HSBC Gilt Fund Growth

HSBC Gilt Fund Growth

Debt

HSBC Mutual Fund

Government Bond

Get the latest NAV of HSBC Gilt Fund Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹65.75

▼-0.2%1D

NAV as on 16 Mar 2026

7.52%/per year

Since Inception

Absolute Gain%

▲▼

HSBC Gilt Fund Growth Performance vs. Government Bond Index

Fund returns vs Benchmark returns vs Category Average returns as on (16-Mar-26)

The fund has underperformed the benchmark (Government Bond Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.13%
0.04%
0.32%
1.85%
5.22%
4.44%
Government Bond Index
0.13%
0.6%
1.31%
3.79%
6.12%
5.28%
Government Bond Avg
0.46%
0.98%
1.54%
4.24%
6.84%
5.65%
Best in Government Bond
0.82%
1.65%
3.34%
7.8%
8%
7.16%
Worst in Government Bond
0.1%
0.38%
-0.02%
1.29%
5.91%
5.2%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HSBC Gilt Fund Growth
-
214Cr
1.58%
1.85%
5.22%
-2.36
1.08
-0.27
-0.36
-2.53
ICICI Prudential Gilt Fund
1/15
10,024Cr
1.1%
5.58%
7.4%
0.18
0.63
0.56
0.84
-0.27
Baroda BNP Paribas Gilt Fund
2/15
1,056Cr
0.45%
4.21%
7.11%
-0.39
0.94
0.35
0.50
-0.90
Tata Gilt Securities Fund A
3/15
1,214Cr
1.37%
2.66%
6.04%
-1.40
1.10
0.04
0.06
-1.24
See all

HSBC Gilt Fund Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

HSBC Gilt Fund Growth Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
100%
Cash allocation has gone down from 10% to 4.1%
Cash allocation has gone down from 10% to 4.1%
Debt allocation has gone up from 90% to 95.9%
Debt allocation has gone up from 90% to 95.9%

HSBC Gilt Fund Growth Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Government
85.5%
Cash Equivalent
14.5%

Top Sector in February was Government

Feb'26

Government

95%

Jan'26

Government

90%

HSBC Gilt Fund Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.58%
Benchmark
NIFTY All Duration G-Sec TR INR
AUM₹214 Cr
Inception Date29 March, 2000
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load0%
Lock InNo Lock-in
TurnOver
362.35%
Risk
Risk meter
pointer
Moderate Risk

About HSBC Gilt Fund Growth

HSBC Gilt Fund Growth is a debt fund. This fund was started on 29 March, 2000. The fund is managed by Mohd Asif Rizwi, Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Gilt Fund Growth has ₹214 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.6.

Returns

HSBC Gilt Fund Growth has given a CAGR return of 7.52% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 1.85%, 5.22% and 4.44% respectively.

Holdings

HSBC Gilt Fund Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 7.24% Gs 2055, 6.01% Gs 2030, 6.90% Gs 2065, 6.48% Gs 2035, 7.75% Tamilnadu SDL 2032

Taxation

As it is a government bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Gilt Fund Growth

To generate returns from a portfolio from investments in Government Securities. There is no assurance that the investment objective of the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Gilt Fund Growth has no lock in period.

Fund Manager

Mohd Asif Rizwi

Fund Manager of HSBC Gilt Fund Growth, since 1 May 2024

Shriram Ramanathan

Fund Manager of HSBC Gilt Fund Growth, since 3 April 2017

Learn more about HSBC Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 213.8 Cr
₹ 225.8 Cr
₹ 270.7 Cr
  • AUM of the fund stands at 213.8 Cr as of Feb'26
  • AUM decreased by 12 Cr between Feb'26 and Jan'26

Frequently Asked Questions for HSBC Gilt Fund Growth

How do I invest in HSBC Gilt Fund Growth?

INDmoney makes it simple to invest in the HSBC Gilt Fund Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HSBC Gilt Fund Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Gilt Fund Growth?

The NAV of the fund today is ₹65.75. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Gilt Fund Growth fund has generated a return of 1.85% in 1 year, 5.22% in 3 years, 4.44% in 5 years.

Who is the fund manager of HSBC Gilt Fund Growth?

The fund managers are Mohd Asif Rizwi, Shriram Ramanathan.

What is the expense ratio of the fund?

The expense ratio is 1.58%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹214 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Gilt Fund Growth?

The top 3 holdings of the fund are 7.24% Gs 2055(22.77%), 6.01% Gs 2030(16.34%), 6.90% Gs 2065(15.77%)