UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl

UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 25 August, 2015. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

1. UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl has ₹482 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
2. The fund has an expense ratio 1.5.
   

UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl has given a CAGR return of 6.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.36%, 7.16% and 9.20% respectively.

UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.34% Govt Stock 2064, 6.33% Gsec Mat - 05/05/2035, 7.1% Govt Stock 2034, 7.54% Govt Stock 2036, Power Finance Corporation Limited

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Dynamic Bond Fund Regular Plan Flexi Payout Inc Dist cum Cap Wdrl has no lock in period.