Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl

Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl is a hybrid fund. This fund was started on 13 October, 2016. The fund is managed by sunit garg, Deepak Agrawal. This fund gives you the benefit of diversification.

1. Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl has ₹687 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
2. The fund has an expense ratio 0.8.
   

Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl has given a CAGR return of 6.50% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 7.89% and 7.19% respectively.

Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl has allocated its funds majorly in Real Estate, Corporate, Government, Cash Equivalent.

As it is a credit risk mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Kotak Credit Risk Fund Direct Quarterly Direct Payout of Inc Dis cum Cap Wdrl has no lock in period.