Union Dynamic Bond Fund Direct Growth

Union Dynamic Bond Fund Direct Growth

Debt

Union Mutual Fund

Dynamic Bond

Get the latest NAV of Union Dynamic Bond Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹24.75

NAV as on 09 May 2025

6.92%/per year

Since Inception

Absolute Gain%

▲▼

9 people have invested ₹ 65K in Union Dynamic Bond Fund Direct Growth in the last three months

Fund Performance

as on (09-May-25)

Period
This Fund
Dynamic Bond Index
1 Month
0.82%
0.71%
3 Months
3.99%
3.34%
6 Months
5.37%
4.72%
1 Year
10.87%
10.09%
3 Years
7.81%
7.97%
5 Years
5.58%
6.37%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Union Dynamic Bond Fund
-
87Cr
1.24%
10.87%
7.81%
6.92%
Aditya Birla Sun Life Dynamic Bond Fund Direct Growth
1/9
1,837Cr
0.64%
11.5%
9.65%
7.87%
ICICI Prudential All Seasons Bond Fund Direct Growth
2/9
14,450Cr
0.59%
10.66%
9.26%
9.78%
SBI Dynamic Bond Fund Direct Growth
3/9
3,489Cr
0.61%
10.92%
9.16%
8.42%
See all

Union Dynamic Bond Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Union Dynamic Bond Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Debt & Cash 99.6%

AAA
100%
Cash allocation has gone down from 6.1% to 3.6%
Cash allocation has gone down from 6.1% to 3.6%
Debt allocation has gone up from 93.5% to 96%
Debt allocation has gone up from 93.5% to 96%

Union Dynamic Bond Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Debt & Cash 99.6%

Government
89.1%
Corporate
6.3%
Cash Equivalent
4.6%

Top 2 Sectors in March were Government, Corporate

Mar'25

Government

90%

Corporate

7%

Feb'25

Government

87%

Corporate

6%

Union Dynamic Bond Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.24%
Benchmark
CRISIL Dynamic Bond A-III TR INR
AUM₹87 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
124.8%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Union Dynamic Bond Fund

Union Dynamic Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Devesh Thacker. This fund is suitable to keep your money safe.

Key Parameters

  1. Union Dynamic Bond Fund Direct Growth has ₹87 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 1.2.

Returns

Union Dynamic Bond Fund Direct Growth has given a CAGR return of 6.92% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.87%, 7.81% and 5.58% respectively.

Holdings

Union Dynamic Bond Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Corporate. Its top holdings are 6.92% Govt Stock 2039, 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 7.23% Govt Stock 2039, Rural Electrification Corporation Limited

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Union Dynamic Bond Fund Direct Growth

The investment objective of the Scheme is to actively manage a portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and liquidity to the investors. However, there can be no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Dynamic Bond Fund Direct Growth has no lock in period.

Fund Manager

Devesh Thacker

Fund Manager of Union Dynamic Bond Fund Direct Growth, since 28 June 2018

Learn more about Union Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 77.8 Cr
₹ 79.4 Cr
₹ 79.4 Cr
  • AUM of the fund stands at 77.8 Cr as of Mar'25
  • AUM decreased by 1.6 Cr between Mar'25 and Feb'25

Frequently Asked Questions for Union Dynamic Bond Fund Direct Growth

What is the current NAV of Union Dynamic Bond Fund Direct Growth?

The current NAV of Union Dynamic Bond Fund Direct Growth is ₹24.75 as on 09-May-2025.

What are the average returns of Union Dynamic Bond Fund Direct Growth?

Existing (Absolute + CAGR) as on 09-May-2025.
Union Dynamic Bond Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.82%
0.82%
6 Month Returns
5.37%
5.37%
1 Year Returns
10.87%
10.87%
3 Years Returns
25.32%
7.81%

How do I invest in Union Dynamic Bond Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Union Dynamic Bond Fund Direct Growth?

1.24% as on April 2025

What is net assets under management (AUM) of Union Dynamic Bond Fund Direct Growth?

₹87 Cr as on April 2025

What are the top 5 holdings of Union Dynamic Bond Fund Direct Growth?

6.92% Govt Stock 2039(39.02%), 7.34% Govt Stock 2064(12.33%), 7.09% Govt Stock 2054(11.95%), 7.23% Govt Stock 2039(6.16%), Rural Electrification Corporation Limited(6.05%) as on April 2025

What are the top 3 sectors that this Union Dynamic Bond Fund Direct Growth has invested in?

Government(84.75%), Cash Equivalent(9.18%), Corporate(6.07%) as on April 2025

What is the yield to maturity ratio of Union Dynamic Bond Fund Direct Growth?

Yield to Maturity is 6.79 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of Union Dynamic Bond Fund Direct Growth?

Modified Duration is 8.75 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of Union Dynamic Bond Fund Direct Growth?

AAA
100

Who is the manager of Union Dynamic Bond Fund Direct Growth?

Devesh Thacker is the fund manager of Union Dynamic Bond Fund Direct Growth

What is the exit load of Union Dynamic Bond Fund Direct Growth?

The Exit load of Union Dynamic Bond Fund Direct Growth is 1%