PGIM India Liquid Fund Direct Growth

PGIM India Liquid Fund Direct Growth

Hybrid

PGIM Mutual Fund

Liquid

Get the latest NAV of PGIM India Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹354.57

NAV as on 07 Jan 2026

6.87%/per year

Since Inception

Absolute Gain%

▲▼

132 people have invested ₹ 52.5L in PGIM India Liquid Fund Direct Growth in the last three months

PGIM India Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (07-Jan-26)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.49%
1.46%
2.92%
6.58%
7.07%
5.91%
Liquid Index
0.4%
1.28%
2.52%
5.69%
5.64%
4.86%
Liquid Avg
0.4%
1.27%
2.61%
5.87%
6.41%
5.34%
Best in Liquid
0.51%
1.49%
2.96%
6.63%
7.1%
6.03%
Worst in Liquid
-0.07%
1.38%
2.76%
6.1%
6.65%
5.53%
Category Rank
20/24
9/24
1/22
--
6/23
--

PGIM India Liquid Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

5
/24
94% Performance
34% Risk Management
72% Cost

Ranked 5 out of 24 mutual funds in the liquid category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
PGIM India Liquid Fund
5/24
557Cr
0.12%
6.58%
7.07%
0.03
1.36
3.45
58.91
2.11
Canara Robeco Liquid Fund Direct Growth
1/24
5,149Cr
0.07%
6.6%
7.06%
-0.01
1.46
3.20
28.37
1.87
Bandhan Liquid Fund Direct Growth
2/24
17,409Cr
0.07%
6.52%
7.03%
-0.02
1.38
3.14
22.68
1.55
DSP Liquidity Fund Direct Growth
3/24
21,344Cr
0.1%
6.58%
7.05%
0.01
1.35
3.32
22.38
1.80
See all

PGIM India Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
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PGIM India Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Dec-25)

Fund Distribution

as on (14-Dec-25)

AAA
96.9%
AA
3.1%

PGIM India Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Dec-25)

Sector Allocation

Cash Equivalent
64.7%
Corporate
24.7%
Government
10.5%

Top 3 Sectors in November were Financial Services, Government & Consumer Cyclical

Nov'25

Financial Services

80%

Government

9%

Consumer Cyclical

9%

Nov'25

Financial Services

80%

Government

9%

Consumer Cyclical

9%

PGIM India Liquid Fund Holdings Details

as on (31-Dec-25)

Holdings
Weight%
1M Change
National Bank For Agriculture And Rural Development
8.89%
0%
Indian Bank
8.87%
100%
Bank of Baroda
8.86%
100%
364 DTB 11122025
7.18%
0%
Reliance Retail Ventures Limited
4.49%
0%
See all

PGIM India Liquid Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.12%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹557 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
680.04%
Risk
Risk meter
pointer
Low to Moderate Risk

About PGIM India Liquid Fund

PGIM India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Puneet Pal, Bhupesh Kalyani. This fund is suitable to keep your money safe.

Key Parameters

  1. PGIM India Liquid Fund Direct Growth has ₹557 Cr worth of assets under management (AUM) as on Dec 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.58%, 7.07% and 5.91% respectively.

Holdings

PGIM India Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Consumer Cyclical, Corporate, Consumer Defensive, Basic Materials. Its top holdings are National Bank For Agriculture And Rural Development, Indian Bank, Bank of Baroda, 364 DTB 11122025, Indian Oil Corporation Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of PGIM India Liquid Fund Direct Growth

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund Direct Growth has no lock in period.

Fund Manager

Puneet Pal

Fund Manager of PGIM India Liquid Fund Direct Growth, since 16 July 2022

Bhupesh Kalyani

Fund Manager of PGIM India Liquid Fund Direct Growth, since 13 September 2022

Learn more about PGIM Mutual Fund
Parameters
Nov'25
Nov'25
Oct'25
AUM
₹ 556.6 Cr
₹ 556.6 Cr
₹ 573.4 Cr
  • AUM of the fund stands at 556.6 Cr as of Nov'25
  • AUM has remained same between Nov'25 and Nov'25

Frequently Asked Questions for PGIM India Liquid Fund Direct Growth

How do I invest in PGIM India Liquid Fund?

INDmoney makes it simple to invest in the PGIM India Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘PGIM India Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of PGIM India Liquid Fund?

The NAV of the fund today is ₹354.57. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

PGIM India Liquid Fund fund has generated a return of 6.58% in 1 year, 7.07% in 3 years, 5.91% in 5 years.

Who is the fund manager of PGIM India Liquid Fund?

The fund managers are Puneet Pal, Bhupesh Kalyani.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹557 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of PGIM India Liquid Fund?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(8.89%), Indian Bank(8.87%), Bank of Baroda(8.86%)