Get the latest NAV of Union Business Cycle Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹11.07
▲0.1%1D
NAV as on 28 May 2025
8.62%/per year
Since Inception
▲▼
51 people have invested ₹ 79.1K in Union Business Cycle Fund Direct Growth in the last three months
Fund returns vs Benchmark returns vs Category Average returns as on (28-May-25)
The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 96.5%
Debt & Cash 3.5%
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 96.5%
Debt & Cash 3.5%
Top 3 Sectors in April were Financial Services, Industrial & Basic Materials
Financial Services
33%
Industrial
14%
Basic Materials
11%
Financial Services
31%
Industrial
15%
Basic Materials
12%
as on (30-Apr-25)
Equity
Debt & Cash
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
Expense ratio | 0.78% |
Benchmark | Nifty 500 TR INR |
AUM | ₹564 Cr |
Inception Date | 5 March, 2024 |
Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
Lock In | No Lock-in |
TurnOver | 0.2% |
STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
Risk | Very High Risk |
Union Business Cycle Fund Direct Growth is an equity fund. This fund was started on 5 March, 2024. The fund is managed by Pratik Dharmshi, Harshad Patwardhan. The fund could potentially beat inflation in the long-run.
Union Business Cycle Fund Direct Growth has given a CAGR return of 8.62% since inception. Over the last 1 year the fund has given a CAGR return of 1.93%.
Union Business Cycle Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Consumer Cyclical, Tech, Health, Communication, Energy, Consumer Defensive, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Bharti Airtel Ltd, Reliance Industries Ltd, Infosys Ltd
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
The investment objective of the Scheme is to generate long-term capital appreciation by investing with a focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Business Cycle Fund Direct Growth has no lock in period.
Fund Manager of Union Business Cycle Fund Direct Growth, since 9 December 2024
Fund Manager of Union Business Cycle Fund Direct Growth, since 1 November 2024
5Y CAGR
▲ 32.59
5Y CAGR
▲ 26.76
5Y CAGR
▲ 33.10
5Y CAGR
▲ 25.54
5Y CAGR
▲ 25.27