UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

Debt

UTI Mutual Fund

Low Duration

Get the latest NAV of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1413.63

NAV as on 12 Sep 2025

5.48%/per year

Since Inception

Absolute Gain%

▲▼

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Low Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.44%
1.46%
4.24%
7.94%
7.44%
7.16%
Low Duration Index
0.43%
1.35%
3.68%
6.61%
6.11%
6.46%
Low Duration Avg
0.37%
1.33%
3.98%
7.51%
7.08%
5.9%
Best in Low Duration
0.49%
1.68%
5.66%
9.53%
8.13%
7.19%
Worst in Low Duration
0.39%
1.42%
4.08%
7.84%
7.35%
5.96%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option
-
3,125Cr
0.34%
7.94%
7.44%
-0.52
4.60
1.51
4.26
1.12
ICICI Prudential Savings Fund Weekly Reinvestment of Income Dist cum Cap Wdrl Direct Growth
-
22,337Cr
0.42%
7.81%
7.14%
0.03
--
--
1.15
0.49
Nippon India Low Duration Fund Daily Reinvestment Inc Dist cum Cap Wdrl Direct Growth
-
8,111Cr
0.38%
8.4%
6.96%
-0.32
--
--
1.68
0.72
Bandhan Low Duration Fund Periodic Reinvestment of Income Distribution cum cptl WdrlOpt Direct Growth
-
5,494Cr
0.34%
7.65%
6.49%
-0.89
--
--
0.14
-0.36
See all

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Returns Calculator

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UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
83.6%
AA
16.4%
Debt allocation has gone up from 62.7% to 70.8%
Debt allocation has gone up from 62.7% to 70.8%
Cash allocation has gone down from 37% to 28.9%
Cash allocation has gone down from 37% to 28.9%

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Corporate
49.5%
Cash Equivalent
41.4%
Government
9.1%

Top 2 Sectors in July were Corporate, Government

Jul'25

Corporate

68%

Government

10%

Jun'25

Corporate

60%

Government

13%

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.34%
Benchmark
NIFTY Low Duration Debt Idx A-I TR INR
AUM₹3125 Cr
Inception Date30 December, 2014
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
206.42%
Risk
Risk meter
pointer
Moderate Risk

About UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 30 December, 2014. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has ₹3125 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.48% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.94%, 7.44% and 7.16% respectively.

Holdings

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Power Finance Corporation Limited, Bajaj Housing Finance Limited, Treasury Bills, Embassy Office Parks Reit, National Bank For Agriculture And Rural Development

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Anurag Mittal

Fund Manager of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option, since 1 December 2021

Learn more about UTI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 3.2K Cr
₹ 3K Cr
₹ 3.3K Cr
  • AUM of the fund stands at 3.2K Cr as of Jul'25
  • AUM increased by 209.5 Cr between Jul'25 and Jun'25

Frequently Asked Questions for UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option

How do I invest in UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

INDmoney makes it simple to invest in the UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The NAV of the fund today is ₹1413.63. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option fund has generated a return of 7.94% in 1 year, 7.44% in 3 years, 7.16% in 5 years.

Who is the fund manager of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The fund managers are Anurag Mittal.

What is the expense ratio of the fund?

The expense ratio is 0.34%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3125 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI - Low Duration Fund - Direct Plan - Half Yearly Payout Inc Dist cum Cap Wdrl Option?

The top 3 holdings of the fund are Power Finance Corporation Limited(4.78%), Bajaj Housing Finance Limited(4.03%), Treasury Bills(3.92%)