SBI Balanced Advantage Fund Direct Growth

SBI Balanced Advantage Fund Direct Growth

NAV as on 29-04-2025

₹ 15.59

0.8%

1D

Inception Returns

12.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
2580 people have invested ₹ 4.8Cr in SBI Balanced Advantage Fund Direct Growth in the last three months

About SBI Balanced Advantage Fund Direct Growth

SBI Balanced Advantage Fund invests in a mix of stocks and debt securities with the aim of providing investors with both capital appreciation and income safety.

SBI Balanced Advantage Fund is a mutual fund scheme that aims to provide investors with long-term capital appreciation along with the benefit of asset allocation.

This is a dynamic fund which means that the fund manager has the liberty to change allocation between equity and debt according to prevalent market conditions.This fund is suitable for investors who are looking for a well-managed, diversified investment portfolio that aims to provide long-term capital growth.

Key Parameters

  1. SBI Balanced Advantage Fund Direct Growth has ₹34015 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

SBI Balanced Advantage Fund Direct Growth has given a CAGR return of 12.86% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 8.74% and 14.44% respectively.

Holdings

SBI Balanced Advantage Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Financial Services, Government, Energy, Utilities, Industrial, Tech, Consumer Cyclical, Consumer Defensive, Health, Communication, Basic Materials, Securitize, Real Estate.

Taxation

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of SBI Balanced Advantage Fund Direct Growth

To provide long term capital appreciation / income from a dynamic mix of equity and debt investments. However, there can be no assurance that the investment objective of the Scheme will be realized

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 250.00. SBI Balanced Advantage Fund Direct Growth has no lock in period.

SBI Balanced Advantage Fund Direct Growth Overview

Expense ratio0.71%
Benchmark
Nifty 50 Hybrid Composite Debt 50:50
AUM₹34015 Cr
Inception Date31 August, 2021
Min Lumpsum/SIP₹5000/₹250
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
83.02%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
High Risk

INDmoney Rank for SBI Balanced Advantage Fund Direct Growth

Powered by IND quant engine
3
/17
22% Performance
68% Risk Management
37% Cost
3 out of 17 among dynamic asset allocation

Trailing Returns

as on (29-Apr-25)

Period
SBI Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation Index
1M
2.4%
0.9%
3M
4.4%
1.2%
6M
2.4%
-1.4%
1Y
8.7%
5.1%
3Y
14.4%
11.5%

Fund Distribution

as on (31-Mar-25)

  • Equity 48.7%

  • Debt & Cash 51.3%

Large cap
57%

Mid cap
7.6%

Small cap
2.9%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
25.3%
Energy
14.1%
Utilities
11.5%
Industrial
8%
Tech
7.8%
Consumer Cyclical
7.6%
Consumer Defensive
6.2%
Health
6%
Communication
5.1%
Basic Materials
5.1%
Real Estate
3.3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 34K Cr
₹ 32.5K Cr
₹ 33.3K Cr
  • AUM of the fund stands at 34K Cr as of Mar'25
  • AUM increased by 1.5K Cr between Mar'25 and Feb'25
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.04% to 0.99%
LIC Housing Finance Ltd's allocation increased from 0.04% to 0.99%
Muthoot Finance Limited's allocation increased from 0.23% to 0.6%
Muthoot Finance Limited's allocation increased from 0.23% to 0.6%
State Bank of India's allocation increased from 1.32% to 1.63%
State Bank of India's allocation increased from 1.32% to 1.63%
Top Stocks sold last month
State Bank of India's allocation decreased from 1.63 % to 0.61 %
State Bank of India's allocation decreased from 1.63 % to 0.61 %
Canara Bank's allocation decreased from 0.28 % to 0.21 %
Canara Bank's allocation decreased from 0.28 % to 0.21 %
National Bank For Agriculture And Rural Development's allocation decreased from 0.15 % to 0.15 %
National Bank For Agriculture And Rural Development's allocation decreased from 0.15 % to 0.15 %

