HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
Get the latest NAV of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹99.87
▲3.5%1D
NAV as on 12 May 2025
15.5%/per year
Since Inception
▲▼
100 people have invested ₹ 4.7L in HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option in the last three months
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Asset Allocation
as on (31-Mar-25)
Fund Distribution
as on (31-Mar-25)
Equity 92.4%
Debt & Cash 7.6%
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Sector Allocation
as on (31-Mar-25)
Sector Allocation
Equity 92.4%
Debt & Cash 7.6%
Top 3 Sectors in March were Financial Services, Consumer Cyclical & Health
Financial Services
47%
Consumer Cyclical
14%
Health
11%
Financial Services
46%
Consumer Cyclical
14%
Health
11%
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.11% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹15556 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 34.54% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Roshi Jain. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has ₹15556 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has given a CAGR return of 15.50% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 17.66%, 26.73% and 30.25% respectively.
Holdings
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Health, Tech, Basic Materials, Industrial, Communication, Government, Utilities, Consumer Defensive, Real Estate, Energy. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, Cipla Ltd, Kotak Mahindra Bank Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option of 3 Years
Fund Manager
Roshi Jain
Fund Manager of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option, since 13 January 2022
- AUM of the fund stands at 15.6K Cr as of Mar'25
- AUM increased by 884.3 Cr between Mar'25 and Feb'25
More funds from HDFC
5Y CAGR
▲ 38.53
5Y CAGR
▲ 33.71
5Y CAGR
▲ 33.10
3Y CAGR
▲ 27.59
Frequently Asked Questions for HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
What is the current NAV of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
What are the average returns of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option | Absolute Returns | CAGR Returns |
1 Month Returns | 8.01% | 8.01% |
6 Month Returns | 4.05% | 4.05% |
1 Year Returns | 17.66% | 17.66% |
3 Years Returns | 103.54% | 26.73% |
How do I invest in HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
What is net assets under management (AUM) of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
What are the top 5 holdings of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
What are the top 3 sectors that this HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has invested in?
What is the alpha of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option | 7.12 | 8.24 | 5.99 |
What is the beta of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option??
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option | 0.81 | 0.83 | 0.85 |
What is the sharpe ratio of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option | 0.55 | 1.25 | 1.58 |
What is the standard deviation of HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option?
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
HDFC ELSS TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option | 13.58 | 12.52 | 12.94 |