HDFC Medium Term Debt Fund Direct Growth
NAV as on 21-04-2025
₹ 60.5
▲0.1%
1D
Inception Returns
8.3%
/yr
Historical NAV & Returns
About HDFC Medium Term Debt Fund Direct Growth
HDFC Medium Term Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shobhit Mehrotra. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Medium Term Debt Fund Direct Growth has ₹4200 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
HDFC Medium Term Debt Fund Direct Growth has given a CAGR return of 8.29% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.19%, 7.85% and 7.56% respectively.
Holdings
HDFC Medium Term Debt Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent, Securitize. Its top holdings are 7.18% Govt Stock 2037, 7.23% Govt Stock 2039, Tata Steel Limited, 6.79% Govt Stock 2034, Kalpataru Power Transmission Limited
Taxation
As it is a medium duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Medium Term Debt Fund Direct Growth
To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Medium Term Debt Fund Direct Growth has no lock in period.
HDFC Medium Term Debt Fund Direct Growth Overview
| Expense ratio | 0.66% |
Benchmark | Nifty Medium Duration Debt TR INR |
| AUM | ₹4200 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 25.16% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 3.9K Cr as of Mar'25
- AUM decreased by 84.2 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Indus Infra Trust Unit | 0.67% | 0% | |
 Capital Infra Trust InvITs | 0.58% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HDFC Medium Term Debt Fund Direct Growth | 10.19% | 7.85% | 7.56% | 8.29% |
 Kotak Medium Term Direct Growth | 10.7% | 8.07% | 7.92% | 8.54% |
 Axis Strategic Bond Fund Direct Growth Option | 10.6% | 8.39% | 7.96% | 8.72% |
 Nippon India Strategic Debt Fund Direct Plan Growth Option | 10.36% | 7.49% | 8.36% | 4.78% |
Mutual Fund Insights
HDFC Medium Term Debt Fund Direct Growth Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹4200 Cr
Expense Ratio 0.66%
More funds from HDFC
1Y CAGR
▲ 12.78
1Y CAGR
▲ 12.67
1Y CAGR
▲ 12.56
1Y CAGR
▲ 12.48
5Y CAGR
▲ 6.68
Frequently Asked Questions for HDFC Medium Term Debt Fund Direct Growth
HDFC Medium Term Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2% | 2% |
6 Month Returns | 4.82% | 4.82% |
1 Year Returns | 10.19% | 10.19% |
3 Years Returns | 25.43% | 7.85% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 60.25 |
AA | 39.75 |