Tata Retirement Savings Progressive Fund
Get the latest NAV of Tata Retirement Savings Progressive Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹70.98
1D
NAV as on 27 Mar 2026
14.31%/per year
Since Inception
▲▼
735 people have invested ₹ 24.2L in Tata Retirement Savings Progressive Fund in the last three months
Tata Retirement Savings Progressive Fund Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (27-Mar-26)
The fund has outperformed the benchmark (Retirement Index) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
Tata Retirement Savings Progressive Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Tata Retirement Savings Progressive Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Tata Retirement Savings Progressive Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Financial Services, Consumer Defensive & Industrial
Financial Services
40%
Consumer Defensive
13%
Industrial
11%
Financial Services
40%
Consumer Defensive
13%
Industrial
11%
Tata Retirement Savings Progressive Fund Holdings Details
as on (28-Feb-26)
Tata Retirement Savings Progressive Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.63% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹2014 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5,000/₹150 |
Exit Load | 1.0% |
| Lock In | 5 Years |
TurnOver | 34.74% |
| Risk |   Very High Risk |
About Tata Retirement Savings Progressive Fund
Tata Retirement Savings Progressive Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Murthy Nagarajan, Sonam Udasi. This fund gives you the benefit of diversification.
Key Parameters
- Tata Retirement Savings Progressive Fund has ₹2014 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Tata Retirement Savings Progressive Fund has given a CAGR return of 14.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.17%, 15.10% and 11.40% respectively.
Holdings
Tata Retirement Savings Progressive Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Defensive, Industrial, Consumer Cyclical, Energy, Basic Materials, Tech, Utilities, Health, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Tata Retirement Savings Progressive Fund
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 150.00. There is a lock in period for Tata Retirement Savings Progressive Fund of 5 Years
Fund Manager
Murthy Nagarajan
Fund Manager of Tata Retirement Savings Progressive Fund, since 1 April 2017
Sonam Udasi
Fund Manager of Tata Retirement Savings Progressive Fund, since 1 April 2016
- AUM of the fund stands at 2K Cr as of Feb'26
- AUM decreased by 27.3 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Tata Retirement Savings Progressive Fund
How do I invest in Tata Retirement Savings Progressive Fund?
- Download the INDmoney app.
- Search for ‘Tata Retirement Savings Progressive Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.