SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl

Debt

SBI Mutual Fund

Floating Rate

Get the latest NAV of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹13.59

NAV as on 15 Sep 2025

6.47%/per year

Since Inception

Absolute Gain%

▲▼

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl Performance vs. Floating Rate Index

Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)

The fund has outperformed the benchmark (Floating Rate Index) over 3Y, but underperformed over 1Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.13%
1.21%
3.96%
7.65%
7.81%
--
Floating Rate Index
0.31%
1.28%
4.3%
7.7%
7.13%
5.98%
Floating Rate Avg
0.3%
1.23%
4.33%
7.97%
7.74%
6.38%
Best in Floating Rate
0.49%
1.56%
4.87%
9.01%
8.53%
7.18%
Worst in Floating Rate
0.18%
0.51%
3.9%
7.64%
7.34%
6.09%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl
-
885Cr
0.25%
7.65%
7.81%
-0.50
5.76
1.55
3.33
1.31
Nippon India Floating Rate Fund Weekly Payout Inc Dist cum Cap Wdrl Direct Growth
-
7,635Cr
0.32%
8.54%
6.84%
-0.90
--
--
0.79
0.30
Nippon India Floating Rate Fund Weekly Reinvestment Inc Dist cum Cap Wdrl Direct Growth
-
7,635Cr
0.32%
8.54%
6.84%
-0.90
--
--
0.79
0.30
Kotak Floating Rate Fund Monthly Reinvestment of Income Distribution cum Cap Wdrl Direct Growth
-
3,275Cr
0.25%
8.83%
6.85%
-0.94
--
--
0.56
0.24
See all

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Absolute Return
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SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
100%
Cash allocation has gone down from 3.6% to 2.7%
Cash allocation has gone down from 3.6% to 2.7%
Debt allocation has gone up from 95.8% to 96.7%
Debt allocation has gone up from 95.8% to 96.7%

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Government
62.3%
Corporate
31.4%
Cash Equivalent
6.3%

Top 2 Sectors in August were Government, Corporate

Aug'25

Government

68%

Corporate

30%

Jul'25

Government

72%

Corporate

25%

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.25%
Benchmark
Nifty Short Duration Debt TR INR
AUM₹885 Cr
Inception Date27 October, 2020
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.1%
Lock InNo Lock-in
TurnOver
225.78%
Risk
Risk meter
pointer
Low to Moderate Risk

About SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 27 October, 2020. The fund is managed by Ardhendu Bhattacharya, Rajeev Radhakrishnan. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl has ₹885 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl has given a CAGR return of 6.47% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 7.65% and 7.81% respectively.

Holdings

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.63% Govt Stock 2031, Pipeline Infrastructure Limited, Citicorp Finance (India) Limited, Smfg India Home Finance Company Limited, 6.33% Govt Stock 2035

Taxation

As it is a floating rate mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt instruments. The scheme may invest a portion of its net assets in fixed rate debt securities swapped for floating rate returns and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Ardhendu Bhattacharya

Fund Manager of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl, since 30 June 2021

Rajeev Radhakrishnan

Fund Manager of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl, since 30 October 2020

Learn more about SBI Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 885.3 Cr
₹ 934.9 Cr
₹ 963.5 Cr
  • AUM of the fund stands at 885.3 Cr as of Aug'25
  • AUM decreased by 49.6 Cr between Aug'25 and Jul'25

Frequently Asked Questions for SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl

How do I invest in SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹13.59. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl fund has generated a return of 7.65% in 1 year, 7.81% in 3 years

Who is the fund manager of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl?

The fund managers are Ardhendu Bhattacharya, Rajeev Radhakrishnan.

What is the exit load of the fund?

The exit load is 0.1% if redeemed in 0-3 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.25%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹885 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Floating Rate Debt Fund Direct Quarterly Payout Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 6.63% Govt Stock 2031(59.39%), Pipeline Infrastructure Limited(6.08%), Citicorp Finance (India) Limited(5.66%)