Top 3 Sectors in March were Corporate, Financial Services & Government

Mar'25
Corporate
30%
Financial Services
25%
Government
19%
Feb'25
Corporate
27%
Financial Services
25%
Government
18%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
5.76%
-4.2%
Reliance Industries Ltd
Reliance Industries Ltd
5.5%
21.5%
Bharti Airtel Ltd
Bharti Airtel Ltd
3.32%
-4.2%
GAIL (India) Ltd
GAIL (India) Ltd
3.08%
0.6%
Tata Steel Ltd
Tata Steel Ltd
2.15%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
SBI Balanced Advantage Fund Direct Growth
SBI Balanced Advantage Fund Direct Growth
8.74%
14.44%
-
12.86%
Axis Balanced Advantage Fund Direct Growth
Axis Balanced Advantage Fund Direct Growth
15.49%
15.59%
15.76%
11.31%
Kotak Balanced Advantage Fund Direct Growth
Kotak Balanced Advantage Fund Direct Growth
12.61%
13.11%
16.64%
12.16%
ICICI Prudential Balanced Advantage Fund Direct Plan Growth
ICICI Prudential Balanced Advantage Fund Direct Plan Growth
11.55%
13.64%
17.86%
13.24%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
195
199
215
Top 5 Company Concentration
19.8%
19%
18.1%
Company having highest exposure
HDFC Bank Ltd (5.8%)
HDFC Bank Ltd (6%)
HDFC Bank Ltd (4.9%)
No of Sectors
14
14
14
Top 5 Sectors Concentration
100.1%
92.9%
91.2%
Sector having highest exposure
Corporate (30.5%)
Corporate (27.1%)
Corporate (23.7%)
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Anup Upadhyay
Anup Upadhyay
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 1 December 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Flexicap Fund Direct Growth
12.66%
15.33%
Dinesh Balachandran
Dinesh Balachandran
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 31 August 2021
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Long Term Equity Fund Direct Growth
24.61%
15.93%
SBI Contra Fund Direct Growth
22.39%
20.46%
SBI Flexicap Fund Direct Growth
12.66%
15.33%
Mansi Sajeja
Mansi Sajeja
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 1 December 2023
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Equity Hybrid Fund Direct Growth
13.28%
14.13%
SBI Conservative Hybrid Fund Direct Plan Growth
10.43%
8.96%
SBI Short Term Debt Fund Direct Growth
7.44%
6.85%
Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.37L Cr
as on 31-Mar-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com

SBI Balanced Advantage Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.86% since inception which is more than its category average return of 10.02%
Fund Allocations

Fund Allocations

This fund has an allocation of 48.66% in Equity, 29.15% in Debt and 22.18% in Cash related instruments
AUM size ₹34015 Cr

AUM size ₹34015 Cr

This fund has AUM of ₹34015 Cr which is more than its category average of ₹ 9806 Cr
Expense Ratio 0.71%

Expense Ratio 0.71%

This fund has an expense ratio of 0.71% which is less than its category average expense ratio of 1.33%

Frequently Asked Questions for SBI Balanced Advantage Fund Direct Growth

The current NAV of SBI Balanced Advantage Fund Direct Growth is ₹15.59 as on 29-Apr-2025.
Existing (Absolute + CAGR) as on 29-Apr-2025.
SBI Balanced Advantage Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.4%
2.4%
6 Month Returns
2.44%
2.44%
1 Year Returns
8.74%
8.74%
3 Years Returns
49.88%
14.44%
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0.71% as on March 2025
₹34015 Cr as on March 2025
HDFC Bank Ltd(5.76%), Reliance Industries Ltd(5.5%), Bharti Airtel Ltd(3.32%), GAIL (India) Ltd(3.08%), Tata Steel Ltd(2.15%) as on March 2025
Cash Equivalent(23.98%), Corporate(15.64%), Financial Services(12.33%) as on March 2025
AAA
73.82
AA
19.52
Anup Upadhyay, Dinesh Balachandran, Mansi Sajeja are the fund managers of SBI Balanced Advantage Fund Direct Growth
The Exit load of SBI Balanced Advantage Fund Direct Growth is 1%