Kotak Consumption Fund Direct Growth

Kotak Consumption Fund Direct Growth

NAV as on 29-04-2025

₹ 12.94

0.4%

1D

Inception Returns

19.6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
573 people have invested ₹ 1.1Cr in Kotak Consumption Fund Direct Growth in the last three months

About Kotak Consumption Fund Direct Growth

Kotak Consumption Fund Direct Growth is an equity fund. This fund was started on 16 November, 2023. The fund is managed by Abhishek Bisen, Devender Singhal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak Consumption Fund Direct Growth has ₹1172 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.6.

Returns

Kotak Consumption Fund Direct Growth has given a CAGR return of 19.55% since inception. Over the last 1 year the fund has given a CAGR return of 14.85%.

Holdings

Kotak Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Health, Industrial, Basic Materials. Its top holdings are Bharti Airtel Ltd, ITC Ltd, Maruti Suzuki India Ltd, Hindustan Unilever Ltd, Eternal Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Kotak Consumption Fund Direct Growth

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities. However, there is no assurance that the objective of the scheme will be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Consumption Fund Direct Growth has no lock in period.

Kotak Consumption Fund Direct Growth Overview

Expense ratio0.55%
Benchmark
Nifty India Consumption Index
AUM₹1172 Cr
Inception Date16 November, 2023
Min Lumpsum/SIP₹100/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
105.85%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (29-Apr-25)

Period
Kotak Consumption Fund Direct Growth
Nifty 500
equity - consumption
1M
2.7%
4.5%
-
3M
1.3%
3.2%
-
6M
-4.6%
-2.6%
-
1Y
14.9%
7.7%
-

Fund Distribution

as on (31-Mar-25)

  • Equity 99.4%

  • Debt & Cash 0.6%

Large cap
60.5%

Small cap
29.9%

Mid cap
8%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Consumer Cyclical
37.2%
Consumer Defensive
30.3%
Communication
13.4%
Health
9.6%
Industrial
7.8%
Basic Materials
1.7%
All changes are between Jan'25 and Mar'25
Mar'25
Feb'25
Jan'25
Fund Returns
4.59%
-9.36%
-3.06%
Nifty 500
7.25%
-7.88%
-4.01%
  • This fund’s returns stands at 4.59% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
  • This fund underperformed Nifty 500 by 2.66% in Mar'25
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 1.2K Cr
₹ 1.2K Cr
₹ 1.1K Cr
  • AUM of the fund stands at 1.2K Cr as of Mar'25
  • AUM increased by 14.5 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Bharti Airtel Ltd's allocation increased from 9.19% to 10.02%
Bharti Airtel Ltd's allocation increased from 9.19% to 10.02%
Radico Khaitan Ltd's allocation increased from 3.86% to 4.46%
Radico Khaitan Ltd's allocation increased from 3.86% to 4.46%
Pokarna Ltd's allocation increased from 3.11% to 3.56%
Pokarna Ltd's allocation increased from 3.11% to 3.56%
Top Stocks sold last month
Maruti Suzuki India Ltd's allocation decreased from 8.55 % to 8.15 %
Maruti Suzuki India Ltd's allocation decreased from 8.55 % to 8.15 %
Hero MotoCorp Ltd's allocation decreased from 4.56 % to 4.56 %
Hero MotoCorp Ltd's allocation decreased from 4.56 % to 4.56 %
Dabur India Ltd's allocation decreased from 3.62 % to 3.24 %
Dabur India Ltd's allocation decreased from 3.62 % to 3.24 %
Small Cap allocation has gone up from 28.7% to 29.9%
Small Cap allocation has gone up from 28.7% to 29.9%
Mid Cap allocation has gone up from 7.8% to 8%
Mid Cap allocation has gone up from 7.8% to 8%
Large Cap allocation has gone up from 60.3% to 60.5%
Large Cap allocation has gone up from 60.3% to 60.5%
Cash allocation has gone down from 2.2% to 0.6%
Cash allocation has gone down from 2.2% to 0.6%

Top 3 Sectors in March were Consumer Cyclical, Consumer Defensive & Communication

Mar'25
Consumer Cyclical
37%
Consumer Defensive
30%
Communication
13%
Feb'25
Consumer Cyclical
40%
Consumer Defensive
30%
Communication
13%
  • Equity

