Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl

Hybrid

BOI AXA Mutual Fund

Conservative Allocation

Get the latest NAV of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹18.21

▼-0.4%1D

NAV as on 13 Mar 2026

6.76%/per year

Since Inception

Absolute Gain%

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Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Performance vs. Conservative Allocation Index

Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)

The fund has consistently outperformed the benchmark (Conservative Allocation Index) over the last 1Y, 3Y, 5Y time periods.

Period	1M	3M	6M	1Y	3Y	5Y
This Fund	-0.66%	0.09%	0.84%	7.22%	8.15%	10.8%
Conservative Allocation Index	-1.51%	-1.68%	-0.5%	4.65%	7.25%	6.65%
Conservative Allocation Avg	-1.54%	-1.69%	-0.48%	5.4%	8.7%	7.73%
Best in Conservative Allocation	0.29%	1.31%	3.37%	9.5%	11.85%	10.88%
Worst in Conservative Allocation	-2.34%	-4.14%	-1.61%	3.32%	7.35%	6.24%

Peer comparison

Fund Name	INDmoney Rank	AUM (in Crs.)	Expense Ratio	1Y Returns	3Y Returns	3Y Alpha	3Y Beta	3Y Sharpe	3Y Sortino	3Y Info Ratio
Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl	-	65Cr	1.24%	7.22%	8.15%	-0.91	1.12	0.49	0.77	-0.34
Kotak Debt Hybrid Monthly Payout of Income Distribution cum Cap Wdrl Fund	-	3,052Cr	0.45%	7.63%	10.51%	2.57	--	--	1.70	1.48
UTI Conservative Hybrid Fund Flexi Payout Inc Dist cum Cap Wdrl Monthly Payment	-	1,633Cr	1.18%	10.88%	9.58%	1.44	--	--	1.30	1.01
SBI Conservative Hybrid Fund Monthly Reinvestment Inc Dist cum Cap Wdrl	-	9,761Cr	1.05%	7.98%	9.54%	1.91	--	--	1.68	1.01

See all

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap

11.8%

Mid cap

3.2%

Small cap

1.4%

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Utilities

21.5%

Financial Services

15.8%

Industrial

13.2%

Basic Materials

11.5%

Tech

9.8%

Health

9.6%

Consumer Defensive

8.3%

Consumer Cyclical

6.6%

Communication

2.6%

Energy

1.3%

Top 3 Sectors in February were Government, Corporate & Basic Materials

Feb'26

Government

41%

Corporate

29%

Consumer Defensive

16%

Jan'26

Government

48%

Corporate

30%

Basic Materials

20%

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Holdings Details

as on (28-Feb-26)

Holdings	Weight%	1M Change
Glenmark Pharmaceuticals Ltd	2.29%	0%
ITC Ltd	1.94%	0%
Ambuja Cements Ltd	1.22%	0%
NTPC Ltd	1.17%	0%
Bharat Electronics Ltd	1.09%	0%

See all

Top Stocks bought last month

National Bank For Agriculture And Rural Development's allocation increased from 5.26% to 7.81%

Indian Railway Finance Corporation Limited's allocation increased from 5.26% to 7.8%

Asian Paints Ltd's allocation increased from 0.44% to 0.95%

Top Stocks sold last month

Power Finance Corporation Limited's allocation decreased from 3.12 % to 3.12 %

Small Industries Development Bank Of India's allocation decreased from 5.26 % to 3.11 %

Small Industries Development Bank Of India's allocation decreased from 3.11 % to 3.1 %

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio	1.24%
Benchmark	CRISIL Hybrid 85+15 - ConservativeTR INR
AUM	₹65 Cr
Inception Date	12 November, 2014
Min Lumpsum/SIP	₹5,000/₹1,000
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	136.15%
Risk	Moderate Risk

About Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 12 November, 2014. The fund is managed by Alok Singh. This fund gives you the benefit of diversification.

Key Parameters

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl has ₹65 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
The fund has an expense ratio 1.2.

Returns

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl has given a CAGR return of 6.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.22%, 8.15% and 10.80% respectively.

Holdings

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Government, Cash Equivalent, Corporate, Consumer Defensive, Health, Utilities, Basic Materials, Financial Services, Industrial, Consumer Cyclical, Energy, Communication, Tech.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl has no lock in period.

Fund Manager

Alok Singh

Fund Manager of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl, since 21 May 2012

Learn more about BOI AXA Mutual Fund

Parameters	Feb'26	Jan'26	Dec'25
AUM	₹ 65.4 Cr	₹ 64.4 Cr	₹ 65.3 Cr

AUM of the fund stands at 65.4 Cr as of Feb'26
AUM increased by 1 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl

How do I invest in Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl. To do so, follow the steps below:

Download the INDmoney app.
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What is the current NAV of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl?

The NAV of the fund today is ₹18.21. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl fund has generated a return of 7.22% in 1 year, 8.15% in 3 years, 10.80% in 5 years.

Who is the fund manager of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl?

The fund managers are Alok Singh.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.24%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹65 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Conservative Hybrid Fund Direct Quarterly Payout of Income Dist cum Cap Wdrl?

The top 3 holdings of the fund are 7.10% Gs 2029(7.89%), Indian Railway Finance Corporation Limited(7.76%), National Bank For Agriculture And Rural Development(7.76%)