HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt

HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt is a hybrid fund. This fund was started on 1 June, 2018. The fund is managed by Anil Bamboli, Srinivasan Ramamurthy, Gopal Agrawal. This fund gives you the benefit of diversification.

1. HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt has ₹97461 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
2. The fund has an expense ratio 0.8.
   

HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt has given a CAGR return of 9.24% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.52%, 22.86% and 28.24% respectively.

HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt has allocated its funds majorly in Corporate, Government, Financial Services, Cash Equivalent, Industrial, Energy, Tech, Consumer Cyclical, Utilities, Health, Communication, Consumer Defensive, Basic Materials, Real Estate.

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

To provide long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Balanced Advantage Fund Direct Plan Payout Inc Dist cum Cap Wdrl Opt has no lock in period.