HDFC Housing Opportunities Fund Direct Growth

HDFC Housing Opportunities Fund Direct Growth

Get the latest NAV of HDFC Housing Opportunities Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹23.94

-0.3%1D

NAV as on 14 Aug 2025

12.02%/per year

Since Inception

Absolute Gain%

712 people have invested ₹ 14.5L in HDFC Housing Opportunities Fund Direct Growth in the last three months

HDFC Housing Opportunities Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (14-Aug-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-2.45%
2.66%
14.17%
-3.94%
21.07%
24.57%
Nifty 500
-3.16%
-0.83%
9.82%
-1.63%
13.83%
19.6%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
2.43%
11.84%
43.18%
13.99%
32.61%
32.29%
Worst in Equity - Other
-7.6%
-2.68%
-2.33%
-16.05%
7.61%
13.15%
Category Rank
31/39
26/34
27/32
16/28
17/23
--

HDFC Housing Opportunities Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

32
/40
28% Performance
56% Risk Management
35% Cost

Ranked 32 out of 40 mutual funds in the equity - other category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Housing Opportunities Fund
32/40
1,326Cr
1.21%
-3.94%
21.07%
--
--
0.98
1.71
--
ICICI Prudential India Opportunities Fund Direct Growth
1/40
29,718Cr
0.61%
5.76%
24.2%
9.01
0.82
1.49
2.94
1.86
ICICI Prudential Business Cycle Fund Direct Growth
2/40
13,479Cr
0.72%
8.86%
23.08%
7.29
0.86
1.31
2.54
1.57
Nippon India Quant Fund Direct Growth
3/40
101Cr
0.41%
2.6%
20.29%
6.44
0.99
1.08
1.91
2.20
Positive: Protects capital during bear phase
Protects capital during bear phase
Negative: No bad points found for this fund.
No bad points found for this fund.

HDFC Housing Opportunities Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit


Total Corpus

0

Absolute Return

HDFC Housing Opportunities Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 96.9%

Debt & Cash 3.1%

Large cap
64.8%

Small cap
25.8%

Mid cap
6.3%

Mid Cap allocation has gone down from 8% to 6.3%
Mid Cap allocation has gone down from 8% to 6.3%
Large Cap allocation has gone up from 64% to 64.8%
Large Cap allocation has gone up from 64% to 64.8%
Small Cap allocation has gone up from 25.5% to 25.8%
Small Cap allocation has gone up from 25.5% to 25.8%
Cash allocation has gone up from 2.4% to 3.1%
Cash allocation has gone up from 2.4% to 3.1%

HDFC Housing Opportunities Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 96.9%

Debt & Cash 3.1%

Financial Services
32%
Basic Materials
22.8%
Industrial
19.5%
Real Estate
9.8%
Consumer Cyclical
8.1%
Utilities
7.7%

Top 3 Sectors in July were Financial Services, Basic Materials & Industrial

Jul'25

Financial Services

32%

Basic Materials

26%

Industrial

19%

Jun'25

Financial Services

32%

Basic Materials

24%

Industrial

19%

HDFC Housing Opportunities Fund Holdings Details

as on (31-Jul-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
10.04%
0%
ICICI Bank Ltd
8.94%
-5.9%
Larsen & Toubro Ltd
7.95%
0%
Ambuja Cements Ltd
7.15%
0%
NTPC Ltd
6.05%
0%
Top Stocks bought last month
Ambuja Cements Ltd's allocation increased from 6.79% to 7.15%
Ambuja Cements Ltd's allocation increased from 6.79% to 7.15%
HDFC Bank Ltd's allocation increased from 9.7% to 10.04%
HDFC Bank Ltd's allocation increased from 9.7% to 10.04%
Akzo Nobel India Ltd's allocation increased from 2.26% to 2.56%
Akzo Nobel India Ltd's allocation increased from 2.26% to 2.56%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 9.03 % to 8.94 %
ICICI Bank Ltd's allocation decreased from 9.03 % to 8.94 %
State Bank of India's allocation decreased from 5.42 % to 5.41 %
State Bank of India's allocation decreased from 5.42 % to 5.41 %
Prestige Estates Projects Ltd's allocation decreased from 5.48 % to 4.66 %
Prestige Estates Projects Ltd's allocation decreased from 5.48 % to 4.66 %

HDFC Housing Opportunities Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.21%
Benchmark
IISL Nifty Housing TR INR
AUM₹1326 Cr
Inception Date6 December, 2017
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
5.35%
Risk
Risk meter
pointer
Very High Risk

About HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 6 December, 2017. The fund is managed by Dhruv Muchhal, Srinivasan Ramamurthy. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC Housing Opportunities Fund Direct Growth has ₹1326 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

HDFC Housing Opportunities Fund Direct Growth has given a CAGR return of 12.02% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -3.94%, 21.07% and 24.57% respectively.

Holdings

HDFC Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Industrial, Real Estate, Utilities, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, Ambuja Cements Ltd, NTPC Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC Housing Opportunities Fund Direct Growth

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Housing Opportunities Fund Direct Growth has no lock in period.

Fund Manager

Dhruv Muchhal

Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 22 June 2023

Srinivasan Ramamurthy

Fund Manager of HDFC Housing Opportunities Fund Direct Growth, since 12 January 2024

Learn more about HDFC Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 1.3K Cr
₹ 1.4K Cr
₹ 1.3K Cr
  • AUM of the fund stands at 1.3K Cr as of Jul'25
  • AUM decreased by 35.3 Cr between Jul'25 and Jun'25

Compare HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund

VS

ICICI Prudential India Opportunities Fund Direct Growth

Frequently Asked Questions for HDFC Housing Opportunities Fund Direct Growth

How do I invest in HDFC Housing Opportunities Fund?

INDmoney makes it simple to invest in the HDFC Housing Opportunities Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Housing Opportunities Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Housing Opportunities Fund?

The NAV of the fund today is ₹23.94. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Housing Opportunities Fund fund has generated a return of -3.94% in 1 year, 21.07% in 3 years, 24.57% in 5 years.

Who is the fund manager of HDFC Housing Opportunities Fund?

The fund managers are Dhruv Muchhal, Srinivasan Ramamurthy.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.21%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1326 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Housing Opportunities Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(10.04%), ICICI Bank Ltd(8.94%), Larsen & Toubro Ltd(7.95%)