SBI Retirement Benefit Fund - Conservative Plan Direct Growth
SBI Retirement Benefit Fund - Conservative Plan Direct Growth

SBI Retirement Benefit Fund - Conservative Plan Direct Growth

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Hybrid
Direct
Retirement

NAV: ₹ 11.5 as on 02-12-2022

Fund Performance
zero opening, trading, fund transfer fee
25 people have invested ₹ 53.9K in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
This Fund
1.2%
2.3%
6.5%
6%
Benchmark
-
-
-
-
About the Fund

SBI Retirement Benefit Fund - Conservative Plan Direct Growth is a hybrid fund. This fund was started on  17 February, 2021. The fund is managed by Dinesh Ahuja, Mohit Jain, Rohit Shimpi, Ardhendu Bhattacharya. This fund gives you the benefit of diversification.

Key parameters

1) SBI Retirement Benefit Fund - Conservative Plan Direct Growth has a NAV of 11.499 as on 02-12-2022.

2) SBI Retirement Benefit Fund - Conservative Plan Direct Growth has 151 Cr worth of assets under management (AUM) as on 31-10-2022 and is less than category average.

3) The fund has an expense ratio 0.89 %.

Fund Overview

Expense ratio
Expense ratio
0.89%
Benchmark
Benchmark
Nifty Composite Debt Index TR INR
AUM
AUM
₹151 Cr
Inception Date
Inception Date
17 February, 2021
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
471.3%

Fund Distribution

  • Equity 19%
  • Debt & Cash 81%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

32.3%

Consumer Cyclical

23.4%

Industrial

23.4%

Tech

7.8%

Basic Materials

6.6%

Health

3.7%

Real Estate

2.7%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings45
Equity Holdings36
Debt Holdings9
Holdings
Weight%
Holdings Trend
1M Change
icon
7.54% Govt Stock 2036
55.66%
117.5%
icon
Mahindra Rural Housing Finance Limited
6.6%
0%
icon
Summit Digitel Infrastructure Limited
4.79%
0%
icon
Net Receivable / Payable
3.5%
0%
icon
Union Bank Of India
3.33%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 1.9 Cr in last 1M
Oct'22 return outperformed benchmark

Change in AUM

Oct'22
₹ 150.6 Cr
Sep'22
₹ 148.7 Cr
Aug'22
₹ 149.8 Cr

Fund Returns vs Benchmark

Oct'22
2.74%
2.58%
Sep'22
-0.04%
-0.68%
Aug'22
1.92%
1.36%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
46
45
44
Top 5 Company Concentration
5.6%
5.5%
5.6%
Company having highest exposure
HDFC Bank Ltd (1.4%)
HDFC Bank Ltd (1.3%)
HDFC Bank Ltd (1.4%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
91.6%
91.7%
91.8%
Sector having highest exposure
Government (62%)
Government (58.8%)
Government (49.8%)

Fund Manager

Dinesh Ahuja

Dinesh Ahuja

Managing this fund since 17 February 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Magnum Medium Duration Fund Direct Growth
7.09%
5.06%
SBI Equity Hybrid Fund Direct Growth
14.32%
15.24%
SBI Magnum Gilt Fund Direct Growth
7.01%
5.15%
Mohit Jain

Mohit Jain

Managing this fund since 31 October 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Equity Hybrid Fund Direct Growth
14.32%
15.24%
SBI Focused Equity Fund Direct Plan Growth
17.06%
17.23%
SBI Bluechip Fund Direct Growth
17.53%
16.17%
Rohit Shimpi

Rohit Shimpi

Managing this fund since 31 October 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Magnum Equity ESG Fund Direct Growth
15.84%
16.8%
Ardhendu Bhattacharya

Ardhendu Bhattacharya

Managing this fund since 1 July 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Floating Rate Debt Fund Direct Growth
0%
5.37%

AMC details

Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Fund House
SBI Funds Management Ltd

Fund Highlights

meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.95% since inception which is less than its category average return of 9.44%
Fund Allocations

Fund Allocations

This fund has an allocation of 19.01% in Equity, 76.54% in Debt and 4.45% in Cash related instruments
AUM size ₹151 Cr

AUM size ₹151 Cr

This fund has AUM of ₹151 Cr which is less than its category average of ₹ 551 Cr
Expense Ratio 0.89%

Expense Ratio 0.89%

This fund has an expense ratio of 0.89% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of SBI Retirement Benefit Fund - Conservative Plan Direct Growth is 11.5.
Existing (Absolute + CAGR)
SBI Retirement Benefit Fund - Conservative Plan Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.2%
1.2%
6 Month Returns
6.52%
6.52%
1 Year Returns
5.99%
5.99%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
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0.89 as on November 2022
151 Cr as on November 2022
HDFC Bank Ltd(1.37%),ICICI Bank Ltd(1.3%),Infosys Ltd(1.07%),Housing Development Finance Corp Ltd(0.92%),Maruti Suzuki India Ltd(0.91%) as on November 2022
Government(61.96%),Corporate(14.04%),Financial Services(6.13%) as on November 2022
AAA
83.4
AA
16.6
Dinesh Ahuja,Mohit Jain,Rohit Shimpi,Ardhendu Bhattacharya are the fund managers of SBI Retirement Benefit Fund - Conservative Plan Direct Growth
The Exit load of SBI Retirement Benefit Fund - Conservative Plan Direct Growth is 0%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.