HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option

HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option

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Equity
Direct
Elss (Tax Savings)

NAV: ₹ 72.8 as on 03-02-2023

Fund Performance
zero opening, trading, fund transfer fee
68 people have invested ₹ 1.7L in mutual fund in the last three months

Fund Performance as on (19-Jan-23)

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.9%
-0.9%
6.4%
9.2%
18.3%
8.7%
Benchmark
-2.3%
2.2%
9.6%
-0.5%
15%
9.6%
Category
-2.7%
-2.8%
2.1%
-0.8%
15.6%
9.8%
About the Fund

HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is an equity fund. This fund was started on  1 January, 2013. The fund is managed by Roshi Jain, Priya Ranjan. The fund could potentially beat inflation in the long-run.

Key parameters

1) HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has a NAV of 72.75 as on 03-02-2023.

2) HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option has 9993 Cr worth of assets under management (AUM) as on 31-12-2022 and is more than category average.

3) The fund has an expense ratio 1.19 %.

Fund Overview

Expense ratio
Expense ratio
1.19%
Benchmark
Benchmark
S&P BSE 200 India TR INR
AUM
AUM
₹9993 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹500/₹500
Exit Load
Exit Load
0%
Lock In
Lock In
3 Years
TurnOver
TurnOver
49.3%

Fund Distribution as on (31-Dec-22)

  • Equity 96%
  • Debt & Cash 4%
Size breakup
Large cap
87.6%
Mid cap
6.6%
Small cap
1.8%

Sector Allocation

Dec'22

Nov'22

Oct'22

Financial Services

39.5%

Industrial

12.5%

Tech

11.5%

Health

8.9%

Consumer Cyclical

7.7%

Utilities

7.1%

Communication

6.5%

Energy

4.6%

Real Estate

1.7%

Top Holdings as on (31-Dec-22)

  • Equity
  • Debt & Cash
Equity Holdings35
Debt Holdings3

What changed

in last one month
  • Scheme
  • Portfolio
AUM decreased by 361.1 Cr in last 1M
Dec'22 return underperformed benchmark

Change in AUM

Dec'22
₹ 10K Cr
Nov'22
₹ 10.4K Cr
Oct'22
₹ 10.1K Cr

Fund Returns vs Benchmark

Jan'23
5.13%
5.37%
Dec'22
3.72%
2.63%
Nov'22
5.13%
5.37%
Fund Return
Benchmark Return

Concentration Analysis as on (31-Dec-22)

Fund
Dec'22
Nov'22
Oct'22
No of Holdings
38
37
39
Top 5 Company Concentration
36.6%
37.2%
36.6%
Company having highest exposure
HDFC Bank Ltd (9.8%)
ICICI Bank Ltd (10.1%)
ICICI Bank Ltd (9.9%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
76.9%
77.6%
77.7%
Sector having highest exposure
Financial Services (37.9%)
Financial Services (37.6%)
Financial Services (37.1%)

Winners & Losers as on (31-Dec-22)

Fund Manager

Roshi Jain

Roshi Jain

Fund Manager of HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option, since 13 January 2022
Priya Ranjan

Priya Ranjan

Fund Manager of HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option, since 1 May 2022

AMC details

Fund House
HDFC Asset Management Company Limited
Total Schemes
Total AUM
₹4.66L Cr
as on 31-Dec-2022
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Email
cliser@hdfcfund.com

Fund Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.99% since inception which is more than its category average return of 12.94%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.99% in Equity, 0% in Debt and 4.01% in Cash related instruments
AUM size ₹9993 Cr

AUM size ₹9993 Cr

This fund has AUM of ₹9993 Cr which is more than its category average of ₹ 2677 Cr
Expense Ratio 1.19%

Expense Ratio 1.19%

This fund has an expense ratio of 1.19% which is less than its category average expense ratio of 1.57%

Frequently Asked Questions

The current NAV of HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is 72.75 as on 03-Feb-2023.
Existing (Absolute + CAGR)
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
Absolute Returns
CAGR Returns
1 Month Returns
-1.85%
-1.85%
6 Month Returns
6.41%
6.41%
1 Year Returns
9.23%
9.23%
3 Years Returns
65.57%
18.3%
5 Years Returns
51.7%
8.69%
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1.19 as on January 2023
9993 Cr as on January 2023
HDFC Bank Ltd(9.78%),ICICI Bank Ltd(9.54%),State Bank of India(6.14%),Bharti Airtel Ltd(6.05%),Hindustan Aeronautics Ltd Ordinary Shares(5.07%) as on January 2023
Financial Services(37.89%),Industrial(12.01%),Tech(11.03%) as on January 2023
The alpha ratio for the HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
7.65
1.32
-1.97
As on January 2023
The alpha for HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
0.86
0.96
0.95
As on January 2023
The Beta for HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
0.37
0.63
0.23
As on January 2023
The sharpe ratio for HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
14.73
22.39
19.41
As on January 2023
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.88 as on January 2023. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.21 as on January 2023. It tells the consistency of the fund in generating superior risk-adjusted performance
Roshi Jain,Priya Ranjan are the fund managers of HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option
The Exit load of HDFC TaxSaver -Direct Plan Payout of Income Distribution cum Capital Withdrawal option is 0%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.