HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl
Get the latest NAV of HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹15.73
▲0.6%1D
NAV as on 15 Sep 2025
14.93%/per year
Since Inception
▲▼
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Financial Services, Health & Tech
Financial Services
98%
Health
1%
Tech
Financial Services
98%
Health
1%
Tech
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Holdings Details
as on (31-Aug-25)
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.77% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹4041 Cr |
| Inception Date | 1 July, 2021 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 18.5% |
| Risk |   Very High Risk |
About HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl is an equity fund. This fund was started on 1 July, 2021. The fund is managed by Dhruv Muchhal, Anand Laddha. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl has ₹4041 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl has given a CAGR return of 14.93% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 5.96% and 16.65% respectively.
Holdings
HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, Kotak Mahindra Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl has no lock in period.
Fund Manager
Dhruv Muchhal
Fund Manager of HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl, since 22 June 2023
Anand Laddha
Fund Manager of HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl, since 1 July 2021
- AUM of the fund stands at 4K Cr as of Aug'25
- AUM decreased by 145.6 Cr between Aug'25 and Jul'25
Frequently Asked Questions for HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl
How do I invest in HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl?
- Download the INDmoney app.
- Search for ‘HDFC Banking & Financial Services Fund Direct Reinvestment of Income Distribution cum capital wdrl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.