JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units

Debt

JM Financial Mutual Fund

Medium To Long Duration

Get the latest NAV of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹28.56

▲0.3%1D

NAV as on 27 Jan 2025

6.09%/per year

Since Inception

Absolute Gain%

▲▼

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units Performance vs. Medium to Long Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jan-25)

The fund has consistently outperformed the benchmark (Medium to Long Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
1.24%
2.23%
4.33%
9.03%
6.18%
6.24%
Medium to Long Duration Index
0.04%
0.52%
1.15%
3.91%
5.91%
5.22%
Medium To Long Duration Avg
0.03%
0.32%
1.15%
3.99%
6.76%
5.9%
Best in Medium To Long Duration
0.4%
0.95%
2.25%
6.16%
7.96%
8.61%
Worst in Medium To Long Duration
-0.2%
0.29%
1.19%
3.65%
6.37%
5.24%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units
-
30Cr
0.61%
9.03%
6.18%
-0.31
0.98
-0.28
-0.36
-0.53
ICICI Prudential Bond Fund Rnvstmnt of Inc Dist cum Cap Wdrl Quarterly
-
2,909Cr
0.62%
2.82%
5.16%
-0.55
--
--
-0.24
-0.41
LIC MF Medium to Long Duration Fund Payout of Income Distribution cum Cap Wrdl
-
185Cr
0.21%
9.23%
7.14%
0.47
--
--
0.50
0.60
UTI Medium to Long Duration Fd Reinvestment of Income Distribution cum cap withdrawalopt Fund
-
316Cr
1.18%
8.19%
8.95%
2.50
--
--
1.89
0.45
See all

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone up from 6% to 6.1%
Cash allocation has gone up from 6% to 6.1%
Debt allocation has gone down from 93.7% to 93.6%
Debt allocation has gone down from 93.7% to 93.6%

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
68.3%
Corporate
16.2%
Cash Equivalent
15.4%

Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical

Feb'26

Government

77%

Financial Services

67%

Consumer Cyclical

33%

Jan'26

Government

78%

Financial Services

67%

Consumer Cyclical

33%

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.61%
Benchmark
CRISIL Med-Long Dur Debt TR INR
AUM₹30 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
208.7%
Risk
Risk meter
pointer
Moderate Risk

About JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Killol Pandya, Jayant Dhoot, Ruchi Fozdar. This fund is suitable to keep your money safe.

Key Parameters

  1. JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units has ₹30 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units has given a CAGR return of 6.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.03%, 6.18% and 6.24% respectively.

Holdings

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units has allocated its funds majorly in Government, Financial Services, Consumer Cyclical, Corporate, Cash Equivalent. Its top holdings are 6.75% Gs 2029, Government Of India, 6.48% Gs 2035, Rec Limited, Bajaj Housing Finance Limited

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units

To generate stable long term returns with low risk strategy and capital appreciation / accretion through investment in debt instruments and related securities besides preservation of capital.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units has no lock in period.

Fund Manager

Killol Pandya

Fund Manager of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units, since 5 November 2024

Jayant Dhoot

Fund Manager of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units, since 1 August 2025

Ruchi Fozdar

Fund Manager of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units, since 3 April 2024

Learn more about JM Financial Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 30.3 Cr
₹ 30.3 Cr
₹ 30.9 Cr
  • AUM of the fund stands at 30.3 Cr as of Feb'26
  • AUM has remained same between Feb'26 and Jan'26

Frequently Asked Questions for JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units

How do I invest in JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units?

INDmoney makes it simple to invest in the JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units?

The NAV of the fund today is ₹28.56. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units fund has generated a return of 9.03% in 1 year, 6.18% in 3 years, 6.24% in 5 years.

Who is the fund manager of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units?

The fund managers are Killol Pandya, Jayant Dhoot, Ruchi Fozdar.

What is the expense ratio of the fund?

The expense ratio is 0.61%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹30 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of JM Medium to Long Dur Fund (Direct) - Bonus Option - Principal Units?

The top 3 holdings of the fund are 6.75% Gs 2029(30.02%), Government Of India(22.96%), 6.48% Gs 2035(13.75%)