Community Bank System Inc (CBU)

$42.48

+0.95

(+2.29%)▲

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Community Bank System Inc

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 124.28M → 214.04M (in $), with an average increase of 15.7% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 48.29M → 33.70M (in $), with an average decrease of 16.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 122.0% return, outperforming this stock by 134.5%

Performance

  • $41.50
    $42.85
    $42.48
    downward going graph

    2.31%

    Downside

    Day's Volatility :3.15%

    Upside

    0.86%

    downward going graph
  • $34.72
    $53.86
    $42.48
    downward going graph

    18.27%

    Downside

    52 Weeks Volatility :35.54%

    Upside

    21.13%

    downward going graph

Returns

PeriodCommunity Bank System IncSector (Financials)Index (Russel 2000)
3 Months
-13.04%
6.3%
0.0%
6 Months
-1.68%
19.8%
0.0%
1 Year
-12.51%
19.0%
-1.5%
3 Years
-49.06%
12.1%
-21.8%

Highlights

Market Capitalization
2.2B
Book Value
$31.84
Dividend Share
1.78
Dividend Yield
4.32%
Earnings Per Share (EPS)
2.45
PE Ratio
17.02
PEG Ratio
2.17
Wall Street Target Price
52.86
Profit Margin
20.59%
Operating Margin TTM
33.56%
Return On Assets TTM
0.84%
Return On Equity TTM
8.12%
Revenue TTM
640.7M
Revenue Per Share TTM
11.95
Quarterly Revenue Growth YOY
-0.2%
Gross Profit TTM
664.6M
Diluted Eps TTM
2.45
Quarterly Earnings Growth YOY
-0.36
EPS Estimate Current Year
3.2
EPS Estimate Next Year
3.44
EPS Estimate Current Quarter
0.84
EPS Estimate Next Quarter
0.79

Analyst Recommendation

Buy
    50%Buy
    41%Hold
    8%Sell
Based on 12 Wall street analysts offering stock ratings for Community Bank System Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
6
Hold
5
5
5
Sell
1
1
1

Analyst Forecast

What analysts predicted

Upside of 24.44%

Current $42.48
Target $52.86

Company Financials

FY18Y/Y Change
Revenue
569.4M
↑ 9.91%
Net Income
168.6M
↑ 11.89%
Net Profit Margin
29.62%
↑ 0.53%
FY19Y/Y Change
Revenue
589.8M
↑ 3.58%
Net Income
169.1M
↑ 0.25%
Net Profit Margin
28.66%
↓ 0.96%
FY20Y/Y Change
Revenue
596.4M
↑ 1.12%
Net Income
164.7M
↓ 2.59%
Net Profit Margin
27.61%
↓ 1.05%
FY21Y/Y Change
Revenue
620.6M
↑ 4.07%
Net Income
189.7M
↑ 15.19%
Net Profit Margin
30.56%
↑ 2.95%
FY22Y/Y Change
Revenue
679.4M
↑ 9.46%
Net Income
188.1M
↓ 0.85%
Net Profit Margin
27.69%
↓ 2.87%
FY23Y/Y Change
Revenue
756.0M
↑ 11.29%
Net Income
131.9M
↓ 29.86%
Net Profit Margin
17.45%
↓ 10.24%
Q3 FY22Q/Q Change
Revenue
175.6M
↑ 5.03%
Net Income
48.7M
↑ 22.32%
Net Profit Margin
27.72%
↑ 3.92%
Q4 FY22Q/Q Change
Revenue
175.9M
↑ 0.16%
Net Income
52.5M
↑ 7.88%
Net Profit Margin
29.86%
↑ 2.14%
Q1 FY23Q/Q Change
Revenue
124.3M
↓ 29.36%
Net Income
5.8M
↓ 88.96%
Net Profit Margin
4.67%
↓ 25.19%
Q2 FY23Q/Q Change
Revenue
175.3M
↑ 41.02%
Net Income
48.3M
↑ 732.89%
Net Profit Margin
27.55%
↑ 22.88%
Q3 FY23Q/Q Change
Revenue
175.4M
↑ 0.06%
Net Income
44.1M
↓ 8.62%
Net Profit Margin
25.16%
↓ 2.39%
Q4 FY23Q/Q Change
Revenue
214.0M
↑ 22.05%
Net Income
33.7M
↓ 23.62%
Net Profit Margin
15.75%
↓ 9.41%
FY18Y/Y Change
Total Assets
10.6B
↓ 1.28%
Total Liabilities
8.9B
↓ 2.39%
FY19Y/Y Change
Total Assets
11.4B
↑ 7.56%
Total Liabilities
9.6B
↑ 7.44%
FY20Y/Y Change
Total Assets
13.9B
↑ 22.09%
Total Liabilities
11.8B
↑ 23.78%
FY21Y/Y Change
Total Assets
15.6B
↑ 11.64%
Total Liabilities
13.5B
↑ 13.74%
FY22Y/Y Change
Total Assets
15.8B
↑ 1.82%
Total Liabilities
14.3B
↑ 6.19%
FY23Y/Y Change
Total Assets
15.6B
↓ 1.26%
Total Liabilities
13.8B
↓ 3.29%
Q3 FY22Q/Q Change
Total Assets
15.6B
↑ 0.69%
Total Liabilities
14.1B
↑ 2.22%
Q4 FY22Q/Q Change
Total Assets
15.8B
↑ 1.55%
Total Liabilities
14.3B
↑ 1.07%
Q1 FY23Q/Q Change
Total Assets
15.3B
↓ 3.66%
Total Liabilities
13.6B
↓ 4.63%
Q2 FY23Q/Q Change
Total Assets
15.1B
↓ 0.97%
Total Liabilities
13.5B
↓ 0.96%
Q3 FY23Q/Q Change
Total Assets
15.4B
↑ 1.84%
Total Liabilities
13.8B
↑ 2.53%
Q4 FY23Q/Q Change
Total Assets
15.6B
↑ 1.62%
Total Liabilities
13.8B
↓ 0.12%
FY18Y/Y Change
Operating Cash Flow
221.4M
↑ 16.73%
Investing Cash Flow
17.5M
↓ 86.68%
Financing Cash Flow
-248.1M
↓ 9.41%
FY19Y/Y Change
Operating Cash Flow
202.5M
↓ 8.54%
Investing Cash Flow
-157.1M
↓ 997.71%
Financing Cash Flow
-52.3M
↓ 78.94%
FY20Y/Y Change
Operating Cash Flow
179.5M
↓ 11.37%
Investing Cash Flow
-398.7M
↑ 153.87%
Financing Cash Flow
1.7B
↓ 3276.93%
FY21Y/Y Change
Operating Cash Flow
202.5M
↑ 12.85%
Investing Cash Flow
-1.5B
↑ 283.92%
Financing Cash Flow
1.6B
↓ 6.18%
FY22Y/Y Change
Operating Cash Flow
214.6M
↑ 5.95%
Investing Cash Flow
-2.1B
↑ 39.73%
Financing Cash Flow
259.2M
↓ 83.36%
Q3 FY22Q/Q Change
Operating Cash Flow
44.1M
↓ 6.08%
Investing Cash Flow
-282.7M
↓ 17.2%
Financing Cash Flow
288.3M
↓ 154.51%
Q4 FY22Q/Q Change
Operating Cash Flow
71.6M
↑ 62.2%
Investing Cash Flow
-253.8M
↓ 10.21%
Financing Cash Flow
144.8M
↓ 49.79%
Q1 FY23Q/Q Change
Operating Cash Flow
77.4M
↑ 8.12%
Investing Cash Flow
596.1M
↓ 334.84%
Financing Cash Flow
-694.0M
↓ 579.45%
Q2 FY23Q/Q Change
Operating Cash Flow
41.5M
↓ 46.39%
Investing Cash Flow
159.8M
↓ 73.19%
Financing Cash Flow
-167.8M
↓ 75.82%
Q3 FY23Q/Q Change
Operating Cash Flow
64.9M
↑ 56.35%
Investing Cash Flow
632.6M
↑ 295.9%
Financing Cash Flow
291.4M
↓ 273.66%

