Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt

Debt

Edelweiss Mutual Fund

Banking & Psu

Get the latest NAV of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.89

NAV as on 27 Jun 2025

7.22%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (27-Jun-25)

Period
This Fund
Banking and PSU Index
1 Month
-0.15%
-0.16%
3 Months
2.8%
2.5%
6 Months
5.23%
4.57%
1 Year
9.72%
8.63%
3 Years
8.21%
7.37%
5 Years
6.36%
5.92%

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt Returns Calculator

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Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.6%

AAA
100%
Cash allocation has gone down from 4.8% to 2.7%
Cash allocation has gone down from 4.8% to 2.7%
Debt allocation has gone up from 94.8% to 96.9%
Debt allocation has gone up from 94.8% to 96.9%

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.6%

Government
59.9%
Corporate
35%
Cash Equivalent
5.1%

Top 2 Sectors in May were Government, Corporate

May'25

Government

61%

Corporate

36%

Apr'25

Government

59%

Corporate

36%

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.39%
Benchmark
IISL NIFTY Banking and PSU Debt TR INR
AUM₹270 Cr
Inception Date18 September, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
21.77%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt is a debt fund. This fund was started on 18 September, 2013. The fund is managed by Rahul Dedhia, Dhawal Dalal. This fund is suitable to keep your money safe.

Key Parameters

  1. Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt has ₹270 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt has given a CAGR return of 7.22% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.72%, 8.21% and 6.36% respectively.

Holdings

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.33% Gsec Mat - 05/05/2035, Indian Oil Corporation Limited, Indian Railway Finance Corporation Limited, Hindustan Petroleum Corporation Limited, Food Corporation Of India

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt

The investment objective of the Scheme is to generate returns commensurate with risks of investing in a portfolio of Debt Securities and Money Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central and State Governments and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt has no lock in period.

Fund Manager

Rahul Dedhia

Fund Manager of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt, since 23 November 2021

Dhawal Dalal

Fund Manager of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt, since 26 November 2016

Learn more about Edelweiss Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 270.4 Cr
₹ 266.5 Cr
₹ 263.2 Cr
  • AUM of the fund stands at 270.4 Cr as of May'25
  • AUM increased by 4 Cr between May'25 and Apr'25

Frequently Asked Questions for Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt

How do I invest in Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt?

INDmoney makes it simple to invest in the Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt?

The NAV of the fund today is ₹10.89. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt fund has generated a return of 9.72% in 1 year, 8.21% in 3 years, 6.36% in 5 years.

Who is the fund manager of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt?

The fund managers are Rahul Dedhia, Dhawal Dalal.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.39%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹270 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Edelweiss Banking and PSU Debt Fund Direct Plan Monthly Payout of Inc Dis cum Cptl Wdrl Opt?

The top 3 holdings of the fund are 6.33% Gsec Mat - 05/05/2035(11.12%), Indian Oil Corporation Limited(7.61%), Indian Railway Finance Corporation Limited(7.6%)