Holdings
Weight%
1M Change
Bharti Airtel Ltd
Bharti Airtel Ltd
10.02%
0%
ITC Ltd
ITC Ltd
8.61%
0%
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
8.15%
0%
Hindustan Unilever Ltd
Hindustan Unilever Ltd
6.56%
0%
Eternal Ltd
Eternal Ltd
4.79%
7.7%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
Kotak Consumption Fund Direct Growth
Kotak Consumption Fund Direct Growth
14.85%
-
-
19.55%
Sundaram Consumption Fund Direct Plan - Growth Option
Sundaram Consumption Fund Direct Plan - Growth Option
15.99%
19.9%
23.7%
15.76%
Nippon India Consumption Fund - Direct Plan - Growth Plan
Nippon India Consumption Fund - Direct Plan - Growth Plan
13.61%
21.73%
29.54%
15.07%
Aditya Birla Sun Life India Gennext Fund Direct Plan Growth
Aditya Birla Sun Life India Gennext Fund Direct Plan Growth
13.36%
17.7%
24.7%
17.74%
  • Gainers

  • Losers

Top Growth Drivers
1M Return
Radico Khaitan Ltd
Radico Khaitan Ltd
6.1%
Bharti Airtel Ltd
Bharti Airtel Ltd
5.7%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
42
44
44
Top 5 Company Concentration
38.1%
37.9%
37.5%
Company having highest exposure
Bharti Airtel Ltd (10%)
Bharti Airtel Ltd (9.2%)
Bharti Airtel Ltd (8.9%)
No of Sectors
6
7
7
Top 5 Sectors Concentration
98.3%
98.1%
98%
Sector having highest exposure
Consumer Cyclical (37.2%)
Consumer Cyclical (39.6%)
Consumer Cyclical (39.5%)
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Abhishek Bisen
Abhishek Bisen
Fund Manager of Kotak Consumption Fund Direct Growth, since 16 November 2023
Top funds managed
Devender Singhal
Devender Singhal
Fund Manager of Kotak Consumption Fund Direct Growth, since 16 November 2023
Fund House
Kotak Mahindra Asset Management Co Ltd
Total Schemes
Total AUM
₹4.57L Cr
as on 31-Mar-2025
Address
Kotak Mahindra Asset management Company Limited,2nd Floor, 12-BKC, Plot No C-12,G Block, BKC, Bandra (East),Mumbai - 400 051
Phone
91-22-40930000
Website
fundaccops@kotakmutual.com

Kotak Consumption Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 19.55% since inception which is more than its category average return of 10.94%
Fund Allocations

Fund Allocations

This fund has an allocation of 99.42% in Equity, 0% in Debt and 0.58% in Cash related instruments
AUM size ₹1172 Cr

AUM size ₹1172 Cr

This fund has AUM of ₹1172 Cr which is less than its category average of ₹ 1542 Cr
Expense Ratio 0.55%

Expense Ratio 0.55%

This fund has an expense ratio of 0.55% which is less than its category average expense ratio of 1.42%

Frequently Asked Questions for Kotak Consumption Fund Direct Growth

The current NAV of Kotak Consumption Fund Direct Growth is ₹12.94 as on 29-Apr-2025.
Existing (Absolute + CAGR) as on 29-Apr-2025.
Kotak Consumption Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.67%
2.67%
6 Month Returns
-4.63%
-4.63%
1 Year Returns
14.85%
14.85%
3 Years Returns
0%
0%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.55% as on March 2025
₹1172 Cr as on March 2025
Bharti Airtel Ltd(10.02%), ITC Ltd(8.61%), Maruti Suzuki India Ltd(8.15%), Hindustan Unilever Ltd(6.56%), Eternal Ltd(4.79%) as on March 2025
Consumer Cyclical(36.96%), Consumer Defensive(30.15%), Communication(13.28%) as on March 2025
The alpha ratio for the Kotak Consumption Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Kotak Consumption Fund Direct Growth
10.65
-
-
As on March 2025
The alpha for Kotak Consumption Fund Direct Growth is calculated against Nifty India Consumption Index. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Kotak Consumption Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Kotak Consumption Fund Direct Growth
1.13
-
-
As on March 2025
The Beta for Kotak Consumption Fund Direct Growth is calculated with Nifty India Consumption Index. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Kotak Consumption Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Kotak Consumption Fund Direct Growth
0.55
-
-
As on March 2025
The sharpe ratio for Kotak Consumption Fund Direct Growth is calculated with Nifty India Consumption Index. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Kotak Consumption Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Kotak Consumption Fund Direct Growth
19.98
-
-
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Abhishek Bisen, Devender Singhal are the fund managers of Kotak Consumption Fund Direct Growth
The Exit load of Kotak Consumption Fund Direct Growth is 0.5%