HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl

HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Cheenu Gupta, Praveen Ayathan, Sonal Gupta. This fund gives you the benefit of diversification.

1. HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has ₹649 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 0.6.
   

HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has given a CAGR return of 9.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.65%, 13.72% and 16.38% respectively.

HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Consumer Cyclical, Industrial, Health, Corporate, Tech, Consumer Defensive, Energy, Utilities, Communication, Basic Materials, Real Estate.

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.There is no assurance that the investment objective of the scheme will be realized.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. HSBC Equity Savings Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has no lock in period.