DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt
Get the latest NAV of DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹14.40
▲0.1%1D
NAV as on 12 Sep 2025
6.95%/per year
Since Inception
▲▼
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Performance vs. Conservative Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)
The fund has consistently outperformed the benchmark (Conservative Allocation Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Top 3 Sectors in July were Government, Financial Services & Consumer Cyclical
Government
93%
Financial Services
44%
Consumer Cyclical
15%
Government
81%
Financial Services
43%
Consumer Cyclical
16%
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Holdings Details
as on (31-Aug-25)
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.5% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹178 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 45.27% |
| Risk |   Moderate Risk |
About DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Singh, Shantanu Godambe. This fund gives you the benefit of diversification.
Key Parameters
- DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt has ₹178 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt has given a CAGR return of 6.95% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.41%, 9.96% and 9.91% respectively.
Holdings
DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt has allocated its funds majorly in Government, Financial Services, Health, Consumer Cyclical, Cash Equivalent, Tech, Utilities, Consumer Defensive, Industrial, Basic Materials, Energy, Communication.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt
An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt has no lock in period.
Fund Manager
Abhishek Singh
Fund Manager of DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt, since 31 May 2021
Shantanu Godambe
Fund Manager of DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt, since 1 August 2024
- AUM of the fund stands at 178.4 Cr as of Jul'25
- AUM increased by 4.3 Cr between Jul'25 and Jun'25
Frequently Asked Questions for DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt
How do I invest in DSP Regular Saving Fund Direct Plan Monthly Payout of Income Distribution cum Cptl Wdrl Opt?
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