dividend Share | 1.81 |
Dividend Yield | 3.03% |
Earnings Per Share (EPS) | 3.2 |
PE Ratio | 19.44 |
PEG Ratio | 2.17 |
Wall Street Target Price | 65.2 |
Profit Margin | 23.56% |
Operating Margin TTM | 33.33% |
Return On Assets TTM | 1.05% |
Return On Equity TTM | 9.96% |
Revenue TTM | 706.3M |
Revenue Per Share TTM | 13.34 |
Quarterly Revenue Growth YOY | 5.1% |
Gross Profit TTM | 664.6M |
Diluted Eps TTM | 3.2 |
Quarterly Earnings Growth YOY | 0.01 |
EPS Estimate Current Year | 3.38 |
EPS Estimate Next Year | 3.87 |
EPS Estimate Current Quarter | 0.88 |
EPS Estimate Next Quarter | 0.88 |
What analysts predicted
Downside of 3.52%
FY18 | Y/Y Change | |
---|---|---|
Revenue | 569.4M | ↑ 9.91% |
Net Income | 168.6M | ↑ 11.89% |
Net Profit Margin | 29.62% | ↑ 0.53% |
FY19 | Y/Y Change | |
---|---|---|
Revenue | 589.8M | ↑ 3.58% |
Net Income | 169.1M | ↑ 0.25% |
Net Profit Margin | 28.66% | ↓ 0.96% |
FY20 | Y/Y Change | |
---|---|---|
Revenue | 596.4M | ↑ 1.12% |
Net Income | 164.7M | ↓ 2.59% |
Net Profit Margin | 27.61% | ↓ 1.05% |
FY21 | Y/Y Change | |
---|---|---|
Revenue | 620.6M | ↑ 4.07% |
Net Income | 189.7M | ↑ 15.19% |
Net Profit Margin | 30.56% | ↑ 2.95% |
FY22 | Y/Y Change | |
---|---|---|
Revenue | 679.4M | ↑ 9.46% |
Net Income | 188.1M | ↓ 0.85% |
Net Profit Margin | 27.69% | ↓ 2.87% |
FY23 | Y/Y Change | |
---|---|---|
Revenue | 756.0M | ↑ 11.29% |
Net Income | 131.9M | ↓ 29.86% |
Net Profit Margin | 17.45% | ↓ 10.24% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Revenue | 175.3M | ↑ 41.02% |
Net Income | 48.3M | ↑ 732.89% |
Net Profit Margin | 27.55% | ↑ 22.88% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Revenue | 175.4M | ↑ 0.06% |
Net Income | 44.1M | ↓ 8.62% |
Net Profit Margin | 25.16% | ↓ 2.39% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Revenue | 214.0M | ↑ 22.05% |
Net Income | 33.7M | ↓ 23.62% |
Net Profit Margin | 15.75% | ↓ 9.41% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Revenue | 222.9M | ↑ 4.15% |
Net Income | 40.9M | ↑ 21.26% |
Net Profit Margin | 18.33% | ↑ 2.58% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Revenue | 230.6M | ↑ 3.42% |
Net Income | 47.9M | ↑ 17.23% |
Net Profit Margin | 20.78% | ↑ 2.45% |
Q3 FY24 | Q/Q Change | |
---|---|---|
Revenue | 240.0M | ↑ 4.09% |
Net Income | 43.9M | ↓ 8.38% |
Net Profit Margin | 18.29% | ↓ 2.49% |
FY18 | Y/Y Change | |
---|---|---|
Total Assets | 10.6B | ↓ 1.28% |
Total Liabilities | 8.9B | ↓ 2.39% |
FY19 | Y/Y Change | |
---|---|---|
Total Assets | 11.4B | ↑ 7.56% |
Total Liabilities | 9.6B | ↑ 7.44% |
FY20 | Y/Y Change | |
---|---|---|
Total Assets | 13.9B | ↑ 22.09% |
Total Liabilities | 11.8B | ↑ 23.78% |
FY21 | Y/Y Change | |
---|---|---|
Total Assets | 15.6B | ↑ 11.64% |
Total Liabilities | 13.5B | ↑ 13.74% |
FY22 | Y/Y Change | |
---|---|---|
Total Assets | 15.8B | ↑ 1.82% |
Total Liabilities | 14.3B | ↑ 6.19% |
FY23 | Y/Y Change | |
---|---|---|
Total Assets | 15.6B | ↓ 1.26% |
Total Liabilities | 13.8B | ↓ 3.29% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 15.1B | ↓ 0.97% |
Total Liabilities | 13.5B | ↓ 0.96% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 15.4B | ↑ 1.84% |
Total Liabilities | 13.8B | ↑ 2.53% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 15.6B | ↑ 1.62% |
Total Liabilities | 13.8B | ↓ 0.12% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 15.9B | ↑ 1.43% |
Total Liabilities | 14.2B | ↑ 2.8% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 15.9B | ↑ 0.3% |
Total Liabilities | 14.2B | ↑ 0.25% |
Q3 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 16.4B | ↑ 3.13% |
Total Liabilities | 14.6B | ↑ 2.69% |
FY18 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 221.4M | ↑ 16.73% |
Investing Cash Flow | 17.5M | ↓ 86.68% |
Financing Cash Flow | -248.1M | ↓ 9.41% |
FY19 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 202.5M | ↓ 8.54% |
Investing Cash Flow | -157.1M | ↓ 997.71% |
Financing Cash Flow | -52.3M | ↓ 78.94% |
FY20 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 179.5M | ↓ 11.37% |
Investing Cash Flow | -398.7M | ↑ 153.87% |
Financing Cash Flow | 1.7B | ↓ 3276.93% |
FY21 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 202.5M | ↑ 12.85% |
Investing Cash Flow | -1.5B | ↑ 283.92% |
Financing Cash Flow | 1.6B | ↓ 6.18% |
FY22 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 214.6M | ↑ 5.95% |
Investing Cash Flow | -2.1B | ↑ 39.73% |
Financing Cash Flow | 259.2M | ↓ 83.36% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 77.4M | ↑ 8.12% |
Investing Cash Flow | 596.1M | ↓ 334.84% |
Financing Cash Flow | -694.0M | ↓ 579.45% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 41.5M | ↓ 46.39% |
Investing Cash Flow | 159.8M | ↓ 73.19% |
Financing Cash Flow | -167.8M | ↓ 75.82% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 64.9M | ↑ 56.35% |
Investing Cash Flow | 632.6M | ↑ 295.9% |
Financing Cash Flow | 291.4M | ↓ 273.66% |
Sell
Neutral
Buy
Community Financial System Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.
