HDFC Housing Opportunities Fund Direct Growth

HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.

1. HDFC Housing Opportunities Fund Direct Growth has ₹1279 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 1.3.
   

HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 12.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 1.83%, 25.39% and 28.14% respectively.

HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Utilities, Consumer Cyclical. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Larsen & Toubro Ltd, Ambuja Cements Ltd, NTPC Ltd

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.