Tata Banking & Financial Services Fund

Tata Banking & Financial Services Fund

Equity

Tata Mutual Fund

Sector - Financial Services

Get the latest NAV of Tata Banking & Financial Services Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹48.11

▲1.1%1D

NAV as on 19 Mar 2026

17.04%/per year

Since Inception

Absolute Gain%

▲▼

2081 people have invested ₹ 3.3Cr in Tata Banking & Financial Services Fund in the last three months

Tata Banking & Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (19-Mar-26)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-8.2%
-4.52%
-0.36%
14.8%
18.9%
14.38%
Nifty 500
-9.53%
-8.94%
-9.05%
3.55%
14.05%
11.93%
Sector - Financial Services Avg
-8.92%
-4.2%
1.13%
17.01%
16.7%
13.49%
Best in Sector - Financial Services
-5.21%
-2.65%
1.39%
30.16%
22.88%
16.5%
Worst in Sector - Financial Services
-10.22%
-8.06%
-6.28%
8.23%
9.68%
10.93%
Category Rank
4/11
4/11
3/11
3/11
1/8
--

Tata Banking & Financial Services Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

6
/12
65% Performance
30% Risk Management
100% Cost

Ranked 6 out of 12 mutual funds in the sector - financial services category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Banking & Financial Services Fund
6/12
3,261Cr
0.51%
14.8%
18.9%
3.47
0.96
1.06
2.25
0.64
SBI Banking & Financial Services Fund
1/12
10,725Cr
0.72%
17.13%
22.22%
7.88
0.83
1.49
3.27
1.31
Mirae Asset Banking and Financial Services Fund
2/12
2,272Cr
0.57%
17.58%
19.7%
4.48
0.97
1.14
2.48
0.88
Invesco India Financial Services Fund
3/12
1,650Cr
0.79%
18.75%
23.18%
8.25
0.82
1.39
2.73
1.03
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: Highly volatile within category
Highly volatile within category

Tata Banking & Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Banking & Financial Services Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
71.7%
Mid cap
15.2%
Small cap
11.4%
Mid Cap allocation has gone up from 12.8% to 15.2%
Mid Cap allocation has gone up from 12.8% to 15.2%
Large Cap allocation has gone down from 71.8% to 71.7%
Large Cap allocation has gone down from 71.8% to 71.7%
Small Cap allocation has gone down from 13.3% to 11.4%
Small Cap allocation has gone down from 13.3% to 11.4%
Cash allocation has gone down from 2.1% to 1.7%
Cash allocation has gone down from 2.1% to 1.7%

Tata Banking & Financial Services Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Financial Services
97.3%
Tech
2.7%

Top 2 Sectors in February were Financial Services, Tech

Feb'26

Financial Services

98%

Tech

2%

Jan'26

Financial Services

98%

Tech

2%

Tata Banking & Financial Services Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
16.33%
0%
ICICI Bank Ltd
13.76%
-13.2%
State Bank of India
10.43%
0%
Axis Bank Ltd
9.21%
0%
Shriram Finance Ltd
4.49%
23.6%
See all
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 3.48% to 4.49%
Shriram Finance Ltd's allocation increased from 3.48% to 4.49%
State Bank of India's allocation increased from 9.49% to 10.43%
State Bank of India's allocation increased from 9.49% to 10.43%
SBI Life Insurance Co Ltd's allocation increased from 2.84% to 3.64%
SBI Life Insurance Co Ltd's allocation increased from 2.84% to 3.64%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 17.35 % to 16.33 %
HDFC Bank Ltd's allocation decreased from 17.35 % to 16.33 %
ICICI Bank Ltd's allocation decreased from 15.82 % to 13.76 %
ICICI Bank Ltd's allocation decreased from 15.82 % to 13.76 %
Axis Bank Ltd's allocation decreased from 9.26 % to 9.21 %
Axis Bank Ltd's allocation decreased from 9.26 % to 9.21 %

Tata Banking & Financial Services Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.51%
Benchmark
Nifty Financial Services TR INR
AUM₹3261 Cr
Inception Date28 December, 2015
Min Lumpsum/SIP₹5,000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
20.14%
Risk
Risk meter
pointer
Very High Risk

About Tata Banking & Financial Services Fund

Tata Banking & Financial Services Fund is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Kapil Malhotra. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Banking & Financial Services Fund has ₹3261 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Banking & Financial Services Fund has given a CAGR return of 17.04% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.80%, 18.90% and 14.38% respectively.

Holdings

Tata Banking & Financial Services Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, State Bank of India, Axis Bank Ltd, Shriram Finance Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Banking & Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Banking & Financial Services Fund has no lock in period.

Fund Manager

Kapil Malhotra

Fund Manager of Tata Banking & Financial Services Fund, since 31 October 2025

Learn more about Tata Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 3.3K Cr
₹ 3.2K Cr
₹ 3.2K Cr
  • AUM of the fund stands at 3.3K Cr as of Feb'26
  • AUM increased by 48.6 Cr between Feb'26 and Jan'26

Compare Tata Banking & Financial Services Fund

Tata Banking & Financial Services Fund

VS

ICICI Prudential Banking and Financial Services Fund

Frequently Asked Questions for Tata Banking & Financial Services Fund

How do I invest in Tata Banking & Financial Services Fund?

INDmoney makes it simple to invest in the Tata Banking & Financial Services Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Banking & Financial Services Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Banking & Financial Services Fund?

The NAV of the fund today is ₹48.11. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Banking & Financial Services Fund fund has generated a return of 14.80% in 1 year, 18.90% in 3 years, 14.38% in 5 years.

Who is the fund manager of Tata Banking & Financial Services Fund?

The fund managers are Kapil Malhotra.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.51%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3261 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Banking & Financial Services Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(16.33%), ICICI Bank Ltd(13.76%), State Bank of India(10.43%)