Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan
Get the latest NAV of Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹1005.00
NAV as on 18 Mar 2026
5.75%/per year
Since Inception
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Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan Performance vs. Ultra Short Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (18-Mar-26)
The fund has consistently outperformed the benchmark (Ultra Short Duration Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 2 Sectors in February were Corporate, Government
Corporate
59%
Government
8%
Corporate
59%
Government
22%
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.34% |
Benchmark | CRISIL Ultra Short Duration Fund TR INR |
| AUM | ₹165 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 411.52% |
| Risk |   Low to Moderate Risk |
About Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mithraem Bharucha. This fund is suitable to keep your money safe.
Key Parameters
- Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan has ₹165 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.3.
Returns
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan has given a CAGR return of 5.75% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.59%, 6.17% and 5.38% respectively.
Holdings
Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Canara Bank, 28/05/2026 Maturing 182 DTB, Power Finance Corporation Limited, Rec Limited, Manappuram Finance Limited
Taxation
As it is a ultra short duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan
The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan has no lock in period.
Fund Manager
Mithraem Bharucha
Fund Manager of Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan, since 17 August 2021
- AUM of the fund stands at 165.2 Cr as of Feb'26
- AUM decreased by 9.3 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan
How do I invest in Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan?
- Download the INDmoney app.
- Search for ‘Bank of India Ultra Short Duration Fund Direct Plan Daily Transfer of Income Dist cum Cap Wdrl plan’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.