Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl

Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl is a debt fund. This fund was started on 23 January, 2015. The fund is managed by Gurvinder Wasan, Vikram Pamnani. This fund is suitable to keep your money safe.

1. Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl has ₹175 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
2. The fund has an expense ratio 0.9.
   

Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl has given a CAGR return of 7.96% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.08%, 8.60% and 11.21% respectively.

Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl has allocated its funds majorly in Real Estate, Corporate, Government, Financial Services, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, Nuvoco Vistas Corporation Limited, Piramal Finance Limited, Tata Projects Limited, JSW Steel Limited

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas Credit Risk Fund Direct Quarterly Pyt of Inc Dis cum Cap Wdrl has no lock in period.