UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
Get the latest NAV of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹19.00
1D
NAV as on 09 May 2025
6.91%/per year
Since Inception
▲▼
1 people have invested ₹ 40K in UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Asset Allocation
as on (31-Dec-69)
Fund Distribution
as on (31-Dec-69)
Debt & Cash 99.7%
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Sector Allocation
as on (31-Dec-69)
Sector Allocation
Debt & Cash 99.7%
Top 2 Sectors in March were Corporate, Government
Corporate
53%
Government
44%
Corporate
52%
Government
45%
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Holdings Details
as on (30-Apr-25)
Debt & Cash
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.32% |
Benchmark | NIFTY Banking and PSU Debt A-II TR INR |
| AUM | ₹792 Cr |
| Inception Date | 20 February, 2015 |
| Min Lumpsum/SIP | ₹20000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 44.09% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
About UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 20 February, 2015. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.
Key Parameters
- UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has ₹792 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 6.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.78%, 7.58% and 7.42% respectively.
Holdings
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.38% Govt Stock 2027, Axis Bank Limited, Export-Import Bank Of India, Small Industries Development Bank Of India, Power Finance Corporation Limited
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.
Fund Manager
Anurag Mittal
Fund Manager of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option, since 1 December 2021
- AUM of the fund stands at 785.2 Cr as of Mar'25
- AUM decreased by 40.3 Cr between Mar'25 and Feb'25
More funds from UTI
1Y CAGR
▲ 10.78
5Y CAGR
▲ 9.54
5Y CAGR
▲ 5.95
Frequently Asked Questions for UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option
What is the current NAV of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What are the average returns of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option | Absolute Returns | CAGR Returns |
1 Month Returns | 0.72% | 0.72% |
6 Month Returns | 4.36% | 4.36% |
1 Year Returns | 8.78% | 8.78% |
3 Years Returns | 24.52% | 7.58% |
How do I invest in UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What is net assets under management (AUM) of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What are the top 5 holdings of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What are the top 3 sectors that this UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option has invested in?
What is the yield to maturity ratio of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What is the modified duration of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
What is the credit rating breakup of UTI Banking & PSU Fund Direct Plan Flexi Payout Inc Dist cum Cap Wdrl Option?
AAA | 100 |