Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal
Get the latest NAV of Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹27.21
▲0.8%1D
NAV as on 27 Jun 2025
18.54%/per year
Since Inception
▲▼
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)
The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 97.5%
Debt & Cash 2.5%
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 97.5%
Debt & Cash 2.5%
Top 3 Sectors in May were Financial Services, Consumer Cyclical & Industrial
Financial Services
32%
Consumer Cyclical
14%
Industrial
11%
Financial Services
32%
Consumer Cyclical
14%
Industrial
11%
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Holdings Details
as on (31-May-25)
Equity
Debt & Cash
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.46% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹408 Cr |
| Inception Date | 13 August, 2019 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 154.83% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 13 August, 2019. The fund is managed by Pratik Dharmshi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal has ₹408 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 1.5.
Returns
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal has given a CAGR return of 18.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.50%, 18.10% and 21.44% respectively.
Holdings
Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Health, Communication, Consumer Defensive, Energy, Basic Materials, Government, Utilities. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Tata Consumer Products Ltd, Infosys Ltd, CG Power & Industrial Solutions Ltd
Taxation
As it is a focused fund mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal
The investment objective of the scheme is to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps. However, there can be no assurance that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal has no lock in period.
Fund Manager
Pratik Dharmshi
Fund Manager of Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal, since 9 December 2024
- AUM of the fund stands at 400.2 Cr as of May'25
- AUM has remained same between May'25 and Apr'25
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Frequently Asked Questions for Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal
How do I invest in Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal?
- Download the INDmoney app.
- Search for ‘Union Focused Fund Direct Transfer of Income Distribution cum capital withdrawal’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.