Company Name | 1 Month | 6 Month | 1 Year | 3 Years | 5 Years |
---|---|---|---|---|---|
Community Financial System Inc | 23.52% | 51.58% | 65.78% | -5.03% | -13.16% |
Nu Holdings Ltd. | 14.3% | 25.35% | 77.87% | 45.5% | 45.5% |
Icici Bank Ltd. | 7.25% | 13.94% | 35.94% | 46.86% | 132.68% |
Pnc Financial Services Group, Inc. | 12.48% | 31.26% | 69.71% | -1.54% | 33.91% |
U.s. Bancorp | 15.27% | 23.28% | 47.26% | -15.54% | -13.27% |
Truist Financial Corp | 11.9% | 20.17% | 54.0% | -27.44% | -14.12% |
Company Name | P/E Ratio | P/B Ratio | PEG Ratio | EPS | ROE | ROA | Div Yield | BVPS |
---|---|---|---|---|---|---|---|---|
Community Financial System Inc | 19.55 | 19.44 | 2.17 | 3.38 | 0.1 | 0.01 | 0.03 | 33.97 |
Nu Holdings Ltd. | 46.35 | 47.32 | NA | 0.43 | 0.24 | 0.04 | NA | 1.45 |
Icici Bank Ltd. | 19.23 | 19.74 | 0.0 | 1.36 | 0.19 | 0.02 | 0.01 | 397.44 |
Pnc Financial Services Group, Inc. | 15.83 | 15.72 | 1.89 | 13.6 | 0.1 | 0.01 | 0.03 | 124.56 |
U.s. Bancorp | 14.75 | 14.65 | 1.19 | 3.97 | 0.1 | 0.01 | 0.04 | 33.35 |
Truist Financial Corp | 8.99 | NA | 1.93 | 3.68 | -0.1 | -0.01 | 0.05 | 44.46 |
Company Name | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin |
---|---|---|---|---|---|
Community Financial System Inc | Buy | $3.2B | -13.16% | 19.55 | 23.56% |
Nu Holdings Ltd. | Buy | $68.8B | 45.5% | 46.35 | 31.18% |
Icici Bank Ltd. | Buy | $107.1B | 132.68% | 19.23 | 28.91% |
Pnc Financial Services Group, Inc. | Buy | $74.3B | 33.91% | 15.83 | 25.11% |
U.s. Bancorp | Hold | $73.6B | -13.27% | 14.75 | 22.02% |
Truist Financial Corp | Buy | $55.8B | -14.12% | 8.99 | -10.68% |
Insights on Community Financial System Inc
Revenue is up for the last 7 quarters, 124.28M → 239.99M (in $), with an average increase of 9.7% per quarter
Netprofit is down for the last 2 quarters, 47.91M → 43.90M (in $), with an average decrease of 8.4% per quarter
In the last 1 year, Nu Holdings Ltd. has given 77.9% return, outperforming this stock by 12.1%
BlackRock Inc
Vanguard Group Inc
Morgan Stanley - Brokerage Accounts
State Street Corp
Neuberger Berman Group LLC
Dimensional Fund Advisors, Inc.
In the quarter ending March,2024. Community Financial System Inc has declared dividend of $0.45
Read Moreheadquartered in dewitt, ny, a suburb of syracuse, community bank system, inc. (nyse:cbu) is a registered bank holding company with $7.4 billion in assets and approximately 180 customer facilities across upstate new york, where it operates as community bank, n.a. member fdic. equal housing lender. the company's other subsidiaries include: bpas, an employee benefits administration and consulting firm with offices in upstate new york, pittsburgh, philadelphia, houston and puerto rico; the cbna insurance agency, with offices in three northern new york communities; community investment services, a broker-dealer delivering financial products throughout the company's branch network; and nottingham advisors, a wealth management and advisory firm with offices in buffalo, ny, and north palm beach, fl.
Organization | Community Financial System Inc |
Employees | 2687 |
CEO | Mr. Dimitar A. Karaivanov |
Industry | Finance |