HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt

Debt

HDFC Mutual Fund

Medium Duration

Get the latest NAV of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.09

NAV as on 20 Jun 2025

6.86%/per year

Since Inception

Absolute Gain%

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2 people have invested ₹ 6K in HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt in the last three months

Fund Performance

as on (20-Jun-25)

Period
This Fund
Medium Duration Index
1 Month
0.01%
0.05%
3 Months
2.98%
2.58%
6 Months
5.23%
4.76%
1 Year
9.76%
9.01%
3 Years
8.25%
8.25%
5 Years
7.43%
7.18%

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

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HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 2%

Debt & Cash 97.7%

Cash allocation has gone up from 3.8% to 6.2%
Cash allocation has gone up from 3.8% to 6.2%
Debt allocation has gone down from 93.8% to 91.4%
Debt allocation has gone down from 93.8% to 91.4%

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 2%

Debt & Cash 97.7%

Financial Services
100%

Top 3 Sectors in May were Financial Services, Corporate & Real Estate

May'25

Financial Services

62%

Corporate

58%

Real Estate

38%

Apr'25

Financial Services

62%

Corporate

61%

Real Estate

38%

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.66%
Benchmark
Nifty Medium Duration Debt TR INR
AUM₹3863 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
25.16%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

About HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shobhit Mehrotra. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt has ₹3863 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt has given a CAGR return of 6.86% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.76%, 8.25% and 7.43% respectively.

Holdings

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt has allocated its funds majorly in Corporate, Financial Services, Real Estate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2037, 7.23% Govt Stock 2039, TATA Steel Limited, 6.79% Govt Stock 2034, Jubilant Beverages Limited

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt

To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt has no lock in period.

Fund Manager

Shobhit Mehrotra

Fund Manager of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt, since 1 September 2007

Learn more about HDFC Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 3.9K Cr
₹ 3.8K Cr
₹ 3.9K Cr
  • AUM of the fund stands at 3.9K Cr as of May'25
  • AUM increased by 46.7 Cr between May'25 and Apr'25

Frequently Asked Questions for HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt

How do I invest in HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt?

INDmoney makes it simple to invest in the HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt?

The NAV of the fund today is ₹10.09. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt fund has generated a return of 9.76% in 1 year, 8.25% in 3 years, 7.43% in 5 years.

Who is the fund manager of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt?

The fund managers are Shobhit Mehrotra.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.66%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3863 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Medium Term Debt Fund Direct Plan Payout of Income Dis cum Cptl Wdrl Opt?

The top 3 holdings of the fund are 7.18% Govt Stock 2037(8.12%), 7.23% Govt Stock 2039(5.03%), TATA Steel Limited(3.83%)