Baroda BNP Paribas Retirement Fund Direct Growth

Baroda BNP Paribas Retirement Fund Direct Growth

Hybrid

Direct

Retirement

NAV as on 06-11-2024

₹ 11.03

0.3%

1D

Inception Returns

9.1%

/yr

About Baroda BNP Paribas Retirement Fund Direct Growth

Baroda BNP Paribas Retirement Fund Direct Growth is a hybrid fund. This fund was started on 31 May, 2024. The fund is managed by . This fund gives you the benefit of diversification.

Key Parameters

  1. Baroda BNP Paribas Retirement Fund Direct Growth has ₹330 Cr worth of assets under management (AUM) as on Sep 2024 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Baroda BNP Paribas Retirement Fund Direct Growth has given a CAGR return of 9.14% since inception.

Holdings

Baroda BNP Paribas Retirement Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Corporate, Tech, Industrial, Consumer Defensive, Consumer Cyclical, Basic Materials, Health, Communication, Energy, Utilities.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Baroda BNP Paribas Retirement Fund Direct Growth

The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Baroda BNP Paribas Retirement Fund Direct Growth of 5 Years

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
215 people have invested ₹ 10.5L in Baroda BNP Paribas Retirement Fund Direct Growth in the last three months

Baroda BNP Paribas Retirement Fund Direct Growth Overview

Expense ratio0.27%
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
AUM₹330 Cr
Inception Date31 May, 2024
Min Lumpsum/SIP₹1000/₹500
Exit Load0%
Lock In5 Years
TurnOver
0%
STCGRedeeming before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (06-Nov-24)

Period
Baroda BNP Paribas Retirement Fund Direct Growth
Retirement Index
1M
-1.4%
-
3M
3.7%
-

Fund Distribution

as on (30-Sep-24)

  • Equity 72.1%

  • Debt & Cash 27.9%

Large cap
47.6%

Mid cap
14%

Small cap
10.4%

Sector Allocation

Sep'24

Aug'24

Jul'24

Financial Services
32.8%
Tech
12.1%
Industrial
11.3%
Consumer Defensive
11%
Consumer Cyclical
8.5%
Basic Materials
6.9%
Health
5.2%
Communication
4.5%
Energy
4.5%
Utilities
3.2%
Fund
Sep'24
Aug'24
Jul'24
No of Holdings
55
56
55
Top 5 Company Concentration
19.2%
19.9%
20.3%
Company having highest exposure
HDFC Bank Ltd (5.3%)
HDFC Bank Ltd (5.2%)
HDFC Bank Ltd (5.4%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
114%
134.6%
144.6%
Sector having highest exposure
Government (42.2%)
Government (46.7%)
Government (57.2%)
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Fund House
Baroda BNP Paribas Asset Management India Pvt. Ltd.
Total AUM
₹45.93K Cr
as on 30-Sep-2024
Address
Baroda BNP Paribas Mutual Fund,Crescenzo, 7th Floor, G-Block,,Bandra Kurla Complex
Phone
+912269209600
Website
service@barodabnpparibasmf.in

Baroda BNP Paribas Retirement Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered returns of 9.14% since inception (31st May 2024)
Fund Allocations

Fund Allocations

This fund has an allocation of 72.12% in Equity, 16.13% in Debt and 11.75% in Cash related instruments
AUM size ₹330 Cr

AUM size ₹330 Cr

This fund has AUM of ₹330 Cr which is less than its category average of ₹ 832 Cr
Expense Ratio 0.27%

Expense Ratio 0.27%

This fund has an expense ratio of 0.27% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions for Baroda BNP Paribas Retirement Fund Direct Growth

The current NAV of Baroda BNP Paribas Retirement Fund Direct Growth is ₹11.03 as on 06-Nov-2024.
Existing (Absolute + CAGR) as on 06-Nov-2024.
Baroda BNP Paribas Retirement Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-1.36%
-1.36%
6 Month Returns
0%
0%
1 Year Returns
0%
0%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.27% as on October 2024
₹330 Cr as on October 2024
7.34% Govt Stock 2064(11.77%), HDFC Bank Ltd(5.25%), Infosys Ltd(4.55%), ICICI Bank Ltd(3.75%), Reliance Industries Ltd(3.23%) as on October 2024
Financial Services(23.64%), Government(11.77%), Cash Equivalent(11.75%) as on October 2024
AAA
92
AA
8
The Exit load of Baroda BNP Paribas Retirement Fund Direct Growth is 0%