UTI Credit Risk Fund Direct Plan Growth Option
UTI Credit Risk Fund Direct Plan Growth Option

UTI Credit Risk Fund Direct Plan Growth Option

Debt
Direct
Credit Risk

NAV: ₹ 16 as on 08-02-2023

Fund Performance
zero opening, trading, fund transfer fee
14 people have invested ₹ 25.3K in mutual fund in the last three months

Fund Insights

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In the last 1 year, DSP Credit Risk Fund Direct Plan Growth has given 10.7% return, outperforming this fund by 5.5%

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In the last 3 years, Baroda BNP Paribas Credit Risk Fund Direct Growth has given 9% return, outperforming this fund by 7.37% per annum

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In the last 5 years, ICICI Prudential Credit Risk Fund Direct Plan Growth has given 8.15% return, outperforming this fund by 9.03% per annum

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Over the last 15 months, this fund has decreased expense ratio by 27.7% moving from 1.12 to 0.81

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This fund has one of the lowest expense ratio in the category (credit risk). Its expense ratio is 0.81% which is lower than the category average expense ratio of 1.23%

Fund Performance as on (01-Jan-70)

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
0.6%
2.1%
3.6%
5.2%
1.6%
-0.9%
Benchmark
0.5%
1.6%
2.6%
13%
5.8%
3.9%
About the Fund

UTI Credit Risk Fund Direct Plan Growth Option is a debt fund. This fund was started on  1 January, 2013. The fund is managed by Ritesh Nambiar. This fund is suitable to keep your money safe.

Key parameters

1) UTI Credit Risk Fund Direct Plan Growth Option has a NAV of 15.9508 as on 08-02-2023.

2) UTI Credit Risk Fund Direct Plan Growth Option has 447 Cr worth of assets under management (AUM) as on 31-12-2022 and is less than category average.

3) The fund has an expense ratio 0.81 %.

Fund Overview

Expense ratio
Expense ratio
0.81%
Benchmark
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM
AUM
₹447 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹500/₹500
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
118.14%

Fund Distribution as on (31-Dec-22)

  • Debt & Cash 100%
Credit rating breakup
AA
73.5%
AAA
23.4%
A
3.1%

Sector Allocation

Dec'22

Nov'22

Oct'22

Corporate

59.5%

Cash Equivalent

27.8%

Government

12.7%

Top Holdings as on (31-Dec-69)

  • Debt & Cash
Debt Holdings27
Holdings
Weight%
Holdings Trend
1M Change
Net Current Assets
Net Current Assets
12.58%
0%
Piramal Capital & Housing Finance Limited
Piramal Capital & Housing Finance Limited
6.11%
-24.3%
Summit Digitel Infrastructure Limited
Summit Digitel Infrastructure Limited
5.43%
0%
Kirloskar Ferrous Industries Ltd
Kirloskar Ferrous Industries Ltd
5.06%
0%
TATA Motors Limited
TATA Motors Limited
4.59%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM decreased by 2.1 Cr in last 1M
Dec'69 return underperformed benchmark

Change in AUM

Dec'22
₹ 448.3 Cr
Nov'22
₹ 450.4 Cr
Oct'22
₹ 457.6 Cr

Fund Returns vs Benchmark

Jan'23
0.56%
0.86%
Dec'22
0.19%
-0.02%
Nov'22
0.82%
0.71%
Fund Return
Benchmark Return

Fund Manager

Ritesh Nambiar

Ritesh Nambiar

Fund Manager of UTI Credit Risk Fund Direct Plan Growth Option, since 9 November 2012

AMC details

Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹1.68L Cr
as on 31-Dec-2022
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Email
service@uti.co.in

Fund Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 4.6% since inception which is less than its category average return of 5.22%
AUM size ₹447 Cr

AUM size ₹447 Cr

This fund has AUM of ₹447 Cr which is less than its category average of ₹ 1369 Cr
Expense Ratio 0.81%

Expense Ratio 0.81%

This fund has an expense ratio of 0.81% which is less than its category average expense ratio of 1.16%

Frequently Asked Questions

The current NAV of UTI Credit Risk Fund Direct Plan Growth Option is 15.95 as on 07-Feb-2023.
Existing (Absolute + CAGR)
UTI Credit Risk Fund Direct Plan Growth Option
Absolute Returns
CAGR Returns
1 Month Returns
0.64%
0.64%
6 Month Returns
3.61%
3.61%
1 Year Returns
5.33%
5.33%
3 Years Returns
4.97%
1.63%
5 Years Returns
-4.24%
-0.86%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.81 as on January 2023
447 Cr as on January 2023
Yield to Maturity is 7.95 as on January 2023. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 1.72 as on January 2023. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AA
73.52
AAA
23.41
A
3.07
Ritesh Nambiar is the fund manager of UTI Credit Risk Fund Direct Plan Growth Option
The Exit load of UTI Credit Risk Fund Direct Plan Growth Option is 1%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.