UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option

UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

1. UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has ₹686 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 1.6.
   

UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 12.56% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.67%, 18.67% and 18.85% respectively.

UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Health, Real Estate. Its top holdings are Bharti Airtel Ltd, Maruti Suzuki India Ltd, Mahindra & Mahindra Ltd, Avenue Supermarts Ltd, Godrej Consumer Products Ltd

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has no lock in period.