UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl

UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Sharwan Kumar Goyal. The fund could potentially beat inflation in the long-run.

1. UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl has ₹22521 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
2. The fund has an expense ratio 0.2.
   

UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 13.24% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.96%, 17.46% and 23.18% respectively.

UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Energy, Consumer Cyclical, Consumer Defensive, Basic Materials, Industrial, Communication, Health, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Infosys Ltd, Bharti Airtel Ltd

As it is a index funds mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by “passive” investment. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. UTI Nifty 50 Index Fund-Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.