Bayfirst Financial Corp (BAFN)

$11.5

+0.12

(+1.05%)

Market is closed - opens 7 PM, 05 Jun 2024

Insights on Bayfirst Financial Corp

  • Increasing Revenue

    Revenue is up for the last 6 quarters, 15.75M → 30.15M (in $), with an average increase of 11.8% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 1.92M → 824.0K (in $), with an average decrease of 32.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 69.8% return, outperforming this stock by 91.2%

Performance

  • $11.38
    $11.50
    $11.50
    downward going graph

    1.04%

    Downside

    Day's Volatility :1.04%

    Upside

    0.0%

    downward going graph
  • $8.51
    $14.25
    $11.50
    downward going graph

    26.0%

    Downside

    52 Weeks Volatility :40.28%

    Upside

    19.3%

    downward going graph

Returns

PeriodBayfirst Financial CorpIndex (Russel 2000)
3 Months
-9.32%
0.0%
6 Months
0.35%
0.0%
1 Year
-21.41%
0.0%
3 Years
-52.58%
-22.6%

Highlights

Market Capitalization
46.6M
Book Value
$20.53
Dividend Share
0.32
Dividend Yield
2.79%
Earnings Per Share (EPS)
1.19
PE Ratio
9.46
Profit Margin
7.41%
Operating Margin TTM
7.71%
Return On Assets TTM
0.54%
Return On Equity TTM
6.21%
Revenue TTM
78.1M
Revenue Per Share TTM
19.17
Quarterly Revenue Growth YOY
14.499999999999998%
Gross Profit TTM
62.3M
Diluted Eps TTM
1.19
Quarterly Earnings Growth YOY
-0.14
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY18Y/Y Change
Revenue
46.8M
↑ 28.87%
Net Income
-1.2M
↓ 122.02%
Net Profit Margin
-2.58%
↓ 17.66%
FY19Y/Y Change
Revenue
66.7M
↑ 42.56%
Net Income
4.5M
↓ 472.13%
Net Profit Margin
6.73%
↑ 9.31%
FY20Y/Y Change
Revenue
123.8M
↑ 85.71%
Net Income
12.7M
↑ 183.28%
Net Profit Margin
10.26%
↑ 3.53%
FY21Y/Y Change
Revenue
149.6M
↑ 20.85%
Net Income
24.6M
↑ 93.8%
Net Profit Margin
16.45%
↑ 6.19%
FY22Y/Y Change
Revenue
57.8M
↓ 61.35%
Net Income
5.5M
↓ 77.75%
Net Profit Margin
9.47%
↓ 6.98%
FY23Y/Y Change
Revenue
102.6M
↑ 77.31%
Net Income
5.7M
↑ 4.09%
Net Profit Margin
5.56%
↓ 3.91%
Q4 FY22Q/Q Change
Revenue
15.8M
↓ 12.02%
Net Income
2.1M
↓ 31.46%
Net Profit Margin
13.41%
↓ 3.81%
Q1 FY23Q/Q Change
Revenue
17.0M
↑ 7.95%
Net Income
739.0K
↓ 65.03%
Net Profit Margin
4.35%
↓ 9.06%
Q2 FY23Q/Q Change
Revenue
19.8M
↑ 16.57%
Net Income
1.4M
↑ 87.42%
Net Profit Margin
6.99%
↑ 2.64%
Q3 FY23Q/Q Change
Revenue
21.1M
↑ 6.39%
Net Income
1.9M
↑ 38.84%
Net Profit Margin
9.12%
↑ 2.13%
Q4 FY23Q/Q Change
Revenue
28.8M
↑ 36.78%
Net Income
1.7M
↓ 13.94%
Net Profit Margin
5.74%
↓ 3.38%
Q1 FY24Q/Q Change
Revenue
30.2M
↑ 4.51%
Net Income
824.0K
↓ 50.21%
Net Profit Margin
2.73%
↓ 3.01%
FY18Y/Y Change
Total Assets
365.0M
↑ 40.06%
Total Liabilities
327.2M
↑ 43.22%
FY19Y/Y Change
Total Assets
531.2M
↑ 45.56%
Total Liabilities
479.9M
↑ 46.68%
FY20Y/Y Change
Total Assets
1.5B
↑ 190.77%
Total Liabilities
1.5B
↑ 207.06%
FY21Y/Y Change
Total Assets
917.1M
↓ 40.63%
Total Liabilities
820.8M
↓ 44.3%
FY22Y/Y Change
Total Assets
938.9M
↑ 2.38%
Total Liabilities
847.0M
↑ 3.19%
FY23Y/Y Change
Total Assets
1.1B
↑ 19.05%
Total Liabilities
1.0B
↑ 20.08%
Q4 FY22Q/Q Change
Total Assets
938.9M
↑ 0.93%
Total Liabilities
847.0M
↑ 0.88%
Q1 FY23Q/Q Change
Total Assets
1.1B
↑ 13.95%
Total Liabilities
979.5M
↑ 15.64%
Q2 FY23Q/Q Change
Total Assets
1.1B
↑ 1.64%
Total Liabilities
996.3M
↑ 1.72%
Q3 FY23Q/Q Change
Total Assets
1.1B
↑ 4.28%
Total Liabilities
1.0B
↑ 4.36%
Q4 FY23Q/Q Change
Total Assets
1.1B
↓ 1.43%
Total Liabilities
1.0B
↓ 2.19%
Q1 FY24Q/Q Change
Total Assets
1.1B
↑ 2.36%
Total Liabilities
1.0B
↑ 2.61%
FY19Y/Y Change
Operating Cash Flow
-38.5M
↓ 624.65%
Investing Cash Flow
-37.7M
-
Financing Cash Flow
158.0M
↑ 49.87%
FY20Y/Y Change
Operating Cash Flow
-107.8M
↑ 179.81%
Investing Cash Flow
-933.4M
↑ 2373.5%
Financing Cash Flow
986.0M
↑ 524.21%
FY21Y/Y Change
Operating Cash Flow
101.2M
↓ 193.89%
Investing Cash Flow
601.9M
↓ 164.48%
Financing Cash Flow
-648.7M
↓ 165.8%
FY22Y/Y Change
Operating Cash Flow
440.3M
↑ 334.98%
Investing Cash Flow
-510.6M
↓ 184.84%
Financing Cash Flow
26.7M
↓ 104.11%
Q1 FY23Q/Q Change
Operating Cash Flow
65.2M
↓ 58.42%
Investing Cash Flow
-136.9M
-
Financing Cash Flow
137.3M
↑ 2254.39%
Q2 FY23Q/Q Change
Operating Cash Flow
127.3M
↑ 95.18%
Investing Cash Flow
-171.2M
↑ 25.06%
Financing Cash Flow
16.0M
↓ 88.37%

