SBI Balanced Advantage Fund Direct Growth

SBI Balanced Advantage Fund Direct Growth

NAV as on 27-03-2025

₹ 15.21

-0.3%

1D

Inception Returns

12.4%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
2129 people have invested ₹ 4.5Cr in SBI Balanced Advantage Fund Direct Growth in the last three months

About SBI Balanced Advantage Fund Direct Growth

SBI Balanced Advantage Fund invests in a mix of stocks and debt securities with the aim of providing investors with both capital appreciation and income safety.

SBI Balanced Advantage Fund is a mutual fund scheme that aims to provide investors with long-term capital appreciation along with the benefit of asset allocation.

This is a dynamic fund which means that the fund manager has the liberty to change allocation between equity and debt according to prevalent market conditions.This fund is suitable for investors who are looking for a well-managed, diversified investment portfolio that aims to provide long-term capital growth.

Key Parameters

  1. SBI Balanced Advantage Fund Direct Growth has ₹32530 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Balanced Advantage Fund Direct Growth has given a CAGR return of 12.40% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 8.71% and 13.85% respectively.

Holdings

SBI Balanced Advantage Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Financial Services, Government, Energy, Utilities, Tech, Industrial, Consumer Cyclical, Consumer Defensive, Health, Real Estate, Communication, Basic Materials, Securitize.

Taxation

As it is a dynamic asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of SBI Balanced Advantage Fund Direct Growth

To provide long term capital appreciation / income from a dynamic mix of equity and debt investments. However, there can be no assurance that the investment objective of the Scheme will be realized

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 250.00. SBI Balanced Advantage Fund Direct Growth has no lock in period.

SBI Balanced Advantage Fund Direct Growth Overview

Expense ratio0.81%
Benchmark
Nifty 50 Hybrid Composite Debt 50:50
AUM₹32530 Cr
Inception Date31 August, 2021
Min Lumpsum/SIP₹5000/₹250
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
83.02%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
High Risk

INDmoney Rank for SBI Balanced Advantage Fund Direct Growth

Powered by IND quant engine
4
/17
24% Performance
76% Risk Management
54% Cost
4 out of 17 among dynamic asset allocation

Trailing Returns

as on (27-Mar-25)

Period
SBI Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation Index
1M
2.4%
2%
3M
0.1%
-3.4%
6M
-2.3%
-7%
1Y
8.7%
5.8%
3Y
13.8%
11%

Fund Distribution

as on (28-Feb-25)

  • Equity 45.4%

  • Debt & Cash 54.6%

Large cap
54.7%

Mid cap
7.8%

Small cap
2.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
25%
Energy
12.3%
Utilities
10.4%
Tech
9.5%
Industrial
8.4%
Consumer Cyclical
7%
Consumer Defensive
6.2%
Health
5.9%
Real Estate
5.4%
Communication
5.1%
Basic Materials
4.8%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 32.5K Cr
₹ 33.3K Cr
₹ 33.2K Cr
  • AUM of the fund stands at 32.5K Cr as of Feb'25
  • AUM decreased by 779 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Cholamandalam Investment And Fin. Co. Ltd's allocation increased from 0.3% to 1.62%
Cholamandalam Investment And Fin. Co. Ltd's allocation increased from 0.3% to 1.62%
State Bank of India's allocation increased from 0.61% to 1.63%
State Bank of India's allocation increased from 0.61% to 1.63%
Reliance Industries Ltd's allocation increased from 4% to 4.42%
Reliance Industries Ltd's allocation increased from 4% to 4.42%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 5.19 % to 5.17 %
HDFC Bank Ltd's allocation decreased from 5.19 % to 5.17 %
Bharti Airtel Ltd's allocation decreased from 3.33 % to 3.25 %
Bharti Airtel Ltd's allocation decreased from 3.33 % to 3.25 %
GAIL (India) Ltd's allocation decreased from 3.14 % to 3.01 %
GAIL (India) Ltd's allocation decreased from 3.14 % to 3.01 %

Top 3 Sectors in February were Corporate, Financial Services & Government

Feb'25
Corporate
27%
Financial Services
25%
Government
18%
Jan'25
Corporate
24%
Financial Services
23%
Government
20%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
199
215
217
Top 5 Company Concentration
19%
18.1%
18%
Company having highest exposure
HDFC Bank Ltd (6%)
HDFC Bank Ltd (4.9%)
HDFC Bank Ltd (5.2%)
No of Sectors
14
14
14
Top 5 Sectors Concentration
92.9%
91.2%
82.7%
Sector having highest exposure
Corporate (27.1%)
Corporate (23.7%)
Financial Services (23.2%)
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Anup Upadhyay
Anup Upadhyay
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 1 December 2024
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Flexicap Fund Direct Growth
11.41%
13.98%
Dinesh Balachandran
Dinesh Balachandran
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 31 August 2021
Mansi Sajeja
Mansi Sajeja
Fund Manager of SBI Balanced Advantage Fund Direct Growth, since 1 December 2023
Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.63L Cr
as on 28-Feb-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com

SBI Balanced Advantage Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.4% since inception which is more than its category average return of 9.64%
Fund Allocations

Fund Allocations

This fund has an allocation of 45.45% in Equity, 29.14% in Debt and 25.42% in Cash related instruments
AUM size ₹32530 Cr

AUM size ₹32530 Cr

This fund has AUM of ₹32530 Cr which is more than its category average of ₹ 9419 Cr
Expense Ratio 0.81%

Expense Ratio 0.81%

This fund has an expense ratio of 0.81% which is less than its category average expense ratio of 1.34%

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Frequently Asked Questions for SBI Balanced Advantage Fund Direct Growth

The current NAV of SBI Balanced Advantage Fund Direct Growth is ₹15.21 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
SBI Balanced Advantage Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.38%
2.38%
6 Month Returns
-2.26%
-2.26%
1 Year Returns
8.71%
8.71%
3 Years Returns
47.55%
13.85%
5 Years Returns
0%
0%
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0.81% as on February 2025
₹32530 Cr as on February 2025
HDFC Bank Ltd(5.95%), Reliance Industries Ltd(4.46%), Bharti Airtel Ltd(3.28%), GAIL (India) Ltd(2.73%), Axis Bank Ltd(2.57%) as on February 2025
Cash Equivalent(27.3%), Corporate(14.76%), Financial Services(11.36%) as on February 2025
AAA
72.52
AA
20.48
Anup Upadhyay, Dinesh Balachandran, Mansi Sajeja are the fund managers of SBI Balanced Advantage Fund Direct Growth
The Exit load of SBI Balanced Advantage Fund Direct Growth is 1%