Technicals Summary

Sell

Neutral

Buy

Community Bank System Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Community Bank System Inc
Community Bank System Inc
-6.25%
-1.68%
-12.51%
-49.06%
-49.06%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.48%
39.95%
122.02%
4.45%
4.45%
Icici Bank Ltd.
Icici Bank Ltd.
-1.23%
14.57%
16.77%
71.44%
122.29%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-1.57%
27.28%
18.03%
-17.14%
10.56%
U.s. Bancorp
U.s. Bancorp
-6.95%
18.43%
12.3%
-31.53%
-22.83%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-12.32%
14.8%
17.25%
21.98%
-27.89%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Community Bank System Inc
Community Bank System Inc
17.02
17.02
2.17
3.2
0.08
0.01
0.04
31.84
Nu Holdings Ltd.
Nu Holdings Ltd.
51.62
51.62
NA
0.4
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
11.46
11.46
3.46
12.38
0.12
0.01
0.04
112.72
U.s. Bancorp
U.s. Bancorp
12.67
12.67
1.14
3.9
0.1
0.01
0.05
31.13
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.09
9.09
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Community Bank System Inc
Community Bank System Inc
Buy
$2.2B
-49.06%
17.02
20.59%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$51.7B
4.45%
51.62
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$89.7B
122.29%
17.95
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$58.3B
10.56%
11.46
26.89%
U.s. Bancorp
U.s. Bancorp
Buy
$64.6B
-22.83%
12.67
21.09%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-27.89%
9.09
26.58%

Institutional Holdings

  • BlackRock Inc

    14.40%

  • Vanguard Group Inc

    12.50%

  • State Street Corporation

    7.26%

  • Neuberger Berman Group LLC

    5.99%

  • Morgan Stanley - Brokerage Accounts

    4.03%

  • Goldman Sachs Group Inc

    3.09%

Corporate Announcements

  • Community Bank System Inc Dividends March,2024

    In the quarter ending March,2024. Community Bank System Inc has declared dividend of $0.45

    Read More

Company Information

headquartered in dewitt, ny, a suburb of syracuse, community bank system, inc. (nyse:cbu) is a registered bank holding company with $7.4 billion in assets and approximately 180 customer facilities across upstate new york, where it operates as community bank, n.a. member fdic. equal housing lender. the company's other subsidiaries include: bpas, an employee benefits administration and consulting firm with offices in upstate new york, pittsburgh, philadelphia, houston and puerto rico; the cbna insurance agency, with offices in three northern new york communities; community investment services, a broker-dealer delivering financial products throughout the company's branch network; and nottingham advisors, a wealth management and advisory firm with offices in buffalo, ny, and north palm beach, fl.

Organization
Community Bank System Inc
Employees
2687
CEO
Mr. Dimitar A. Karaivanov
Industry
Finance

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