SBI Savings Fund Regular Plan Payout of Income Distribution cum cap

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap

Debt

SBI Mutual Fund

Money Market

Get the latest NAV of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹17.01

NAV as on 17 Mar 2026

6.06%/per year

Since Inception

Absolute Gain%

▲▼

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap Performance vs. Money Market Index

Fund returns vs Benchmark returns vs Category Average returns as on (17-Mar-26)

The fund has consistently outperformed the benchmark (Money Market Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.28%
1.21%
2.62%
6.63%
6.95%
5.83%
Money Market Index
0.23%
1.05%
2.37%
6.07%
6.01%
5.25%
Money Market Avg
0.21%
1.05%
2.45%
6.47%
6.94%
5.95%
Best in Money Market
0.39%
1.39%
2.9%
7.26%
7.63%
6.56%
Worst in Money Market
0.25%
1.22%
2.71%
6.88%
6.73%
6.02%
Category Rank
9/18
17/17
8/18
6/16
4/13
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Savings Fund Regular Plan Payout of Income Distribution cum cap
10/18
35,418Cr
0.68%
6.63%
6.95%
-0.24
1.38
1.13
3.05
-0.47
Franklin India Money Market Fund Monthly Rnvstmnt of Inc Dist cum Cap Wdrl
-
2,548Cr
0.29%
3.73%
5.27%
-1.75
--
--
-1.43
-1.90
ICICI Prudential Money Market Fund Reinvestment Inc Dist cum Cap Wdrl Others
-
27,652Cr
0.32%
7.7%
6.7%
-0.40
--
--
1.16
0.14
ICICI Prudential Money Market Fund Payout Inc Dist cum Cap Wdrl Others
-
27,652Cr
0.32%
7.7%
6.7%
-0.40
--
--
1.16
0.14
See all

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Absolute Return
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SBI Savings Fund Regular Plan Payout of Income Distribution cum cap Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone down from 78.2% to 69.5%
Cash allocation has gone down from 78.2% to 69.5%
Debt allocation has gone up from 21.5% to 30.2%
Debt allocation has gone up from 21.5% to 30.2%

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Cash Equivalent
42.6%
Corporate
39.5%
Government
17.9%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

44%

Government

15%

Jan'26

Corporate

42%

Government

14%

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.68%
Benchmark
CRISIL Money Market TR INR
AUM₹35418 Cr
Inception Date19 July, 2004
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
247.99%
Risk
Risk meter
pointer
Low to Moderate Risk

About SBI Savings Fund Regular Plan Payout of Income Distribution cum cap

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap is a debt fund. This fund was started on 19 July, 2004. The fund is managed by Rajeev Radhakrishnan. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Savings Fund Regular Plan Payout of Income Distribution cum cap has ₹35418 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap has given a CAGR return of 6.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.63%, 6.95% and 5.83% respectively.

Holdings

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are Small Industries Development Bank of India, Punjab National Bank, LIC Housing Finance Ltd, Bank Of Baroda, HDFC Bank Ltd.

Taxation

As it is a money market mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap

To provide the investors an opportunity to invest in money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. SBI Savings Fund Regular Plan Payout of Income Distribution cum cap has no lock in period.

Fund Manager

Rajeev Radhakrishnan

Fund Manager of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 35.4K Cr
₹ 37.1K Cr
₹ 33.6K Cr
  • AUM of the fund stands at 35.4K Cr as of Feb'26
  • AUM decreased by 1.7K Cr between Feb'26 and Jan'26

Frequently Asked Questions for SBI Savings Fund Regular Plan Payout of Income Distribution cum cap

How do I invest in SBI Savings Fund Regular Plan Payout of Income Distribution cum cap?

INDmoney makes it simple to invest in the SBI Savings Fund Regular Plan Payout of Income Distribution cum cap. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Savings Fund Regular Plan Payout of Income Distribution cum cap’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap?

The NAV of the fund today is ₹17.01. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Savings Fund Regular Plan Payout of Income Distribution cum cap fund has generated a return of 6.63% in 1 year, 6.95% in 3 years, 5.83% in 5 years.

Who is the fund manager of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap?

The fund managers are Rajeev Radhakrishnan.

What is the expense ratio of the fund?

The expense ratio is 0.68%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹35418 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Savings Fund Regular Plan Payout of Income Distribution cum cap?

The top 3 holdings of the fund are Small Industries Development Bank of India(3.97%), Punjab National Bank(3.38%), LIC Housing Finance Ltd(2.82%)