Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option

Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Himanshu Mange. This fund gives you the benefit of diversification.

1. Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has ₹4849 Cr worth of assets under management (AUM) as on Nov 2025 and is more than category average.
2. The fund has an expense ratio 0.9.
   

Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 10.57% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 67.11%, 33.19% and 20.59% respectively.

Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Cash Equivalent.

As it is a sector - precious metals mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Nippon India ETF Gold BeES.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Nippon India Gold Savings Fund Direct Plan Payout Inc Dist cum Cap Wdrl Option has no lock in period.