ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth

Debt

ICICI Mutual Fund

Banking & Psu

Get the latest NAV of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹21.63

▼-0.6%1D

NAV as on 24 Apr 2020

8.34%/per year

Since Inception

Absolute Gain%

▲▼

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (24-Apr-20)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
2.42%
0.85%
3.16%
8.52%
6.86%
7.99%
Banking and PSU Index
0.03%
0.74%
2.06%
6.37%
6.29%
5.42%
Banking & Psu Avg
0.02%
0.7%
2.09%
6.56%
7.08%
6.25%
Best in Banking & Psu
0.36%
1.4%
3.24%
7.95%
7.79%
7.49%
Worst in Banking & Psu
0.01%
0.68%
2.06%
6.26%
7.03%
5.78%
Category Rank
2/12
1/12
3/12
1/12
1/12
--

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

1
/12
93% Performance
51% Risk Management
5% Cost

Ranked 1 out of 12 mutual funds in the banking & psu category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth
1/12
9,489Cr
0.73%
8.52%
6.86%
-1.15
0.89
0.37
0.61
-1.94
Aditya Birla Sun Life Banking & PSU Debt Fund Retail
9/12
8,991Cr
0.73%
6.58%
7.16%
0.03
1.05
0.52
0.85
0.17
Aditya Birla Sun Life Banking & PSU Debt Fund
9/12
8,991Cr
0.73%
6.58%
7.16%
0.03
1.05
0.52
0.85
0.17
Sundaram Banking & PSU Fund
-
281Cr
0.44%
6.72%
7.3%
0.26
0.95
0.71
1.31
0.58

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
99.1%
AA
0.9%
Cash allocation has gone down from 16.5% to 15.8%
Cash allocation has gone down from 16.5% to 15.8%
Debt allocation has gone up from 83.1% to 83.9%
Debt allocation has gone up from 83.1% to 83.9%

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Corporate
59.2%
Government
35.8%
Cash Equivalent
5%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

53%

Government

36%

Jan'26

Corporate

52%

Government

34%

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.73%
Benchmark
Nifty Banking & PSU Debt Idx A-II TR INR
AUM₹9489 Cr
Inception Date6 September, 2010
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
96.78%
Risk
Risk meter
pointer
Moderate Risk

About ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth is a debt fund. This fund was started on 6 September, 2010. The fund is managed by Manish Banthia, Rohit Lakhotia. This fund is suitable to keep your money safe.

Key Parameters

  1. ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth has ₹9489 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth has given a CAGR return of 8.34% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.52%, 6.86% and 7.99% respectively.

Holdings

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, 7.34% Gs 2064, 6.68% Gs 2040, LIC Housing Finance Ltd, National Bank For Agriculture And Rural Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth

To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth has no lock in period.

Fund Manager

Manish Banthia

Fund Manager of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth, since 13 September 2024

Rohit Lakhotia

Fund Manager of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth, since 12 June 2023

Learn more about ICICI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 9.5K Cr
₹ 9.6K Cr
₹ 9.7K Cr
  • AUM of the fund stands at 9.5K Cr as of Feb'26
  • AUM decreased by 94 Cr between Feb'26 and Jan'26

Frequently Asked Questions for ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth

How do I invest in ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth?

INDmoney makes it simple to invest in the ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth?

The NAV of the fund today is ₹21.63. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth fund has generated a return of 8.52% in 1 year, 6.86% in 3 years, 7.99% in 5 years.

Who is the fund manager of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth?

The fund managers are Manish Banthia, Rohit Lakhotia.

What is the expense ratio of the fund?

The expense ratio is 0.73%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹9489 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(4.25%), 7.34% Gs 2064(3.81%), 6.68% Gs 2040(3.67%)