ICICI Prudential Liquid Fund Direct Growth

ICICI Prudential Liquid Fund Direct Growth

NAV as on 29-04-2025

₹ 386.1

Inception Returns

6.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
9019 people have invested ₹ 21.5Cr in ICICI Prudential Liquid Fund Direct Growth in the last three months

About ICICI Prudential Liquid Fund Direct Growth

ICICI Prudential Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Nikhil Kabra. This fund is suitable to keep your money safe.

Key Parameters

  1. ICICI Prudential Liquid Fund Direct Growth has ₹58630 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

ICICI Prudential Liquid Fund Direct Growth has given a CAGR return of 6.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.38%, 6.89% and 5.53% respectively.

Holdings

ICICI Prudential Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Corporate, Consumer Defensive, Energy, Health, Government, Basic Materials, Consumer Cyclical, Utilities. Its top holdings are 91 Days Tbill Red 12-06-2025, 91 Days Tbill Red 19-06-2025, Punjab National Bank ** #, IDBI Bank Limited (Industrial Development Bank Of India Ltd), 91 Days Tbill Red 05-06-2025

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of ICICI Prudential Liquid Fund Direct Growth

The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in money market and debt instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 99.00 and for SIP is INR 99.00. ICICI Prudential Liquid Fund Direct Growth has no lock in period.

ICICI Prudential Liquid Fund Direct Growth Overview

Expense ratio0.2%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹58630 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹99/₹99
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
487%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (29-Apr-25)

Period
ICICI Prudential Liquid Fund Direct Growth
Liquid Index
1M
0.6%
0.5%
3M
1.9%
1.5%
6M
3.7%
2.9%
1Y
7.4%
6.1%
3Y
6.9%
6.1%
5Y
5.5%
4.8%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Cash Equivalent
71%
Corporate
26.1%
Government
3%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 42.3K Cr
₹ 55.1K Cr
₹ 59.5K Cr
  • AUM of the fund stands at 42.3K Cr as of Mar'25
  • AUM decreased by 12.8K Cr between Mar'25 and Feb'25
Top Stocks bought last month
LIC Housing Finance Ltd's allocation increased from 0.12% to 0.56%
LIC Housing Finance Ltd's allocation increased from 0.12% to 0.56%
National Bank For Agriculture And Rural Development's allocation increased from 0.86% to 1.3%
National Bank For Agriculture And Rural Development's allocation increased from 0.86% to 1.3%
Mahindra And Mahindra Financial Services Limited's allocation increased from 0.1% to 0.4%
Mahindra And Mahindra Financial Services Limited's allocation increased from 0.1% to 0.4%
Top Stocks sold last month
HDFC Bank Limited's allocation decreased from 3.49 % to 0.53 %
HDFC Bank Limited's allocation decreased from 3.49 % to 0.53 %
Rural Electrification Corporation Limited's allocation decreased from 0.67 % to 0.45 %
Rural Electrification Corporation Limited's allocation decreased from 0.67 % to 0.45 %
Cholamandalam Investment And Fin. Co. Ltd's allocation decreased from 5.26 % to 0.16 %
Cholamandalam Investment And Fin. Co. Ltd's allocation decreased from 5.26 % to 0.16 %
Cash allocation has gone down from 99.8% to 99.7%
Cash allocation has gone down from 99.8% to 99.7%

Top 3 Sectors in March were Financial Services, Corporate & Consumer Defensive

Mar'25
Financial Services
67%
Corporate
26%
Consumer Defensive
11%
Feb'25
Financial Services
67%
Corporate
29%
Consumer Defensive
11%
  • Debt & Cash

Holdings
Weight%
1M Change
91 Days Tbill Red 12-06-2025
91 Days Tbill Red 12-06-2025
6.76%
100%
91 Days Tbill Red 19-06-2025
91 Days Tbill Red 19-06-2025
4.22%
0%
Punjab National Bank ** #
Punjab National Bank ** #
3.8%
0%
IDBI Bank Limited (Industrial Development Bank Of India Ltd)
IDBI Bank Limited (Industrial Development Bank Of India Ltd)
2.55%
0%
91 Days Tbill Red 05-06-2025
91 Days Tbill Red 05-06-2025
2.54%
100%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
ICICI Prudential Liquid Fund Direct Growth
ICICI Prudential Liquid Fund Direct Growth
7.38%
6.89%
5.53%
6.89%
Sundaram Liquid Fund -Direct Plan - Growth Option
Sundaram Liquid Fund -Direct Plan - Growth Option
7.44%
6.93%
5.49%
6.06%
Aditya Birla Sun Life Liquid Direct Plan Growth
Aditya Birla Sun Life Liquid Direct Plan Growth
7.43%
6.95%
5.58%
6.95%
Axis Liquid Fund Direct Plan Growth Option
Axis Liquid Fund Direct Plan Growth Option
7.43%
6.93%
5.54%
6.91%
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Nikhil Kabra
Nikhil Kabra
Fund Manager of ICICI Prudential Liquid Fund Direct Growth, since 1 December 2023
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.04L Cr
as on 31-Mar-2025
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com

Mutual Fund Insights

Insights icon
In the last 1 year, Sundaram Liquid Fund -Direct Plan - Growth Option has given 7.45% return, outperforming this fund by 0.06%.
Insights icon
In the last 3 years, Aditya Birla Sun Life Liquid Direct Plan Growth has given 6.97% return, outperforming this fund by 0.08% per annum.
Insights icon
In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.88% return, outperforming this fund by 0.36% per annum.
Insights icon
This fund expense ratio is slightly on the lower side within the category (liquid). Its expense ratio is 0.2% which is lower than the category average expense ratio of 0.26%.
Insights icon
Over the last 3 months, this fund has experienced a 18.1% growth in AUM moving from 49.65K Cr to 58.63K Cr.

ICICI Prudential Liquid Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.89% since inception which is more than its category average return of 5.02%
AUM size ₹58630 Cr

AUM size ₹58630 Cr

This fund has AUM of ₹58630 Cr which is more than its category average of ₹ 14561 Cr
Expense Ratio 0.2%

Expense Ratio 0.2%

This fund has an expense ratio of 0.2% which is less than its category average expense ratio of 0.23%

Frequently Asked Questions for ICICI Prudential Liquid Fund Direct Growth

The current NAV of ICICI Prudential Liquid Fund Direct Growth is ₹386.1 as on 29-Apr-2025.
Existing (Absolute + CAGR) as on 29-Apr-2025.
ICICI Prudential Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.62%
0.62%
6 Month Returns
3.66%
3.66%
1 Year Returns
7.38%
7.38%
3 Years Returns
22.12%
6.89%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.2% as on March 2025
₹58630 Cr as on March 2025
91 Days Tbill Red 12-06-2025(6.76%), 91 Days Tbill Red 19-06-2025(4.22%), Punjab National Bank ** #(3.8%), IDBI Bank Limited (Industrial Development Bank Of India Ltd)(2.55%), 91 Days Tbill Red 05-06-2025(2.54%) as on March 2025
Cash Equivalent(74.8%), Corporate(19.69%), Government(5.51%) as on March 2025
Yield to Maturity is 6.99 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.18 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Nikhil Kabra is the fund manager of ICICI Prudential Liquid Fund Direct Growth
The Exit load of ICICI Prudential Liquid Fund Direct Growth is 0.01%