DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt

Hybrid
Direct
Conservative Allocation
DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt

About the Fund

DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Jay Kothari, Kedar Karnik. This fund gives you the benefit of diversification.

Key Parameters

  1. DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt has ₹173 Cr worth of assets under management (AUM) as on May 2024 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt has given a CAGR return of 6.68% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.97%, 8.03% and 8.66% respectively.

Holdings

DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt has allocated its funds majorly in Government, Financial Services, Corporate, Health, Tech, Consumer Cyclical, Basic Materials, Consumer Defensive, Utilities, Cash Equivalent, Energy, Communication, Industrial.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt

An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 0.00. DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.49%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹173 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
33.5%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (31-May-24)

  • Equity 20.9%

  • Debt & Cash 78.8%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
46%
Health
14.3%
Consumer Cyclical
9.6%
Basic Materials
8.3%
Tech
8.1%
Consumer Defensive
5.7%
Utilities
2.7%
Communication
2.3%
Energy
2.2%
Industrial
0.8%
All changes are between Oct'69 and Dec'69

Jay Kothari
Jay Kothari
Fund Manager of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt, since 16 March 2018
Kedar Karnik
Kedar Karnik
Fund Manager of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt, since 1 July 2023

DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.68% since inception which is more than its category average return of 6.22%
Fund Allocations

Fund Allocations

This fund has an allocation of 20.94% in Equity, 76.39% in Debt and 2.37% in Cash related instruments
AUM size ₹173 Cr

AUM size ₹173 Cr

This fund has AUM of ₹173 Cr which is less than its category average of ₹ 741 Cr
Expense Ratio 0.49%

Expense Ratio 0.49%

This fund has an expense ratio of 0.49% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions

The current NAV of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt is ₹14.04 as on 24-Jun-2024.
Existing (Absolute + CAGR) as on 24-Jun-2024.
DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt
Absolute Returns
CAGR Returns
1 Month Returns
1.78%
1.78%
6 Month Returns
6.67%
6.67%
1 Year Returns
11.97%
11.97%
3 Years Returns
26.08%
8.03%
5 Years Returns
51.45%
8.66%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.49% as on May 2024
₹173 Cr as on May 2024
7.32% Govt Stock 2030(12.97%), National Housing Bank(8.85%), Power Grid Corporation Of India Limited(6.06%), 7.1% Govt Stock 2029(5.86%), Rec Limited(5.86%) as on May 2024
Government(48.04%), Corporate(28.64%), Financial Services(9.18%) as on May 2024
AAA
100
Jay Kothari, Kedar Karnik are the fund managers of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt
The Exit load of DSP Regular Saving Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cptl Wdrl Opt is 0%