DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt

Hybrid

DSP Mutual Fund

Conservative Allocation

Get the latest NAV of DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.48

▲0.1%1D

NAV as on 20 Jun 2025

6.72%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (20-Jun-25)

Period
This Fund
Conservative Allocation Index
1 Month
0.42%
0.15%
3 Months
3.32%
3.58%
6 Months
5.26%
3.6%
1 Year
10.43%
7.37%
3 Years
10.73%
10.67%
5 Years
10.04%
10.61%

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 13.8%

Debt & Cash 85%

Large cap
10.6%
Small cap
2.1%
Mid cap
1.1%

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 13.8%

Debt & Cash 85%

Financial Services
48.6%
Consumer Cyclical
12.8%
Health
10.6%
Basic Materials
6.5%
Consumer Defensive
5.5%
Tech
5.4%
Industrial
3.4%
Utilities
2.9%
Energy
2.5%
Communication
2%

Top 3 Sectors in May were Government, Financial Services & Consumer Cyclical

May'25

Government

74%

Financial Services

45%

Consumer Cyclical

16%

Apr'25

Government

73%

Financial Services

45%

Consumer Cyclical

14%

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
1.77%
0%
ICICI Bank Ltd
1.28%
0%
Kotak Mahindra Bank Ltd
0.93%
0%
SBI Life Insurance Co Ltd
0.72%
0%
Cipla Ltd
0.67%
0%
See all

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.5%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹173 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
43.15%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt has ₹173 Cr worth of assets under management (AUM) as on May 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt has given a CAGR return of 6.72% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.43%, 10.73% and 10.04% respectively.

Holdings

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Consumer Cyclical, Health, Utilities, Industrial, Consumer Defensive, Energy, Basic Materials, Tech, Communication.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt

An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt has no lock in period.

Learn more about DSP Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 173.3 Cr
₹ 166.7 Cr
₹ 163.5 Cr
  • AUM of the fund stands at 173.3 Cr as of May'25
  • AUM increased by 6.5 Cr between May'25 and Apr'25

Frequently Asked Questions for DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt

How do I invest in DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt?

INDmoney makes it simple to invest in the DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt?

The NAV of the fund today is ₹14.48. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt fund has generated a return of 10.43% in 1 year, 10.73% in 3 years, 10.04% in 5 years.

Who is the fund manager of DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt?

The fund managers are .

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.50%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹173 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of DSP Regular Saving Fund Direct Plan Quarterly Payout of Income Distribution cum Cptl Wdrl Opt?

The top 3 holdings of the fund are 7.32% Govt Stock 2030(12.32%), 6.79% Govt Stock 2034(9.06%), 7.1% Govt Stock 2029(6.07%)