Home Mutual FundsDSP Banking & PSU Debt Fund Regular Growth

Overview (as on 18 Sep 2020)

NAV

₹18.2251

1y returns

10.256%

Fund AUM

₹3,522 Cr

Expense Ratio

0.56%

Min SIP

₹500

Min Lumpsum

₹500

Fund Performance

Calculator

Monthly SIP

Lumpsum

I would like to invest

For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

DSP Banking & PSU Debt Fund Regular Growth

₹0

3.30% projected returns

Axis Banking & PSU Debt Fund Growth

₹0

3.16% projected returns

ICICI Prudential Banking and PSU Debt Fund Growth

₹0

3.42% projected returns

IDFC Banking & PSU Debt Fund Regular Growth

₹0

3.19% projected returns

Aditya Birla Sun Life Banking & PSU Debt Fund Growth Regular Plan

₹0

3.37% projected returns

Kotak Banking and PSU Debt Growth

₹0

3.71% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Government

78.68%

Corporate

14.55%

Cash Equivalent

6.76%

Debt Credit Ratings

AAA

100.00%

Key Metrics

Modified Duration

2.77 yr

Average Maturity

3.31 yr

Yield to Maturity

5.11%

Top 10 Holdings

All

Equity

Debt & Cash

Holding Name
Type
Holding Percentage
7.27% Govt Stock 2026
SOV
Debt
13.54%
NTPC Limited
CARE AAA
Debt
9.20%
7.59% Govt Stock 2026
SOV
Debt
8.20%
Hindustan Petroleum Corporation Limited
CRISIL AAA | Low Risk
Debt
7.61%
Treps / Reverse Repo Investments / Corporate Debt Repo
Low Risk
Cash
6.70%

Power Finance Corporation Limited
CARE AAA
Debt
4.31%
National Bank For Agriculture And Rural Development
ICRA AAA
Debt
3.70%
6.97% Govt Stock 2026
SOV
Debt
3.08%
Power Finance Corporation Limited
CARE AAA
Debt
2.99%
Indian Oil Corporation Limited
CRISIL AAA
Debt
2.89%

Fund Details

Investment Objectives

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

Scheme Name

DSP Banking & PSU Debt Fund Regular Growth

Scheme Document

Click Here

Exit Load

After 0 Months : 0%

Plan Started

14 September, 2013

Fund Manager

Vikram Chopra

Fund House Details

Fund House

DSP Investment Managers Private Limited

Phone

Address

Tulsiani Chambers,,West Wing, 11th Floor,,Nariman Point

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
DSP Banking & PSU Debt Fund Direct Growth	Direct	0.30%	10.56%
DSP Banking & PSU Debt Fund Direct Daily Dividend Reinvestment	Direct	0.30%	6.28%
DSP Banking & PSU Debt Fund Direct Monthly Dividend Reinvestment	Direct	0.30%	9.06%
DSP Banking & PSU Debt Fund Direct Quarterly Dividend Reinvestment	Direct	0.30%	9.10%
DSP Banking & PSU Debt Fund Direct Dividend Reinvestment	Direct	0.30%	8.53%
DSP Banking & PSU Debt Fund Direct Weekly Dividend Reinvestment	Direct	0.30%	7.62%
DSP Banking & PSU Debt Fund Direct Monthly Dividend Payout	Direct	0.30%	9.06%
DSP Banking & PSU Debt Fund Direct Quarterly Dividend Payout	Direct	0.30%	9.10%
DSP Banking & PSU Debt Fund Direct Dividend Payout	Direct	0.30%	8.53%
DSP Banking & PSU Debt Fund Regular Daily Dividend Reinvestment	Regular	0.56%	6.12%
DSP Banking & PSU Debt Fund Regular Monthly Dividend Reinvestment	Regular	0.56%	8.81%
DSP Banking & PSU Debt Fund Regular Quarterly Dividend Reinvestment	Regular	0.56%	8.85%
DSP Banking & PSU Debt Fund Regular Dividend Reinvestment	Regular	0.56%	8.32%
DSP Banking & PSU Debt Fund Regular Weekly Dividend Reinvestment	Regular	0.56%	7.88%
DSP Banking & PSU Debt Fund Regular Monthly Dividend Payout	Regular	0.56%	8.81%
DSP Banking & PSU Debt Fund Regular Quarterly Dividend Payout	Regular	0.56%	8.85%
DSP Banking & PSU Debt Fund Regular Dividend Payout	Regular	0.56%	8.32%

Peer Funds

IDFC Banking & PSU Debt Fund Regular Growth

DebtBanking & PSURegularModerate Risk

1 yr returns

10.63%

AUM

₹17,691 Cr

Expense Ratio

0.65%

Axis Banking & PSU Debt Fund Growth

DebtBanking & PSURegularModerately Low risk

1 yr returns

9.60%

AUM

₹16,059 Cr

Expense Ratio

0.62%

Aditya Birla Sun Life Banking & PSU Debt Fund Growth Regular Plan

DebtBanking & PSURegularModerately Low risk

1 yr returns

9.96%

AUM

₹13,519 Cr

Expense Ratio

0.68%

ICICI Prudential Banking and PSU Debt Fund Growth

DebtBanking & PSURegularModerate Risk

1 yr returns

9.01%

AUM

₹13,300 Cr

Expense Ratio

0.83%

Kotak Banking and PSU Debt Growth

DebtBanking & PSURegularModerately Low risk

1 yr returns

10.16%

AUM

₹9,132 Cr

Expense Ratio

0.74%

DSP Banking & PSU Debt Fund Regular Growth

NAV

₹18.2251

Name: DSP Banking & PSU Debt Fund Regular Growth
Brand: DSP Investment Managers Private Limited
SKU: F00000QG26
Price: 18.2251 INR
Availability: InStock
Rating: 4 (5 reviews)

INDmoney Analysis

Return Score

Average

Fund is in Top 50 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Good

Fund is in Top 30 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

High

Fund has high quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

High

Based on credit rating and modified duration of underlying instruments

Fund Managers

Vikram Chopra

Manager

Qualifications

B.Com. (HONS), M.B.A. (Institute of Management Technology, Ghaziabad)

Work Experience

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

Saurabh Bhatia

Manager

Work Experience

Saurabh joined DSP Investment Managers as Vice President-Fixed Income in July 2017. He has more than 15 years of experience in the domestic fixed income markets. Beginning his career with sales and intermediation, he has traversed roles across fixed income verticals which include managing fixed income portfolio for a corporate treasury, government owned retirement fund and being an integral part of a private bank treasury. In recent years, Saurabh was part of HSBC Asset Management India Pvt. Ltd, responsible to manage funds for Employees Provident Fund Organisation, Government of India along with advising Life Insurance, Non-Life Insurance and FPIs for their fixed income portfolios. His last role involved trading in fixed income instruments at Proprietary Trading Group of ICICI Bank. Saurabh holds a Bachelors Degree in commerce from Mumbai University and a Post Graduate Diploma in Business Management from Wigan and Leigh College.

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