DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt
Get the latest NAV of DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹10.15
NAV as on 10 Sep 2025
5.08%/per year
Since Inception
▲▼
3 people have invested ₹ 30K in DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt in the last three months
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Performance vs. Money Market Index
Fund returns vs Benchmark returns vs Category Average returns as on (10-Sep-25)
The fund has consistently outperformed the benchmark (Money Market Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Top 2 Sectors in July were Corporate, Government
Corporate
55%
Government
23%
Corporate
47%
Government
22%
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.15% |
Benchmark | CRISIL Money Market A-I TR INR |
| AUM | ₹5495 Cr |
| Inception Date | 2 August, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 207.4% |
| Risk |   Moderate Risk |
About DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt is a debt fund. This fund was started on 2 August, 2013. The fund is managed by Shalini Vasanta, Karan Mundhra. This fund is suitable to keep your money safe.
Key Parameters
- DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has ₹5495 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has given a CAGR return of 5.08% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.61%, 6.87% and 5.23% respectively.
Holdings
DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are 7.59% Govt Stock 2026, Small Industries Development Bank Of India, Indian Bank, Axis Bank Ltd., IDFC First Bank Limited
Taxation
As it is a money market mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has no lock in period.
Fund Manager
Shalini Vasanta
Fund Manager of DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt, since 1 August 2024
Karan Mundhra
Fund Manager of DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt, since 31 May 2021
- AUM of the fund stands at 5.4K Cr as of Jul'25
- AUM increased by 780.2 Cr between Jul'25 and Jun'25
Frequently Asked Questions for DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt
How do I invest in DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt?
- Download the INDmoney app.
- Search for ‘DSP Savings Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.