Tata Ultra Short Term Fund Regular Growth

Tata Ultra Short Term Fund Regular Growth

Debt

Tata Mutual Fund

Ultra Short Duration

Get the latest NAV of Tata Ultra Short Term Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.87

NAV as on 06 May 2026

5.6%/per year

Since Inception

Absolute Gain%

▲▼

Tata Ultra Short Term Fund Regular Growth Performance vs. Ultra Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (06-May-26)

The fund has consistently outperformed the benchmark (Ultra Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.63%
1.59%
2.84%
5.94%
6.61%
5.64%
Ultra Short Duration Index
0.56%
1.38%
2.58%
5.62%
5.99%
5.37%
Ultra Short Duration Avg
0.54%
1.38%
2.59%
5.82%
6.7%
5.86%
Best in Ultra Short Duration
0.75%
1.76%
3.28%
6.91%
7.6%
7.54%
Worst in Ultra Short Duration
0.58%
1.51%
2.84%
6.13%
6.48%
5.54%
Category Rank
12/16
3/17
2/17
1/17
7/15
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Tata Ultra Short Term Fund Regular Growth Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/15
59% Performance
76% Risk Management
42% Cost

Ranked 2 out of 15 mutual funds in the ultra short duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Ultra Short Term Fund Regular Growth
2/15
3,955Cr
1.15%
5.94%
6.61%
-0.57
0.83
0.18
0.28
-4.88
ICICI Prudential Ultra Short Term Fund
1/15
13,619Cr
0.77%
6.32%
7.03%
-0.23
0.91
1.49
3.38
-2.02
Invesco India Ultra Short Duration Fund
3/15
963Cr
0.79%
6.06%
6.88%
-0.42
0.97
0.90
2.03
-2.28
Axis Ultra Short Duration Fund
4/15
3,958Cr
1.2%
5.86%
6.58%
-0.66
0.92
0.10
0.16
-5.95
See all

Tata Ultra Short Term Fund Regular Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Ultra Short Term Fund Regular Growth Asset Allocation

See fund asset allocation details as on (13-Apr-26)

Fund Distribution

as on (13-Apr-26)

AAA
79%
AA
21%
Cash allocation has gone down from 52.2% to 50%
Cash allocation has gone down from 52.2% to 50%
Debt allocation has gone up from 47.5% to 49.6%
Debt allocation has gone up from 47.5% to 49.6%

Tata Ultra Short Term Fund Regular Growth Sector Allocation

See fund sector allocation details as on (13-Apr-26)

Sector Allocation

Corporate
58.7%
Cash Equivalent
29%
Government
12.3%

Top 2 Sectors in March were Corporate, Government

Mar'26

Corporate

73%

Government

8%

Feb'26

Corporate

51%

Government

7%

Tata Ultra Short Term Fund Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.15%
Benchmark
CRISIL Ultra Short Dura Debt B-I TR INR
AUM₹3955 Cr
Inception Date23 January, 2019
Min Lumpsum/SIP₹5,000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
4.35%
Risk
Risk meter
pointer
Moderate Risk

About Tata Ultra Short Term Fund Regular Growth

Tata Ultra Short Term Fund Regular Growth is a debt fund. This fund was started on 23 January, 2019. The fund is managed by Dhawal Joshi, Amit Somani. This fund is suitable to keep your money safe.

Key Parameters

  1. Tata Ultra Short Term Fund Regular Growth has ₹3955 Cr worth of assets under management (AUM) as on Apr 2026 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

Tata Ultra Short Term Fund Regular Growth has given a CAGR return of 5.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.94%, 6.61% and 5.64% respectively.

Holdings

Tata Ultra Short Term Fund Regular Growth has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are 14/05/2026 Maturing 182 DTB, National Bank For Agriculture And Rural Development, Punjab National Bank, 14/05/2026 Maturing 364 DTB, Karur Vysya Bank Ltd.

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Tata Ultra Short Term Fund Regular Growth

The investment objective of the Scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Tata Ultra Short Term Fund Regular Growth has no lock in period.

Fund Manager

Dhawal Joshi

Fund Manager of Tata Ultra Short Term Fund Regular Growth, since 14 October 2025

Amit Somani

Fund Manager of Tata Ultra Short Term Fund Regular Growth, since 14 October 2025

Learn more about Tata Mutual Fund
Parameters
Mar'26
Feb'26
Jan'26
AUM
₹ 4K Cr
₹ 3.8K Cr
₹ 4.5K Cr
  • AUM of the fund stands at 4K Cr as of Mar'26
  • AUM increased by 162.3 Cr between Mar'26 and Feb'26

Frequently Asked Questions for Tata Ultra Short Term Fund Regular Growth

How do I invest in Tata Ultra Short Term Fund Regular Growth?

INDmoney makes it simple to invest in the Tata Ultra Short Term Fund Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Ultra Short Term Fund Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Ultra Short Term Fund Regular Growth?

The NAV of the fund today is ₹14.87. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Ultra Short Term Fund Regular Growth fund has generated a return of 5.94% in 1 year, 6.61% in 3 years, 5.64% in 5 years.

Who is the fund manager of Tata Ultra Short Term Fund Regular Growth?

The fund managers are Dhawal Joshi, Amit Somani.

What is the expense ratio of the fund?

The expense ratio is 1.15%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3955 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Ultra Short Term Fund Regular Growth?

The top 3 holdings of the fund are 14/05/2026 Maturing 182 DTB(6.67%), National Bank For Agriculture And Rural Development(6.42%), Punjab National Bank(4.99%)