Technicals Summary

Sell

Neutral

Buy

Bayfirst Financial Corp is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Bayfirst Financial Corp
Bayfirst Financial Corp
-9.9%
0.35%
-21.41%
-52.58%
-52.58%
Nu Holdings Ltd.
Nu Holdings Ltd.
-4.92%
43.12%
64.88%
13.75%
10.45%
Icici Bank Ltd.
Icici Bank Ltd.
2.94%
16.5%
23.08%
57.95%
137.78%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-1.45%
11.18%
25.05%
-20.17%
14.83%
U.s. Bancorp
U.s. Bancorp
-5.0%
0.61%
27.26%
-34.62%
-24.34%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-5.02%
-4.72%
10.99%
-4.42%
-33.04%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Bayfirst Financial Corp
Bayfirst Financial Corp
9.46
9.46
NA
0.0
0.06
0.01
0.03
20.53
Nu Holdings Ltd.
Nu Holdings Ltd.
46.81
46.81
NA
0.42
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.21
13.21
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.47
13.47
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.22
9.22
0.86
0.81
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Bayfirst Financial Corp
Bayfirst Financial Corp
NA
$46.6M
-52.58%
9.46
7.41%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$58.2B
10.45%
46.81
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$94.6B
137.78%
17.95
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.6B
14.83%
13.21
25.68%
U.s. Bancorp
U.s. Bancorp
Hold
$63.3B
-24.34%
13.47
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-33.04%
9.22
27.36%

Institutional Holdings

  • Banc Funds Co LLC

    3.63%
  • First Manhattan Co. LLC

    3.36%
  • Vanguard Group Inc

    2.57%
  • Gator Capital Management, LLC

    1.50%
  • Honkamp Krueger Financial Services Inc

    1.36%
  • SALZHAUER MICHAEL

    1.33%

Company Information

first home bank is locally owned and operated since 1999, we serve the communities of tampa bay with high quality banking services delivered in a personalized, friendly manner. we strive to set first home bank apart as the leading provider of community banking services in the region. to accomplish this goal, we understand that our employees must be our most critical resource. at first home bank, we believe that recruiting strong talent is the key to being tampa bay’s premier community bank. as such, we are committed to providing our team career development opportunities, competitive compensation and generous benefits. we’re confident you will find our benefits package to be among the best available. still, we continuously explore ways to enhance our compensation and benefits, improve opportunity and build the strongest team possible. career opportunity and competitive compensation are essential elements of a satisfying workplace. however, we believe the culture and professional atmosph

Organization
Bayfirst Financial Corp
Employees
313
CEO
Mr. Thomas G. Zernick
Industry
Miscellaneous

FAQs