Bandhan Financial Services Fund Direct IDCW Reinvestment
Get the latest NAV of Bandhan Financial Services Fund Direct IDCW Reinvestment. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.69
▲0.2%1D
NAV as on 11 Sep 2026
15.2%/per year
Since Inception
▲▼
Bandhan Financial Services Fund Direct IDCW Reinvestment Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (11-Sep-26)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
Bandhan Financial Services Fund Direct IDCW Reinvestment Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Financial Services Fund Direct IDCW Reinvestment Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
Bandhan Financial Services Fund Direct IDCW Reinvestment Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 2 Sectors in July were Financial Services, Tech
Financial Services
97%
Tech
3%
Financial Services
97%
Tech
3%
Bandhan Financial Services Fund Direct IDCW Reinvestment Holdings Details
as on (31-Aug-26)
Bandhan Financial Services Fund Direct IDCW Reinvestment Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.56% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹1114 Cr |
| Inception Date | 31 July, 2023 |
| Min Lumpsum/SIP | ₹1,000/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 54.69% |
| Risk |   Very High Risk |
About Bandhan Financial Services Fund Direct IDCW Reinvestment
Bandhan Financial Services Fund Direct IDCW Reinvestment is an equity fund. This fund was started on 31 July, 2023. The fund is managed by Gaurav Satra, Ritu Modi, Harshvardhan Agarwal, Harshal Joshi, Ritika Behera. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bandhan Financial Services Fund Direct IDCW Reinvestment has ₹1114 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
Bandhan Financial Services Fund Direct IDCW Reinvestment has given a CAGR return of 15.20% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 4.25% and 14.47% respectively.
Holdings
Bandhan Financial Services Fund Direct IDCW Reinvestment has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Health. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Bajaj Finance Ltd, Axis Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bandhan Financial Services Fund Direct IDCW Reinvestment
The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Financial Services Fund Direct IDCW Reinvestment has no lock in period.
Fund Manager
Gaurav Satra
Fund Manager of Bandhan Financial Services Fund Direct IDCW Reinvestment, since 7 June 2024
Ritu Modi
Fund Manager of Bandhan Financial Services Fund Direct IDCW Reinvestment, since 2 December 2024
Harshvardhan Agarwal
Fund Manager of Bandhan Financial Services Fund Direct IDCW Reinvestment, since 7 June 2024
Harshal Joshi
Fund Manager of Bandhan Financial Services Fund Direct IDCW Reinvestment, since 31 July 2023
Ritika Behera
Fund Manager of Bandhan Financial Services Fund Direct IDCW Reinvestment, since 7 October 2023
- AUM of the fund stands at 1.1K Cr as of Jul'26
- AUM has remained same between Jul'26 and Jun'26
Frequently Asked Questions for Bandhan Financial Services Fund Direct IDCW Reinvestment
How do I invest in Bandhan Financial Services Fund Direct IDCW Reinvestment?
- Download the INDmoney app.
- Search for ‘Bandhan Financial Services Fund Direct IDCW Reinvestment’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.