Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl

Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl is an equity fund. This fund was started on 4 August, 2021. The fund is managed by Sailesh Jain, Rahul Singh, Murthy Nagarajan. The fund could potentially beat inflation in the long-run.

1. Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl has ₹2909 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
2. The fund has an expense ratio 0.5.
   

Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl has given a CAGR return of 18.91% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -1.53% and 27.14% respectively.

Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Health, Energy, Utilities, Tech, Communication, Real Estate, Consumer Cyclical, Consumer Defensive. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, Larsen & Toubro Ltd

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Tata Business Cycle Fund Direct Payout of Income Dis cum Cap wdrl has no lock in period.