Tata ELSS Tax Saver Fund Direct Growth
NAV as on 09-05-2025
₹ 47.31
1D
Inception Returns
15.8%
/yr
Historical NAV & Returns
Absolute
▲
▼
4240 people have invested ₹ 1.1Cr in Tata ELSS Tax Saver Fund Direct Growth in the last three months
About Tata ELSS Tax Saver Fund Direct Growth
Tata ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 13 October, 2014. The fund is managed by Sailesh Jain. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata ELSS Tax Saver Fund Direct Growth has ₹4405 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Tata ELSS Tax Saver Fund Direct Growth has given a CAGR return of 15.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.04%, 18.10% and 24.28% respectively.
Holdings
Tata ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Basic Materials, Tech, Energy, Communication, Health, Utilities, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Reliance Industries Ltd, State Bank of India
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata ELSS Tax Saver Fund Direct Growth
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Tata ELSS Tax Saver Fund Direct Growth of 3 Years
Tata ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 0.74% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹4405 Cr |
| Inception Date | 13 October, 2014 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 10.51% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Tata ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
15
/23
45% Performance
43% Risk Management
64% Cost
15 out of 23 among elss (tax savings)
Beats FD returns for both 3Y & 5Y
No bad points found for this fund.
Trailing Returns
as on (09-May-25)
Fund Distribution
as on (31-Mar-25)
Large cap
62.3%
Small cap
22.4%
Mid cap
9.9%
Sector Allocation
Financial Services
35.7%
Consumer Cyclical
15.3%
Industrial
13.8%
Basic Materials
7.5%
Tech
7.3%
Energy
5.6%
Communication
4.3%
Health
3.7%
Utilities
3%
Real Estate
2.5%
Consumer Defensive
1.3%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 7.30% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund outperformed Nifty 500 by 0.05% in Mar'25
- AUM of the fund stands at 4.3K Cr as of Mar'25
- AUM increased by 282.1 Cr between Mar'25 and Feb'25
Top Stocks bought last month
ICICI Bank Ltd's allocation increased from 6.31% to 6.61%
City Union Bank Ltd's allocation increased from 0.91% to 1.2%
NTPC Ltd's allocation increased from 2.65% to 2.85%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 7.37 % to 7.27 %
Infosys Ltd's allocation decreased from 4.83 % to 4.2 %
Reliance Industries Ltd's allocation decreased from 4 % to 3.97 %
Small Cap allocation has gone down from 23% to 22.4%
Mid Cap allocation has gone down from 10.3% to 9.9%
Large Cap allocation has gone up from 61.6% to 62.3%
Cash allocation has gone up from 4.8% to 5.2%
Top 3 Sectors in March were Financial Services, Consumer Cyclical & Industrial
Mar'25
Financial Services
36%
Consumer Cyclical
15%
Industrial
14%
Feb'25
Financial Services
35%
Consumer Cyclical
16%
Industrial
13%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 7.27% | 0% | |
 ICICI Bank Ltd | 6.61% | 0% | |
 Infosys Ltd | 4.2% | 0% | |
 Reliance Industries Ltd | 3.97% | 0% | |
 State Bank of India | 3.87% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Tata ELSS Tax Saver Fund Direct Growth | 11.04% | 18.1% | 24.28% | 15.84% |
 DSP ELSS Tax Saver Fund Direct Plan Growth | 15.72% | 21.8% | 28.35% | 18% |
 Mirae Asset ELSS Tax Saver Fund -Direct Plan-Growth | 9.73% | 17.41% | 26.57% | 19.04% |
 SBI Long Term Equity Fund Direct Growth | 9.15% | 26.16% | 29.93% | 16.45% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Reliance Industries Ltd | 13% |
 ICICI Bank Ltd | 5.9% |
 HDFC Bank Ltd | 4.6% |
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Sailesh Jain
Fund Manager of Tata ELSS Tax Saver Fund Direct Growth, since 16 December 2021
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Mutual Fund Insights
Over the last 6 months, this fund has experienced a 10.6% drop in AUM moving from 4.92K Cr to 4.40K Cr.
This fund expense ratio is slightly on the lower side within the category (elss (tax savings)). Its expense ratio is 0.74% which is lower than the category average expense ratio of 1.29%.
In the last 1 year, DSP ELSS Tax Saver Fund Direct Plan Growth has given 15.72% return, outperforming this fund by 4.68%.
Over the last 6 months, this fund has increased expense ratio by 7.2% moving from 0.69 to 0.74.
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 35.37% return, outperforming this fund by 11.09% per annum.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 26.16% return, outperforming this fund by 8.06% per annum.
Tata ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.84% since inception which is more than its category average return of 14.62%
Fund Allocations
This fund has an allocation of 95.13% in Equity, 0% in Debt and 4.87% in Cash related instruments
AUM size ₹4405 Cr
This fund has AUM of ₹4405 Cr which is less than its category average of ₹ 4963 Cr
Expense Ratio 0.74%
This fund has an expense ratio of 0.74% which is less than its category average expense ratio of 1.4%
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5Y CAGR
▲ 23.28
5Y CAGR
▲ 24.16
3Y CAGR
▲ 22.56
5Y CAGR
▲ 29.22
5Y CAGR
▲ 36.48
Frequently Asked Questions for Tata ELSS Tax Saver Fund Direct Growth
The current NAV of Tata ELSS Tax Saver Fund Direct Growth is ₹47.31 as on 09-May-2025.
Existing (Absolute + CAGR) as on 09-May-2025.
Tata ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.82% | 6.82% |
6 Month Returns | -5.78% | -5.78% |
1 Year Returns | 11.04% | 11.04% |
3 Years Returns | 64.72% | 18.1% |
With INDmoney, the process of investing is very simple and involves zero commission.
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- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.74% as on April 2025
₹4405 Cr as on April 2025
HDFC Bank Ltd(7.27%), ICICI Bank Ltd(6.61%), Infosys Ltd(4.2%), Reliance Industries Ltd(3.97%), State Bank of India(3.87%) as on April 2025
Financial Services(34.65%), Consumer Cyclical(14.48%), Industrial(12.7%) as on April 2025
The alpha ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 1.95 | 1.28 | 0.16 |
As on April 2025
The alpha for Tata ELSS Tax Saver Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 1.02 | 0.96 | 0.97 |
As on April 2025
The Beta for Tata ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 0.14 | 0.68 | 1.14 |
As on April 2025
The sharpe ratio for Tata ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata ELSS Tax Saver Fund Direct Growth | 17.28 | 14.54 | 14.61 |
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.16 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.32 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain is the fund manager of Tata ELSS Tax Saver Fund Direct Growth
The Exit load of Tata ELSS Tax Saver Fund Direct Growth is 0%