Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl
Get the latest NAV of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹17.59
1D
NAV as on 23 Mar 2026
8.19%/per year
Since Inception
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Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (23-Mar-26)
The fund has outperformed the benchmark (Retirement Index) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Corporate, Government & Financial Services
Corporate
59%
Financial Services
35%
Government
34%
Corporate
61%
Government
35%
Financial Services
33%
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Holdings Details
as on (28-Feb-26)
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.59% |
Benchmark | CRISIL Composite Bond TR INR |
| AUM | ₹508 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/-- |
Exit Load | 3.0% |
| Lock In | 5 Years |
TurnOver | 61.5% |
| Risk |   Moderately High risk |
About Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Ajay Argal, Rajasa Kakulavarapu, Anuj Tagra, Pallab Roy. This fund gives you the benefit of diversification.
Key Parameters
- Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl has ₹508 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 1.6.
Returns
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl has given a CAGR return of 8.19% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.57%, 8.81% and 7.15% respectively.
Holdings
Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Financial Services, Government, Industrial, Consumer Cyclical, Cash Equivalent, Health, Tech, Energy, Consumer Defensive, Utilities, Communication, Basic Materials, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl
The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl of 5 Years
Fund Manager
Ajay Argal
Fund Manager of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl, since 4 October 2024
Rajasa Kakulavarapu
Fund Manager of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl, since 6 September 2021
Anuj Tagra
Fund Manager of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl, since 30 April 2024
Pallab Roy
Fund Manager of Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl, since 7 March 2024
- AUM of the fund stands at 508.2 Cr as of Feb'26
- AUM decreased by 1.1 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl
How do I invest in Franklin India Retirement Fund Direct Rnvstmnt of Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
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- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.