Union Focused Fund Direct Growth

Union Focused Fund Direct Growth

Equity

Union Mutual Fund

Focused Fund

Get the latest NAV of Union Focused Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹26.24

▲0.6%1D

NAV as on 16 May 2025

18.2%/per year

Since Inception

Absolute Gain%

▲▼

46 people have invested ₹ 2.4L in Union Focused Fund Direct Growth in the last three months

Union Focused Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (16-May-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.36%
6.85%
6.44%
3 Months
8.61%
10.85%
9.27%
6 Months
1.71%
4.13%
2.2%
1 Year
7.81%
9.28%
11.24%
3 Years
16.91%
19%
20.47%
5 Years
22.92%
24.97%
24.22%

INDmoney Rank

Powered by IND quant engine

IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Union Focused Fund
-
400Cr
1.46%
7.81%
16.91%
18.2%
HDFC Focused 30 Fund Direct Growth
1/19
18,560Cr
0.71%
18.77%
28.51%
16.03%
Invesco India Focused Fund Direct Growth
3/19
3,693Cr
0.58%
16.86%
28.7%
26.46%
SBI Focused Equity Fund Direct Growth
9/19
36,041Cr
0.77%
13.76%
18.39%
15.87%
See all
Positive: Beats FD returns for both 3Y & 5Y duration
Beats FD returns for both 3Y & 5Y duration
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

Union Focused Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Union Focused Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 95.5%

Debt & Cash 4.5%

Large cap
68.5%
Mid cap
15.4%
Small cap
11.5%
Small Cap allocation has gone up from 9.2% to 11.5%
Small Cap allocation has gone up from 9.2% to 11.5%
Mid Cap allocation has gone down from 16.8% to 15.4%
Mid Cap allocation has gone down from 16.8% to 15.4%
Large Cap allocation has gone down from 71.1% to 68.5%
Large Cap allocation has gone down from 71.1% to 68.5%
Cash allocation has gone up from 2.9% to 4.5%
Cash allocation has gone up from 2.9% to 4.5%

Union Focused Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 95.5%

Debt & Cash 4.5%

Financial Services
23.6%
Tech
13.8%
Industrial
13.4%
Health
10.4%
Consumer Cyclical
9.1%
Communication
8.8%
Consumer Defensive
8%
Energy
5.7%
Utilities
4.3%
Basic Materials
2.9%

Top 3 Sectors in April were Financial Services, Consumer Cyclical & Tech

Apr'25

Financial Services

32%

Consumer Cyclical

14%

Industrial

11%

Mar'25

Financial Services

29%

Consumer Cyclical

14%

Tech

13%

Union Focused Fund Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
9.24%
0%
HDFC Bank Ltd
8.56%
0%
Tata Consumer Products Ltd
5.83%
0%
Infosys Ltd
4.89%
-23.5%
Info Edge (India) Ltd
4.28%
-11%
See all
Top Stocks bought last month
Dixon Technologies (India) Ltd's allocation increased from 3.47% to 4.21%
Dixon Technologies (India) Ltd's allocation increased from 3.47% to 4.21%
Tata Consumer Products Ltd's allocation increased from 5.15% to 5.83%
Tata Consumer Products Ltd's allocation increased from 5.15% to 5.83%
ICICI Bank Ltd's allocation increased from 8.97% to 9.24%
ICICI Bank Ltd's allocation increased from 8.97% to 9.24%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 6.88 % to 4.89 %
Infosys Ltd's allocation decreased from 6.88 % to 4.89 %
Info Edge (India) Ltd's allocation decreased from 5.02 % to 4.28 %
Info Edge (India) Ltd's allocation decreased from 5.02 % to 4.28 %
CG Power & Industrial Solutions Ltd's allocation decreased from 4.14 % to 3.95 %
CG Power & Industrial Solutions Ltd's allocation decreased from 4.14 % to 3.95 %

Union Focused Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.46%
Benchmark
BSE 500 India TR INR
AUM₹400 Cr
Inception Date13 August, 2019
Min Lumpsum/SIP₹1000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
154.83%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Union Focused Fund

Union Focused Fund Direct Growth is an equity fund. This fund was started on 13 August, 2019. The fund is managed by Pratik Dharmshi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Union Focused Fund Direct Growth has ₹400 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
  2. The fund has an expense ratio 1.5.

Returns

Union Focused Fund Direct Growth has given a CAGR return of 18.20% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.81%, 16.91% and 22.92% respectively.

Holdings

Union Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Health, Communication, Consumer Defensive, Basic Materials, Energy, Utilities. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Tata Consumer Products Ltd, Infosys Ltd, Info Edge (India) Ltd

Taxation

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Union Focused Fund Direct Growth

The investment objective of the scheme is to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps. However, there can be no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Focused Fund Direct Growth has no lock in period.

Fund Manager

Pratik Dharmshi

Fund Manager of Union Focused Fund Direct Growth, since 9 December 2024

Learn more about Union Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 400.2 Cr
₹ 389.3 Cr
₹ 363.5 Cr
  • AUM of the fund stands at 400.2 Cr as of Apr'25
  • AUM increased by 10.9 Cr between Apr'25 and Mar'25

Compare Union Focused Fund

Union Focused Fund

VS

SBI Focused Equity Fund Direct Growth

Frequently Asked Questions for Union Focused Fund Direct Growth

What is the current NAV of Union Focused Fund Direct Growth?

The current NAV of Union Focused Fund Direct Growth is ₹26.24 as on 16-May-2025.

What are the average returns of Union Focused Fund Direct Growth?

Existing (Absolute + CAGR) as on 16-May-2025.
Union Focused Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.36%
7.36%
6 Month Returns
1.71%
1.71%
1 Year Returns
7.81%
7.81%
3 Years Returns
59.81%
16.91%

How do I invest in Union Focused Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Union Focused Fund Direct Growth?

1.46% as on April 2025

What is net assets under management (AUM) of Union Focused Fund Direct Growth?

₹400 Cr as on April 2025

What are the top 5 holdings of Union Focused Fund Direct Growth?

ICICI Bank Ltd(9.24%), HDFC Bank Ltd(8.56%), Tata Consumer Products Ltd(5.83%), Infosys Ltd(4.89%), Info Edge (India) Ltd(4.28%) as on April 2025

What are the top 3 sectors that this Union Focused Fund Direct Growth has invested in?

Financial Services(30.64%), Consumer Cyclical(12.95%), Industrial(10.71%) as on April 2025

What is the alpha of Union Focused Fund Direct Growth?

The alpha ratio for the Union Focused Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Union Focused Fund Direct Growth
-3.34
-1
0.11
As on April 2025
The alpha for Union Focused Fund Direct Growth is calculated against BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Union Focused Fund Direct Growth??

The Beta ratio for the Union Focused Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Union Focused Fund Direct Growth
0.93
0.84
0.84
As on April 2025
The Beta for Union Focused Fund Direct Growth is calculated with BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Union Focused Fund Direct Growth?

The sharpe ratio for the Union Focused Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Union Focused Fund Direct Growth
-0.2
0.49
1.1
As on April 2025
The sharpe ratio for Union Focused Fund Direct Growth is calculated with BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Union Focused Fund Direct Growth?

The standard deviation for the Union Focused Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Union Focused Fund Direct Growth
16.51
13.21
13.12
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Union Focused Fund Direct Growth?

Sortino ratio is 0.73 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Who is the manager of Union Focused Fund Direct Growth?

Pratik Dharmshi is the fund manager of Union Focused Fund Direct Growth

What is the exit load of Union Focused Fund Direct Growth?

The Exit load of Union Focused Fund Direct Growth is 1%